Real Estate Investing in La Habra, California (90631)

Everything the listing leaves out — vacancy, rent trend, cap rate, landlord climate. All free.

Orange County • Population: 68,615 • Data updated: September 2026

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Should you buy in 90631 (La Habra, CA)? Our answer, based on the numbers below.

🏠 For Homebuyers
CAUTION
Grade D (52/100)

Proceed carefully. Weak appreciation or affordability makes this a harder case for most buyers.

📈 For Investors
MIXED
3.0 / 5 (47/100)

A middle-of-the-road market. Workable, but the best opportunities may be nearby ZIPs rather than this one.

⚠️ Risks to Know
2 flags
  • Tenant-protective state: Landlord rating 1.0/5 — slower evictions, more regulations.
  • High price-to-rent: Price-to-rent ratio 27.8 — hard to cash-flow at these prices.

What’s happening in La Habra, CA (90631)?

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3.0/ 5

Investability

Overall investment appeal

2.0/ 5

Appreciation

Long-term value growth

3.0/ 5

Cashflow ROI

Rental yield potential

Avg Home Value $943,582
Avg Monthly Rent $2,833
1% Rule ✗ Does Not Meet
Median Income $98,009
% Renters 40.0%

Market Analysis: 90631 La Habra

This part of Orange County is not an easy win. The 90631 ZIP shows softness in key indicators, and the playbook that works in cleaner markets often stalls here.

Rent of $2,833/mo on a $944K basis reads well until vacancy, delinquency, and capex enter the model. The honest cap rate in 90631 sits below the stated 0.0% once reality is priced in.

On the rental side, 90631 offers a low basis, the region around La Habra has moved on in ways that the ZIP itself has not fully absorbed. The result is a discount with genuine reasons.

Who lives in 90631 is part of why the ZIP is priced as it is. The demographic profile requires hands-on management, tight screening, and local knowledge.

Distressed ZIPs reward experience. substantial returns are possible in 90631, but they flow to investors who already understand how to operate in soft markets.

Explore the Data — Click a Tab Below
🏦 Current 30-yr Fixed Mortgage Rate: 6.76% as of Sep 10 Source: Freddie Mac PMMS

Here's what matters if you're considering buying a home in La Habra:

C Below Average
Buy Confidence Score: 55/100
Affordability
0/25
Appreciation
18/25
Stability
14/20
Timing
8/15
Rental backup
15/15
Affordability
Expensive
Homes cost 9.6× the median income
Value Trend
Rising (+3.1%)
How home values changed in the past year
Rental Backup
Strong
Could rent for $2,833/mo if you need to move
Market Conditions
BALANCED
Even conditions for buyers and sellers
Bottom Line: This market may be challenging for buyers. Consider your timing and budget carefully.
⚖️
BALANCED MARKET
Los Angeles-Long Beach-Anaheim, CA Metro Area
Even conditions for buyers and sellers
50 days
Average time to sell
Average
8.0%
Listings with price cuts
Few Cuts
0.0%
Sale price vs asking
Below Ask
0.0%
Income needed for mortgage
Affordable
📅 Market conditions as of August 29, 2026 — updated weekly from Los Angeles-Long Beach-Anaheim, CA metro data
🏠

Property Strategy for 90631

Which property type performs best in this market?

Best for Cash Flow
1BR
4.0% cap rate
Best for Appreciation
4BR
+7.7% 5yr CAGR
Best Overall Value
4BR
$280,928/bedroom
📊 Compare All Property Types →
Type Median Value Est. Rent Cap Rate 5yr CAGR $/Bedroom
1BR $412,298 $2,310 4.0% +5.9% $412,298
2BR $632,320 $2,740 3.1% +7.3% $316,160
3BR $891,503 $3,690 3.0% +6.9% $297,168
4BR $1,123,711 $4,380 2.8% +7.7% $280,928
5BR $1,506,301 +7.6% $301,260

Market Trends

Home Value History (with trend line)

$996K$854K$713K$572K$430K$289KJul 2006Jul 2016Jul 2026

Rent History (with trend line)

$2,939$2,670$2,401$2,131$1,862$1,592Nov 2016Sep 2021Jul 2026

📊 How Does 90631 Compare?

