Real Estate Investing in Anza, California (92539)

Everything the listing leaves out — vacancy, rent trend, cap rate, landlord climate. All free.

Riverside County • Population: 3,480 • Data updated: September 2026

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Should you buy in 92539 (Anza, CA)? Our answer, based on the numbers below.

🏠 For Homebuyers
WEAK FIT
Grade F (24/100)

Multiple negative signals. Better options likely exist nearby.

📈 For Investors
WEAK
2.0 / 5 (33/100)

Structural challenges here. The numbers may look cheap but operational risk is high. Only for experienced, hands-on investors.

⚠️ Risks to Know
3 flags
  • High vacancy: 35.0% of homes vacant — above national norms.
  • Declining values: -0.5% 5-year CAGR — values have moved lower.
  • Tenant-protective state: Landlord rating 1.0/5 — slower evictions, more regulations.

• Modeled rent — no observed market rent for this ZIP; the figure is estimated from HUD fair-market rent.

What’s happening in Anza, CA (92539)?

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2.0/ 5

Investability

Overall investment appeal

1.0/ 5

Appreciation

Long-term value growth

3.0/ 5

Cashflow ROI

Rental yield potential

Avg Home Value $398,824
Avg Monthly Rent $1,872
1% Rule ✗ Does Not Meet
Median Income $54,107
% Renters 20.2%

Market Analysis: 92539 Anza

Put differently, ZIP 92539 has challenges — vacancy pressure, softer price growth, and tenant stability concerns sit alongside the $399K median. It rewards specialists, not generalists.

For an experienced owner, 92539 can be a a credible choice for hunting ground — but the discount at $399K reflects genuine risk that outside investors often underestimate.

Regionally, 92539 sits on the difficult end of the CA spectrum. The a credible choice for read — for disciplined operators — is that pricing reflects the difficulty.

A notable renter share of 20% in 92539 is not, on its own, a problem — but paired with below-average income and high mobility, it changes the operating playbook.

Distressed ZIPs reward experience. significant returns are possible in 92539, but they flow to investors who already understand how to operate in soft markets.

Explore the Data — Click a Tab Below
🏦 Current 30-yr Fixed Mortgage Rate: 6.76% as of Sep 10 Source: Freddie Mac PMMS

Here's what matters if you're considering buying a home in Anza:

D Needs Caution
Buy Confidence Score: 42/100
Affordability
5/25
Appreciation
5/25
Stability
7/20
Timing
10/15
Rental backup
15/15
Affordability
Expensive
Homes cost 7.4× the median income
Value Trend
Declining (-1.9%)
How home values changed in the past year
Rental Backup
Strong
Could rent for $1,872/mo if you need to move
Market Conditions
COOL
More inventory, negotiating room for buyers
Bottom Line: This market may be challenging for buyers. Consider your timing and budget carefully.
❄️
COOL MARKET
Riverside-San Bernardino-Ontario, CA Metro Area
More inventory, negotiating room for buyers
60 days
Average time to sell
Average
7.8%
Listings with price cuts
Few Cuts
0.0%
Sale price vs asking
Below Ask
0.0%
Income needed for mortgage
Affordable
📅 Market conditions as of August 29, 2026 — updated weekly from Riverside-San Bernardino-Ontario, CA metro data
🏠

Property Strategy for 92539

Which property type performs best in this market?

Best for Cash Flow
3BR
4.4% cap rate
Best for Appreciation
2BR
+3.6% 5yr CAGR
Best Overall Value
3BR
$150,443/bedroom
📊 Compare All Property Types →
Type Median Value Est. Rent Cap Rate 5yr CAGR $/Bedroom
2BR $343,096 $2,080 4.4% +3.6% $171,548
3BR $451,328 $2,780 4.4% +3.3% $150,443

Market Trends

Home Value History (with trend line)

$486K$409K$332K$256K$179K$102KJul 2006Jul 2016Jul 2026

📊 How Does 92539 Compare?

Metric 92539 Anza Riverside-San Bernardino-Ontario, CA California
Home Value $398,824 $398,824 N/A $761,003
5-Year CAGR N/A N/A N/A 5.7%
Avg Rent $1,872 $1,872 N/A -
Cap Rate 3.7% 3.7% - -
A great house in the wrong ZIP is still a bad deal — screen every market by cash flow & cap rate.
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Landlord Ground Truth

Real numbers from people who own or manage rentals in ZIP 92539 (Anza, CA). Anonymous, moderated, never written by AI.

Do you own or manage rentals in ZIP 92539 (Anza, CA)?

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Property managers serving Riverside County

Manage rentals here? List your business →

33 Property Management offers residential and multi-family property management services in North County San Diego and Riverside, CA. summary from their website

Unclaimed — is this your business? Claim it free

Albert Association Management provides HOA and community association management services in Palm Desert. summary from their website

Unclaimed — is this your business? Claim it free

All County Desert offers full-service residential property management in Palm Desert and Coachella Valley, focusing exclusively on maximizing property investment returns. summary from their website

Unclaimed — is this your business? Claim it free

Listings are shown for convenience — Repit doesn’t endorse or vet these companies. Ratings shown come only from email-verified visitors.

