Real Estate Investing in Rancho Santa Fe, California (92067)

Everything the listing leaves out — vacancy, rent trend, cap rate, landlord climate. All free.

San Diego County • Population: 8,245 • Data updated: September 2026

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Should you buy in 92067 (Rancho Santa Fe, CA)? Our answer, based on the numbers below.

🏠 For Homebuyers
CAUTION
Grade D (41/100)

Proceed carefully. Weak appreciation or affordability makes this a harder case for most buyers.

📈 For Investors
MIXED
3.0 / 5 (47/100)

A middle-of-the-road market. Workable, but the best opportunities may be nearby ZIPs rather than this one.

⚠️ Risks to Know
3 flags
  • High vacancy: 19.9% of homes vacant — above national norms.
  • Tenant-protective state: Landlord rating 1.0/5 — slower evictions, more regulations.
  • High price-to-rent: Price-to-rent ratio 27.8 — hard to cash-flow at these prices.

What’s happening in Rancho Santa Fe, CA (92067)?

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3.0/ 5

Investability

Overall investment appeal

4.0/ 5

Appreciation

Long-term value growth

3.0/ 5

Cashflow ROI

Rental yield potential

Avg Home Value $4,863,308
Avg Monthly Rent $14,582
1% Rule ✗ Does Not Meet
Median Income $245,427
% Renters 9.3%

Market Analysis: 92067 Rancho Santa Fe

From an investor standpoint, ZIP 92067 has challenges — vacancy pressure, softer price growth, and tenant stability concerns sit alongside the $4.9M median. It rewards specialists, not generalists.

For an experienced owner, 92067 can be a a strong candidate for hunting ground — but the discount at $4.9M reflects genuine risk that outside investors often underestimate.

Regionally, 92067 sits on the difficult end of the CA spectrum. The a strong candidate for read — for disciplined operators — is that pricing reflects the difficulty.

A sturdy renter share of 9% in 92067 is not, on its own, a problem — but paired with below-average income and high mobility, it changes the operating playbook.

Experienced landlords with local relationships tend to find 92067 workable. Turnkey investors from out of state usually find the numbers do not hold up in practice.

Explore the Data — Click a Tab Below
🏦 Current 30-yr Fixed Mortgage Rate: 6.76% as of Sep 10 Source: Freddie Mac PMMS

Here's what matters if you're considering buying a home in Rancho Santa Fe:

C Below Average
Buy Confidence Score: 57/100
Affordability
0/25
Appreciation
25/25
Stability
9/20
Timing
8/15
Rental backup
15/15
Affordability
Expensive
Homes cost 19.8× the median income
Value Trend
Rising (+9.4%)
How home values changed in the past year
Rental Backup
Strong
Could rent for $14,582/mo if you need to move
Market Conditions
BALANCED
Even conditions for buyers and sellers
Bottom Line: This market may be challenging for buyers. Consider your timing and budget carefully.
⚖️
BALANCED MARKET
San Diego-Chula Vista-Carlsbad, CA Metro Area
Even conditions for buyers and sellers
45 days
Average time to sell
Average
9.9%
Listings with price cuts
Few Cuts
0.0%
Sale price vs asking
Below Ask
0.0%
Income needed for mortgage
Affordable
📅 Market conditions as of August 29, 2026 — updated weekly from San Diego-Chula Vista-Carlsbad, CA metro data
🏠

Property Strategy for 92067

Which property type performs best in this market?

Best for Cash Flow
2BR
1.2% cap rate
Best for Appreciation
3BR
+11.3% 5yr CAGR
Best Overall Value
4BR
$1,013,337/bedroom
📊 Compare All Property Types →
Type Median Value Est. Rent Cap Rate 5yr CAGR $/Bedroom
2BR $2,344,195 $3,880 1.2% +9.0% $1,172,098
3BR $3,271,832 $5,170 1.1% +11.3% $1,090,611
4BR $4,053,349 $6,270 1.1% +10.7% $1,013,337
5BR $5,507,552 +10.6% $1,101,510

Market Trends

Home Value History (with trend line)

$5.1M$4.4M$3.7M$3.0M$2.3M$1.7MJul 2006Jul 2016Jul 2026

Rent History (with trend line)

$16,098$15,772$15,447$15,121$14,795$14,469May 2026Jun 2026Jul 2026

📊 How Does 92067 Compare?

Metric 92067 Rancho Santa Fe San Diego-Chula Vista-Carlsbad, CA California
Home Value $4,863,308 $4,099,674 N/A $761,003
5-Year CAGR 8.8% 8.6% N/A 5.7%
Avg Rent $14,582 $11,341 N/A -
Cap Rate 2.3% 2.1% - -
💡 Why Invest in 92067? Click to expand

With a 3/5 investability rating, this ZIP shows solid fundamentals for buy-and-hold investors.

📊 See where this ZIP ranks in our Best-of lists →
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Landlord Ground Truth

Real numbers from people who own or manage rentals in ZIP 92067 (Rancho Santa Fe, CA). Anonymous, moderated, never written by AI.

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Property managers serving San Diego County

Manage rentals here? List your business →

33 Property Management offers residential and multi-family property management services in North County San Diego and Riverside, CA. summary from their website

Unclaimed — is this your business? Claim it free

This domain is for sale. summary from their website

Unclaimed — is this your business? Claim it free

Advent provides quality property management services throughout Southern California, focusing on customer service and using modern property management tools. summary from their website

Unclaimed — is this your business? Claim it free

Listings are shown for convenience — Repit doesn’t endorse or vet these companies. Ratings shown come only from email-verified visitors.