Metric 90631 La Habra Los Angeles-Long Beach-Anaheim, CA California
Home Value $943,582 $943,582 N/A $761,003
5-Year CAGR 5.0% 5.0% N/A 5.7%
Avg Rent $2,833 $2,833 N/A -
Cap Rate 2.3% 2.3% - -
💡 Why Invest in 90631? Click to expand

With a 3/5 investability rating, this ZIP shows solid fundamentals for buy-and-hold investors.

A healthy rental market with 40% renter-occupied households ensures tenant availability.

📊 See where this ZIP ranks in our Best-of lists →
A great house in the wrong ZIP is still a bad deal — screen every market by cash flow & cap rate.
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Landlord Ground Truth

Real numbers from people who own or manage rentals in ZIP 90631 (La Habra, CA). Anonymous, moderated, never written by AI.

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Property managers serving Orange County

Manage rentals here? List your business →

Action Property Management is an HOA management company serving various community types including large scale, high rise, new development, condos, and hotel residential. summary from their website

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Affinity Property Management, Inc. provides world-class service in property management, adapting to client needs and offering solutions for owners and tenants. summary from their website

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Aperto Property Management, Inc. aims to maximize real estate asset value and achieve investment goals through vision, professionalism, and personal service. summary from their website

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Listings are shown for convenience — Repit doesn’t endorse or vet these companies. Ratings shown come only from email-verified visitors.

Investability
Good
Cap Rate
2.3%
Low
5yr Growth
+5.0%
Moderate

📊 Market Snapshot

Home Value $943,582
Monthly Rent $2,833
Price-to-Rent 27.8:1
1% Rule ✗ Fails

💰 Return Metrics

Gross Yield 3.6%
Cap Rate 2.3%
5-Year IRR 7.3%

📈 Home Appreciation

1-Year +3.1% ▲
3-Year CAGR +4.6% ▲
5-Year CAGR +5.0% ▲
10-Year CAGR +6.4% ▲

🏠 Rent Trends

1-Year +2.7% ▲
3-Year CAGR +2.4% ▲
5-Year CAGR +4.9% ▲
Negative Leverage — IRR / Tax Play Cap Rate: 2.3%  |  30yr Rate: 6.8%
Leverage reduces cash returns at current rates.

The current 30-yr mortgage rate (6.8%) exceeds the estimated cap rate (2.3%). Financing reduces your cash-on-cash return below the cap rate. Markets like this may still make sense as IRR plays — factoring in appreciation, depreciation, and a future refinance when rates drop.

Run an IRR Analysis →

⚠️ Risk Signals

Composite view of factors that can impact a ZIP's stability and your downside risk.

Vacancy
3.0%
Low risk
Landlord Climate
1.0/5
Protective
Value Trend (5yr)
+5.0%
Stable
Eviction process: Very Slow Rent control: Unfavorable

Demographics in 90631

Population: 68,615

💰 Median Household Income
$98,009
This area
$98,009
State
$94,164
USA
$74,580
🏠 Renter Occupied
40.0%
This area
40.0%
State
39.3%
USA
34.0%
💼 Unemployment Rate
4.5%
This area
4.5%
State
-16.6%
USA
3.7%
🎓 College Educated
31.3%
This area
31.3%
State
7.7%
USA
33.7%
👤 Median Age
38.6 years
This area
38.6 years
State
9.6 years
USA
38.9 years
🏚️ Vacancy Rate
3.0%
This area
3.0%
State
15.3%
USA
10.5%
👥 Population by Ethnicity
White 45.6%
Other/Mixed 39.8%
Hispanic/Latino 36.2%
Asian 12.6%
Black/African American 2.0%
👶 Under 18
21.6%
This area
21.6%
USA
22.0%
👴 65 and Over
14.9%
This area
14.9%
USA
17.3%
📊 Poverty Rate
7.2%
This area
7.2%
USA
11.5%

Crime & Safety

🚧

Crime & Safety Data Coming Soon

We're integrating comprehensive crime statistics including violent crime rates, property crime, and safety scores to help you make informed investment decisions.