Investability
Fair
Cap Rate
3.7%
Low
5yr Growth
-0.5%
Declining

📊 Market Snapshot

Home Value $398,824
Monthly Rent $1,872
Price-to-Rent 17.8:1
1% Rule ✗ Fails

💰 Return Metrics

Gross Yield 5.6%
Cap Rate 3.7%
5-Year IRR 3.2%

📈 Home Appreciation

1-Year -1.9% ▼
3-Year CAGR -1.7% ▼
5-Year CAGR -0.5% ▼
10-Year CAGR +5.2% ▲

🏠 Rent Trends

1-Year N/A
3-Year CAGR N/A
5-Year CAGR N/A
Negative Leverage — IRR / Tax Play Cap Rate: 3.7%  |  30yr Rate: 6.8%
Leverage reduces cash returns at current rates.

The current 30-yr mortgage rate (6.8%) exceeds the estimated cap rate (3.7%). Financing reduces your cash-on-cash return below the cap rate. Markets like this may still make sense as IRR plays — factoring in appreciation, depreciation, and a future refinance when rates drop.

Run an IRR Analysis →

⚠️ Risk Signals

Composite view of factors that can impact a ZIP's stability and your downside risk.

Vacancy
35.0%
Elevated risk
Landlord Climate
1.0/5
Protective
Value Trend (5yr)
-0.5%
Flat
Eviction process: Very Slow Rent control: Unfavorable

Demographics in 92539

Population: 3,480

💰 Median Household Income
$54,107
This area
$54,107
State
$94,164
USA
$74,580
🏠 Renter Occupied
20.2%
This area
20.2%
State
39.3%
USA
34.0%
💼 Unemployment Rate
3.8%
This area
3.8%
State
-16.6%
USA
3.7%
🎓 College Educated
17.3%
This area
17.3%
State
7.7%
USA
33.7%
👤 Median Age
48.1 years
This area
48.1 years
State
9.6 years
USA
38.9 years
🏚️ Vacancy Rate
35.0%
This area
35.0%
State
15.3%
USA
10.5%
👥 Population by Ethnicity
White 63.3%
Other/Mixed 25.6%
Hispanic/Latino 22.0%
Asian 10.9%
Black/African American 0.2%
👶 Under 18
21.0%
This area
21.0%
USA
22.0%
👴 65 and Over
23.2%
This area
23.2%
USA
17.3%
📊 Poverty Rate
5.2%
This area
5.2%
USA
11.5%

Crime & Safety

🚧

Crime & Safety Data Coming Soon

We're integrating comprehensive crime statistics including violent crime rates, property crime, and safety scores to help you make informed investment decisions.

Expected: Q1 2025

🎓 Schools in 92539

B+ Avg School Grade
2 Schools
18.9:1 Avg Class Size
$17,595 Avg Per Pupil

Schools in This ZIP Code

A Very Good

Hamilton

📚 06 – 12 High School
👥
372 Students
👨‍🏫
15.7:1 Class Size
💰
$17,595 Per Student
B Good

Hamilton Elementary

📚 K – 05 Elementary
👥
331 Students
👨‍🏫
22.1:1 Class Size
💰
$17,595 Per Student
About Repit School Scores

Traditional school ratings rely heavily on standardized test scores, which often reflect family income more than school quality. Repit takes a different approach.

We evaluate schools based on factors that research shows actually impact educational outcomes:

  • Class Size — Smaller classes mean more individual attention
  • School Funding — Resources available for programs, staff, and facilities
  • Community Factors — Neighborhood characteristics that influence student success
  • School Environment — Size, type, and structure

Scores are updated annually using federal education data.

Frequently Asked Questions

What is the typical home price in Anza, CA?

In Anza, CA the median home value sits at $399K. Against the broader CA market, that reads as reasonable for most investors.

What kind of tenants rent in Anza, CA?

Anza, CA offers a consistent renter base at the $1,872/mo rent level. Tenant turnover is reasonable for well-managed properties.

What investment strategy works best in Anza, CA?

In Anza, CA the impressive play is typically careful cash-flow rentals with hands-on management. The combination of $399K prices and $1,872/mo rents suits that approach.

Does house hacking work in Anza, CA?

House hacking in Anza, CA is reasonable to execute. Prices around $399K and rents of $1,872/mo solid owner-occupant economics.

Is Anza, CA a friendly market for rental owners?

For rental operators, Anza, CA rates as tenant-protective. The regulatory environment standard buy-and-hold operations.

You know 92539 now. You don’t know where it ranks.

This page stays free — all of it. What one page can’t tell you is how 92539 compares to every other market. Investor ($19/mo) screens every U.S. ZIP by cap rate, the 1% rule, vacancy and landlord climate, and exports your shortlist.

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How 92539 ranks in Riverside-San Bernardino-Ontario, CA

Every ZIP in this metro, ranked. Free.

Cash Flow → Appreciation → Affordable →
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