Real Estate Investing in Poway, California (92064)

Everything the listing leaves out — vacancy, rent trend, cap rate, landlord climate. All free.

San Diego County • Population: 48,555 • Data updated: September 2026

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Should you buy in 92064 (Poway, CA)? Our answer, based on the numbers below.

🏠 For Homebuyers
CAUTION
Grade D (52/100)

Proceed carefully. Weak appreciation or affordability makes this a harder case for most buyers.

📈 For Investors
MIXED
3.0 / 5 (47/100)

A middle-of-the-road market. Workable, but the best opportunities may be nearby ZIPs rather than this one.

⚠️ Risks to Know
2 flags
  • Tenant-protective state: Landlord rating 1.0/5 — slower evictions, more regulations.
  • High price-to-rent: Price-to-rent ratio 32.7 — hard to cash-flow at these prices.

What’s happening in Poway, CA (92064)?

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3.0/ 5

Investability

Overall investment appeal

3.0/ 5

Appreciation

Long-term value growth

3.0/ 5

Cashflow ROI

Rental yield potential

Avg Home Value $1,230,428
Avg Monthly Rent $3,137
1% Rule ✗ Does Not Meet
Median Income $135,943
% Renters 24.6%

Market Analysis: 92064 Poway

Meanwhile, ZIP 92064 has challenges — vacancy pressure, softer price growth, and tenant stability concerns sit alongside the $1.2M median. It rewards specialists, not generalists.

The 92064 ZIP can work — but only with a tight operating hand. Remote landlords and passive investors tend to struggle here more than the underwriting suggests.

In the broader CA picture, 92064 is a reminder that not every low-priced ZIP is a value-add opportunity — some are simply distressed, and the difference matters.

Resident income in 92064 sits below the county median. That reality colors rent collection, vacancy, and reinvestment math in ways that outside investors often underestimate.

tilts toward the ZIP is not uninvestable, but it is unforgiving. Section 8 landlords, local operators, and specialized value-add funds are the investor types that tend to succeed.

Explore the Data — Click a Tab Below
🏦 Current 30-yr Fixed Mortgage Rate: 6.76% as of Sep 10 Source: Freddie Mac PMMS

Here's what matters if you're considering buying a home in Poway:

C Below Average
Buy Confidence Score: 58/100
Affordability
0/25
Appreciation
22/25
Stability
13/20
Timing
8/15
Rental backup
15/15
Affordability
Expensive
Homes cost 9.1× the median income
Value Trend
Stable (+0.9%)
How home values changed in the past year
Rental Backup
Strong
Could rent for $3,137/mo if you need to move
Market Conditions
BALANCED
Even conditions for buyers and sellers
Bottom Line: This market may be challenging for buyers. Consider your timing and budget carefully.
⚖️
BALANCED MARKET
San Diego-Chula Vista-Carlsbad, CA Metro Area
Even conditions for buyers and sellers
45 days
Average time to sell
Average
9.9%
Listings with price cuts
Few Cuts
0.0%
Sale price vs asking
Below Ask
0.0%
Income needed for mortgage
Affordable
📅 Market conditions as of August 29, 2026 — updated weekly from San Diego-Chula Vista-Carlsbad, CA metro data
🏠

Property Strategy for 92064

Which property type performs best in this market?

Best for Cash Flow
2BR
3.1% cap rate
Best for Appreciation
5BR
+10.7% 5yr CAGR
Best Overall Value
3BR
$330,139/bedroom
📊 Compare All Property Types →
Type Median Value Est. Rent Cap Rate 5yr CAGR $/Bedroom
2BR $721,488 $3,130 3.1% +8.0% $360,744
3BR $990,416 $4,170 3.0% +7.7% $330,139
4BR $1,323,243 $5,050 2.7% +9.4% $330,811
5BR $1,935,901 +10.7% $387,180

Market Trends

Home Value History (with trend line)

$1.3M$1.1M$948K$765K$582K$399KJul 2006Jul 2016Jul 2026

Rent History (with trend line)

$3,257$3,123$2,988$2,854$2,720$2,586Jan 2022May 2024Jul 2026

📊 How Does 92064 Compare?