Investability
Good
Cap Rate
2.3%
Low
5yr Growth
+8.8%
Strong

📊 Market Snapshot

Home Value $4,863,308
Monthly Rent $14,582
Price-to-Rent 27.8:1
1% Rule ✗ Fails

💰 Return Metrics

Gross Yield 3.6%
Cap Rate 2.3%
5-Year IRR 11.2%

📈 Home Appreciation

1-Year +9.4% ▲
3-Year CAGR +6.2% ▲
5-Year CAGR +8.8% ▲
10-Year CAGR +7.1% ▲

🏠 Rent Trends

1-Year N/A
3-Year CAGR N/A
5-Year CAGR N/A
Negative Leverage — IRR / Tax Play Cap Rate: 2.3%  |  30yr Rate: 6.8%
Leverage reduces cash returns at current rates.

The current 30-yr mortgage rate (6.8%) exceeds the estimated cap rate (2.3%). Financing reduces your cash-on-cash return below the cap rate. Markets like this may still make sense as IRR plays — factoring in appreciation, depreciation, and a future refinance when rates drop.

Run an IRR Analysis →

⚠️ Risk Signals

Composite view of factors that can impact a ZIP's stability and your downside risk.

Vacancy
19.9%
Elevated risk
Landlord Climate
1.0/5
Protective
Value Trend (5yr)
+8.8%
Growing
Eviction process: Very Slow Rent control: Unfavorable

Demographics in 92067

Population: 8,245

💰 Median Household Income
$245,427
This area
$245,427
State
$94,164
USA
$74,580
🏠 Renter Occupied
9.3%
This area
9.3%
State
39.3%
USA
34.0%
💼 Unemployment Rate
1.8%
This area
1.8%
State
-16.6%
USA
3.7%
🎓 College Educated
73.1%
This area
73.1%
State
7.7%
USA
33.7%
👤 Median Age
48.2 years
This area
48.2 years
State
9.6 years
USA
38.9 years
🏚️ Vacancy Rate
19.9%
This area
19.9%
State
15.3%
USA
10.5%
👥 Population by Ethnicity
White 73.5%
Other/Mixed 18.4%
Hispanic/Latino 14.1%
Asian 7.7%
Black/African American 0.4%
👶 Under 18
24.5%
This area
24.5%
USA
22.0%
👴 65 and Over
25.2%
This area
25.2%
USA
17.3%
📊 Poverty Rate
7.3%
This area
7.3%
USA
11.5%

Crime & Safety

🚧

Crime & Safety Data Coming Soon

We're integrating comprehensive crime statistics including violent crime rates, property crime, and safety scores to help you make informed investment decisions.

Expected: Q1 2025

🎓 Schools in 92067

A Avg School Grade
3 Schools
15.8:1 Avg Class Size
$26,445 Avg Per Pupil

Schools in This ZIP Code

A+ Excellent

R. Roger Rowe Middle

📚 06 – 08 Middle
👥
212 Students
👨‍🏫
11.8:1 Class Size
💰
$24,447 Per Student
A Very Good

R. Roger Rowe Elementary

📚 K – 05 Elementary
👥
331 Students
👨‍🏫
15.0:1 Class Size
💰
$24,447 Per Student
A Very Good

Solana Santa Fe Elementary

📚 K – 06 School
👥
342 Students
👨‍🏫
20.7:1 Class Size
💰
$30,440 Per Student
About Repit School Scores

Traditional school ratings rely heavily on standardized test scores, which often reflect family income more than school quality. Repit takes a different approach.

We evaluate schools based on factors that research shows actually impact educational outcomes:

  • Class Size — Smaller classes mean more individual attention
  • School Funding — Resources available for programs, staff, and facilities
  • Community Factors — Neighborhood characteristics that influence student success
  • School Environment — Size, type, and structure

Scores are updated annually using federal education data.

🎓 Nearby Colleges & Universities

8 Nearby 10,126 Off-Campus Students
C+
California State University-San Marcos
15,431 students · 7.8 mi
D
Palomar Institute of Cosmetology
173 students · 8.0 mi
C
Pima Medical Institute-San Marcos
630 students · 8.2 mi
D
University of Saint Katherine
262 students · 8.3 mi
C+
San Diego Miramar College
13,569 students · 8.7 mi
C
Sanford Burnham Prebys Medical Discovery Institute
48 students · 8.8 mi
C
Palomar College
18,815 students · 8.9 mi
C
University of St. Augustine for Health Sciences
4,748 students · 9.2 mi

Investor Insight: With 10,126 students living off-campus nearby, this area has strong rental demand from the college population.

Frequently Asked Questions

How much does a house cost in Rancho Santa Fe, CA?

Homes in Rancho Santa Fe, CA typically sell near $4.9M. Prices have moved at a 0.0% 5-year CAGR, which consistent long-term demand.

How much is rent in Rancho Santa Fe, CA?

Rancho Santa Fe, CA rentals go for roughly $14,582/mo a month. That puts gross yield in solid territory relative to $4.9M acquisition costs.

Is the tenant base reliable in Rancho Santa Fe, CA?

Tenant demand in Rancho Santa Fe, CA is solid. The local workforce $14,582/mo rents across most rental classes.

How strict are landlord regulations in Rancho Santa Fe, CA?

Rental owners in Rancho Santa Fe, CA deal with a tenant-protective legal framework. Most standard eviction processes run on reasonable timelines.

Can I live-in-and-rent in Rancho Santa Fe, CA?

The house hack math a tougher in Rancho Santa Fe, CA. Owner-occupant buyers benefit from the $14,582/mo rents and $4.9M home values.

You know 92067 now. You don’t know where it ranks.

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How 92067 ranks in San Diego-Chula Vista-Carlsbad, CA

Every ZIP in this metro, ranked. Free.

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