Real Estate Investing in Jemez Springs, New Mexico (87025)

Everything the listing leaves out — vacancy, rent trend, cap rate, landlord climate. All free.

Sandoval County • Population: 1,338 • Data updated: September 2026

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Should you buy in 87025 (Jemez Springs, NM)? Our answer, based on the numbers below.

🏠 For Homebuyers
MIXED
Grade C (68/100)

Mixed signals — some positives, some negatives. Worth considering but not a slam-dunk.

📈 For Investors
MIXED
3.0 / 5 (47/100)

A middle-of-the-road market. Workable, but the best opportunities may be nearby ZIPs rather than this one.

⚠️ Risks to Know
1 flag
  • High vacancy: 39.3% of homes vacant — above national norms.

• Modeled rent — no observed market rent for this ZIP; the figure is estimated from HUD fair-market rent.

What’s happening in Jemez Springs, NM (87025)?

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3.0/ 5

Investability

Overall investment appeal

2.0/ 5

Appreciation

Long-term value growth

3.0/ 5

Cashflow ROI

Rental yield potential

Avg Home Value $348,816
Avg Monthly Rent $1,494
1% Rule ✗ Does Not Meet
Median Income $141,139
% Renters 7.1%

Market Analysis: 87025 Jemez Springs

The 87025 ZIP in Jemez Springs, NM is a local-operator market. Outside capital chasing a $349K entry has to pair deep knowledge with the discount.

The investment case in 87025 is impressive only for operators who understand what they are buying. A $349K median suggests accessibility, but management intensity, vacancy drift, and capex surprises are real.

Statewide comparisons place 87025 among NM's softer markets. That context does not make the ZIP uninvestable, but it does raise the bar for due diligence.

Demographically, 87025 is a market where tenant selection matters more than unit finishes. Operators who understand that tend to do fine; those who do not tend to learn why the ZIP trades at a discount.

The 87025 ZIP fits a narrow investor profile — hands-on, patient, and willing to accept that the cap rate on paper is not the cap rate in reality.

Explore the Data — Click a Tab Below
🏦 Current 30-yr Fixed Mortgage Rate: 6.76% as of Sep 10 Source: Freddie Mac PMMS

Here's what matters if you're considering buying a home in Jemez Springs:

B Good
Buy Confidence Score: 75/100
Affordability
25/25
Appreciation
18/25
Stability
7/20
Timing
10/15
Rental backup
15/15
Affordability
Affordable
Homes cost 2.5× the median income
Value Trend
Stable (+2.0%)
How home values changed in the past year
Rental Backup
Strong
Could rent for $1,494/mo if you need to move
Market Conditions
COOL
More inventory, negotiating room for buyers
Bottom Line: Mixed signals in this market. Research specific properties carefully and be prepared to negotiate.
❄️
COOL MARKET
Albuquerque, NM Metro Area
More inventory, negotiating room for buyers
40 days
Average time to sell
Average
11.6%
Listings with price cuts
Few Cuts
0.0%
Sale price vs asking
Below Ask
0.0%
Income needed for mortgage
Affordable
📅 Market conditions as of August 29, 2026 — updated weekly from Albuquerque, NM metro data
🏠

Property Strategy for 87025

Which property type performs best in this market?

Best for Cash Flow
3BR
4.0% cap rate
Best for Appreciation
2BR
+9.1% 5yr CAGR
Best Overall Value
3BR
$137,338/bedroom
📊 Compare All Property Types →
Type Median Value Est. Rent Cap Rate 5yr CAGR $/Bedroom
2BR $302,948 $1,660 3.9% +9.1% $151,474
3BR $412,015 $2,310 4.0% +8.3% $137,338

Market Trends

Home Value History (with trend line)

$369K$323K$277K$230K$184K$138KJan 2014May 2020Jul 2026

📊 How Does 87025 Compare?

Metric 87025 Jemez Springs Albuquerque, NM New Mexico
Home Value $348,816 $348,816 N/A $308,799
5-Year CAGR 4.7% 4.7% N/A 7.3%
Avg Rent $1,494 $1,494 N/A -
Cap Rate 3.3% 3.3% - -
💡 Why Invest in 87025? Click to expand

With a 3/5 investability rating, this ZIP shows solid fundamentals for buy-and-hold investors.