Metric 92064 Poway San Diego-Chula Vista-Carlsbad, CA California
Home Value $1,230,428 $1,230,428 N/A $761,003
5-Year CAGR 5.5% 5.5% N/A 5.7%
Avg Rent $3,137 $3,137 N/A -
Cap Rate 2.0% 2.0% - -
💡 Why Invest in 92064? Click to expand

With a 3/5 investability rating, this ZIP shows solid fundamentals for buy-and-hold investors.

📊 See where this ZIP ranks in our Best-of lists →
A great house in the wrong ZIP is still a bad deal — screen every market by cash flow & cap rate.
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Landlord Ground Truth

Real numbers from people who own or manage rentals in ZIP 92064 (Poway, CA). Anonymous, moderated, never written by AI.

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Property managers serving San Diego County

Manage rentals here? List your business →

33 Property Management offers residential and multi-family property management services in North County San Diego and Riverside, CA. summary from their website

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This domain is for sale. summary from their website

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Advent provides quality property management services throughout Southern California, focusing on customer service and using modern property management tools. summary from their website

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Listings are shown for convenience — Repit doesn’t endorse or vet these companies. Ratings shown come only from email-verified visitors.

Investability
Good
Cap Rate
2.0%
Low
5yr Growth
+5.5%
Moderate

📊 Market Snapshot

Home Value $1,230,428
Monthly Rent $3,137
Price-to-Rent 32.7:1
1% Rule ✗ Fails

💰 Return Metrics

Gross Yield 3.1%
Cap Rate 2.0%
5-Year IRR 7.5%

📈 Home Appreciation

1-Year +0.9% ▲
3-Year CAGR +3.8% ▲
5-Year CAGR +5.5% ▲
10-Year CAGR +6.6% ▲

🏠 Rent Trends

1-Year +1.0% ▲
3-Year CAGR +1.9% ▲
5-Year CAGR N/A
Negative Leverage — IRR / Tax Play Cap Rate: 2.0%  |  30yr Rate: 6.8%
Leverage reduces cash returns at current rates.

The current 30-yr mortgage rate (6.8%) exceeds the estimated cap rate (2.0%). Financing reduces your cash-on-cash return below the cap rate. Markets like this may still make sense as IRR plays — factoring in appreciation, depreciation, and a future refinance when rates drop.

Run an IRR Analysis →

⚠️ Risk Signals

Composite view of factors that can impact a ZIP's stability and your downside risk.

Vacancy
3.6%
Low risk
Landlord Climate
1.0/5
Protective
Value Trend (5yr)
+5.5%
Stable
Eviction process: Very Slow Rent control: Unfavorable

Demographics in 92064

Population: 48,555

💰 Median Household Income
$135,943
This area
$135,943
State
$94,164
USA
$74,580
🏠 Renter Occupied
24.6%
This area
24.6%
State
39.3%
USA
34.0%
💼 Unemployment Rate
3.7%
This area
3.7%
State
-16.6%
USA
3.7%
🎓 College Educated
53.5%
This area
53.5%
State
7.7%
USA
33.7%
👤 Median Age
41.7 years
This area
41.7 years
State
9.6 years
USA
38.9 years
🏚️ Vacancy Rate
3.6%
This area
3.6%
State
15.3%
USA
10.5%
👥 Population by Ethnicity
White 62.8%
Other/Mixed 20.9%
Asian 13.5%
Hispanic/Latino 13.2%
Black/African American 2.9%
👶 Under 18
22.2%
This area
22.2%
USA
22.0%
👴 65 and Over
19.2%
This area
19.2%
USA
17.3%
📊 Poverty Rate
3.3%
This area
3.3%
USA
11.5%

Crime & Safety

🚧

Crime & Safety Data Coming Soon

We're integrating comprehensive crime statistics including violent crime rates, property crime, and safety scores to help you make informed investment decisions.

Expected: Q1 2025

🎓 Schools in 92064

C+ Avg School Grade
13 Schools
22.9:1 Avg Class Size
$15,171 Avg Per Pupil

Schools in This ZIP Code

B+ Above Average

Abraxas Continuation High

📚 09 – 12 High School
👥
243 Students
👨‍🏫
11.7:1 Class Size
💰
$15,877 Per Student
B Good

Garden Road Elementary

📚 K – 05 Elementary
👥
532 Students
👨‍🏫
19.2:1 Class Size
💰
$15,877 Per Student
B Good

Midland Elementary

📚 K – 05 Elementary
👥
588 Students
👨‍🏫
21.2:1 Class Size
💰
$15,877 Per Student
B Good