Expected: Q1 2025

🎓 Schools in 90631

B Avg School Grade
14 Schools
22.1:1 Avg Class Size
$17,150 Avg Per Pupil

Schools in This ZIP Code

B+ Above Average

El Cerrito Elementary

📚 K – 06 School
👥
420 Students
👨‍🏫
21.6:1 Class Size
💰
$17,010 Per Student
B+ Above Average

Imperial Middle

📚 06 – 08 Middle
👥
445 Students
👨‍🏫
18.2:1 Class Size
💰
$17,010 Per Student
B+ Above Average

Las Lomas Elementary

📚 K – 06 School
👥
416 Students
👨‍🏫
20.8:1 Class Size
💰
$17,010 Per Student
B+ Above Average

Walnut Elementary

📚 K – 06 School
👥
454 Students
👨‍🏫
21.6:1 Class Size
💰
$17,010 Per Student
B+ Above Average

Washington Middle

📚 07 – 08 Middle
👥
548 Students
👨‍🏫
19.6:1 Class Size
💰
$17,010 Per Student
B Good

Arbolita Elementary

📚 K – 06 School
👥
374 Students
👨‍🏫
23.2:1 Class Size
💰
$17,010 Per Student
B Good

El Portal Elementary

📚 K – 06 School
👥
509 Students
👨‍🏫
22.8:1 Class Size
💰
$17,517 Per Student
B Good

Ladera Palma Elementary

📚 K – 06 School
👥
601 Students
👨‍🏫
25.0:1 Class Size
💰
$17,010 Per Student
B Good

Las Positas Elementary

📚 K – 05 Elementary
👥
582 Students
👨‍🏫
22.4:1 Class Size
💰
$17,010 Per Student
B Good

Macy Elementary

📚 K – 06 School
👥
408 Students
👨‍🏫
22.7:1 Class Size
💰
$17,517 Per Student
B Good

Olita Elementary

📚 K – 06 School
👥
416 Students
👨‍🏫
22.7:1 Class Size
💰
$17,517 Per Student
B Good

Sierra Vista Elementary

📚 K – 06 School
👥
454 Students
👨‍🏫
22.6:1 Class Size
💰
$17,010 Per Student
C+ Average

La Habra High

📚 09 – 12 High School
👥
1,977 Students
👨‍🏫
23.7:1 Class Size
💰
$17,232 Per Student
C+ Average

Sonora High

📚 09 – 12 High School
👥
1,707 Students
👨‍🏫
23.1:1 Class Size
💰
$17,232 Per Student
About Repit School Scores

Traditional school ratings rely heavily on standardized test scores, which often reflect family income more than school quality. Repit takes a different approach.

We evaluate schools based on factors that research shows actually impact educational outcomes:

  • Class Size — Smaller classes mean more individual attention
  • School Funding — Resources available for programs, staff, and facilities
  • Community Factors — Neighborhood characteristics that influence student success
  • School Environment — Size, type, and structure

Scores are updated annually using federal education data.

🎓 Nearby Colleges & Universities

8 Nearby 5,533 Off-Campus Students
D
Southern California University of Health Sciences
1,987 students · 2.3 mi
D
ATI College-Whittier
141 students · 3.0 mi
C+
Biola University
5,296 students · 4.4 mi
C
Fullerton College
18,569 students · 5.0 mi
D
Grace Mission University
232 students · 5.2 mi
C
Marshall B Ketchum University
686 students · 5.2 mi
C
Whittier College
859 students · 5.3 mi
C
Beyond 21st Century Beauty Academy
102 students · 5.5 mi

Investor Insight: With 5,533 students living off-campus nearby, this area has strong rental demand from the college population.

Frequently Asked Questions

What are vacancy rates like in La Habra, CA?

La Habra, CA carries elevated vacancy risk. Expect reliable absorption at market rents of $2,833/mo.

Is La Habra, CA a friendly market for rental owners?

Rental owners in La Habra, CA deal with a tenant-protective legal framework. Most standard eviction processes run on reasonable timelines.

What are rental rates like in La Habra, CA?

La Habra, CA rentals go for roughly $2,833/mo a month. That puts gross yield in solid territory relative to $944K acquisition costs.

Is it easy to find good tenants in La Habra, CA?

La Habra, CA offers a consistent renter base at the $2,833/mo rent level. Tenant turnover is reasonable for well-managed properties.

How does La Habra, CA stack up for property investment?

With a 3.0/5 investability score, La Habra, CA ranks as a solid market for rental property investors. Median prices of $944K and rents of $2,833/mo drive the underlying numbers.

You know 90631 now. You don’t know where it ranks.

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How 90631 ranks in Los Angeles-Long Beach-Anaheim, CA

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