📊 See where this ZIP ranks in our Best-of lists →
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Landlord Ground Truth

Real numbers from people who own or manage rentals in ZIP 87025 (Jemez Springs, NM). Anonymous, moderated, never written by AI.

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Investability
Good
Cap Rate
3.3%
Low
5yr Growth
+4.7%
Moderate

📉 Market Crash Risk Index

Based on Albuquerque, NM metro

0/10
Low Risk
Price YoY
0/3
N/A
Rent YoY
0/2
N/A
Below List
0/3
48%
Days Pending
0/2
40 days

View all metro crash risk rankings →

📊 Market Snapshot

Home Value $348,816
Monthly Rent $1,494
Price-to-Rent 19.5:1
1% Rule ✗ Fails

💰 Return Metrics

Gross Yield 5.1%
Cap Rate 3.3%
5-Year IRR 8.1%

📈 Home Appreciation

1-Year +2.0% ▲
3-Year CAGR +3.1% ▲
5-Year CAGR +4.7% ▲
10-Year CAGR +6.3% ▲

🏠 Rent Trends

1-Year N/A
3-Year CAGR N/A
5-Year CAGR N/A
Negative Leverage — IRR / Tax Play Cap Rate: 3.3%  |  30yr Rate: 6.8%
Leverage reduces cash returns at current rates.

The current 30-yr mortgage rate (6.8%) exceeds the estimated cap rate (3.3%). Financing reduces your cash-on-cash return below the cap rate. Markets like this may still make sense as IRR plays — factoring in appreciation, depreciation, and a future refinance when rates drop.

Run an IRR Analysis →

⚠️ Risk Signals

Composite view of factors that can impact a ZIP's stability and your downside risk.

Vacancy
39.3%
Elevated risk
Landlord Climate
5.0/5
Friendly
Value Trend (5yr)
+4.7%
Stable
Eviction process: Fast Rent control: Favorable

Demographics in 87025

Population: 1,338

💰 Median Household Income
$141,139
This area
$141,139
State
$55,880
USA
$74,580
🏠 Renter Occupied
7.1%
This area
7.1%
State
21.3%
USA
34.0%
💼 Unemployment Rate
2.9%
This area
2.9%
State
-32.0%
USA
3.7%
🎓 College Educated
58.4%
This area
58.4%
State
-18.1%
USA
33.7%
👤 Median Age
52.9 years
This area
52.9 years
State
-44.7 years
USA
38.9 years
🏚️ Vacancy Rate
39.3%
This area
39.3%
State
29.3%
USA
10.5%
👥 Population by Ethnicity
White 56.9%
Other/Mixed 35.0%
Hispanic/Latino 16.2%
Asian 8.0%
👶 Under 18
11.8%
This area
11.8%
USA
22.0%
👴 65 and Over
24.6%
This area
24.6%
USA
17.3%
📊 Poverty Rate
0.2%
This area
0.2%
USA
11.5%

Crime & Safety

🚧

Crime & Safety Data Coming Soon

We're integrating comprehensive crime statistics including violent crime rates, property crime, and safety scores to help you make informed investment decisions.

Expected: Q1 2025

Frequently Asked Questions

What is the median home value in Jemez Springs, NM?

Typical homes in Jemez Springs, NM go for around $349K. The 5-year CAGR of 0.0% consistent price movement.

Is house hacking profitable in Jemez Springs, NM?

House hacking works a challenging in Jemez Springs, NM. Rents of $1,494/mo against $349K acquisition make the strategy solid for owner-occupants.

Are renters plentiful in Jemez Springs, NM?

Jemez Springs, NM draws a measured base of working renters. Demand at the $1,494/mo rent level is reasonable for standard single-family and small multi rentals.

How much is rent in Jemez Springs, NM?

Jemez Springs, NM rentals go for roughly $1,494/mo a month. That puts gross yield in solid territory relative to $349K acquisition costs.

How tight is the rental market in Jemez Springs, NM?

Jemez Springs, NM carries elevated vacancy risk. Expect even-keeled absorption at market rents of $1,494/mo.

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How 87025 ranks in Albuquerque, NM

Every ZIP in this metro, ranked. Free.

Cash Flow → Appreciation → Affordable →
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