Pomerado Elementary

📚 K – 05 Elementary
👥
342 Students
👨‍🏫
21.1:1 Class Size
💰
$15,877 Per Student
B Good

Meadowbrook Middle

📚 06 – 08 Middle
👥
984 Students
👨‍🏫
21.6:1 Class Size
💰
$15,877 Per Student
B Good

Painted Rock Elementary

📚 K – 05 Elementary
👥
608 Students
👨‍🏫
22.8:1 Class Size
💰
$15,877 Per Student
B Good

Tierra Bonita Elementary

📚 K – 05 Elementary
👥
399 Students
👨‍🏫
22.9:1 Class Size
💰
$15,877 Per Student
B Good

Twin Peaks Middle

📚 06 – 08 Middle
👥
1,101 Students
👨‍🏫
20.2:1 Class Size
💰
$15,877 Per Student
B Good

Valley Elementary

📚 K – 05 Elementary
👥
659 Students
👨‍🏫
23.8:1 Class Size
💰
$15,877 Per Student
C+ Average

Chaparral Elementary

📚 K – 05 Elementary
👥
869 Students
👨‍🏫
24.4:1 Class Size
💰
$15,877 Per Student
C Below Average

Poway High

📚 09 – 12 High School
👥
2,161 Students
👨‍🏫
22.7:1 Class Size
💰
$15,877 Per Student
D Needs Improvement

Cabrillo Point Academy

📚 K – 12 K-12 Charter
👥
4,884 Students
👨‍🏫
31.6:1 Class Size
💰
$11,514 Per Student
D Needs Improvement

Pacific Coast Academy

📚 K – 12 K-12 Charter
👥
5,612 Students
👨‍🏫
34.9:1 Class Size
💰
$11,068 Per Student
About Repit School Scores

Traditional school ratings rely heavily on standardized test scores, which often reflect family income more than school quality. Repit takes a different approach.

We evaluate schools based on factors that research shows actually impact educational outcomes:

  • Class Size — Smaller classes mean more individual attention
  • School Funding — Resources available for programs, staff, and facilities
  • Community Factors — Neighborhood characteristics that influence student success
  • School Environment — Size, type, and structure

Scores are updated annually using federal education data.

🎓 Nearby Colleges & Universities

8 Nearby 3,487 Off-Campus Students
D
Poway Adult School
153 students · 1.1 mi
C
Bellus Academy-Poway
369 students · 2.2 mi
C+
Alliant International University-San Diego
4,147 students · 7.3 mi
C+
San Diego Miramar College
13,569 students · 7.7 mi
D
San Diego Christian College
102 students · 9.7 mi
C
Westminster Theological Seminary in California
101 students · 9.9 mi
C
John Paul the Great Catholic University
298 students · 10.4 mi
D
Healing Hands School of Holistic Health
256 students · 10.6 mi

Investor Insight: With 3,487 students living off-campus nearby, this area has strong rental demand from the college population.

Frequently Asked Questions

What kind of vacancy should I budget for in Poway, CA?

Poway, CA vacancy trends elevated. Investors running standard buy-and-hold plays see reasonable downtime between tenants.

Is Poway, CA good for landlords?

Poway, CA falls under CA landlord-tenant law, which is tenant-protective. That backdrop makes day-to-day property management reasonable.

How does Poway, CA stack up for property investment?

Yes - Poway, CA a 3.0/5 investability score. With $1.2M home prices against $3,137/mo monthly rent, the market delivers a reasonable entry point for new investors.

Which real estate strategy fits Poway, CA?

The best-fit strategy in Poway, CA is careful cash-flow rentals with hands-on management. That approach the rent and price profile of the market.

What is the typical rental rate in Poway, CA?

Investors in Poway, CA typically see rents near $3,137/mo per month against $1.2M home values - a solid setup for rental cash flow.

You know 92064 now. You don’t know where it ranks.

This page stays free — all of it. What one page can’t tell you is how 92064 compares to every other market. Investor ($19/mo) screens every U.S. ZIP by cap rate, the 1% rule, vacancy and landlord climate, and exports your shortlist.

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How 92064 ranks in San Diego-Chula Vista-Carlsbad, CA

Every ZIP in this metro, ranked. Free.

Cash Flow → Appreciation → Affordable →
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