Real Estate Investing in Los Alamos, New Mexico (87547)

Everything the listing leaves out — vacancy, rent trend, cap rate, landlord climate. All free.

Los Alamos County • Population: 5,568 • Data updated: September 2026

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Should you buy in 87547 (Los Alamos, NM)? Our answer, based on the numbers below.

🏠 For Homebuyers
MIXED
Grade C (62/100)

Mixed signals — some positives, some negatives. Worth considering but not a slam-dunk.

📈 For Investors
MIXED
3.0 / 5 (47/100)

A middle-of-the-road market. Workable, but the best opportunities may be nearby ZIPs rather than this one.

⚠️ Risks to Know
2 flags
  • Elevated vacancy: 11.3% vacancy may signal weakening demand.
  • High price-to-rent: Price-to-rent ratio 34.0 — hard to cash-flow at these prices.

• Modeled rent — no observed market rent for this ZIP; the figure is estimated from HUD fair-market rent.

What’s happening in Los Alamos, NM (87547)?

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3.0/ 5

Investability

Overall investment appeal

3.0/ 5

Appreciation

Long-term value growth

3.0/ 5

Cashflow ROI

Rental yield potential

Avg Home Value $598,787
Avg Monthly Rent $1,467
1% Rule ✗ Does Not Meet
Median Income $144,661
% Renters 3.2%

Market Analysis: 87547 Los Alamos

Not every below-median market is a bargain. Los Alamos's 87547 ZIP clocks in at signals that favor experienced operators who can absorb the risk $599K pricing implies.

For an experienced owner, 87547 can be a a solid fit for hunting ground — but the discount at $599K reflects genuine risk that outside investors often underestimate.

On balance, 87547 offers a low basis, the region around Los Alamos has moved on in ways that the ZIP itself has not fully absorbed. The result is a discount with genuine reasons.

Looking more closely, 5,568 residents fill the ZIP, renter turnover runs higher than neighboring postal codes and delinquency risk is a real line item rather than a theoretical one.

Strategy in 87547 is an operator game, not a passive one. From a cash-flow lens, entry prices of $599K are inviting, the management lift is real and non-optional.

Explore the Data — Click a Tab Below
🏦 Current 30-yr Fixed Mortgage Rate: 6.76% as of Sep 10 Source: Freddie Mac PMMS

Here's what matters if you're considering buying a home in Los Alamos:

C+ Average
Buy Confidence Score: 67/100
Affordability
15/25
Appreciation
22/25
Stability
9/20
Timing
6/15
Rental backup
15/15
Affordability
Moderate
Homes cost 4.1× the median income
Value Trend
Stable (+2.1%)
How home values changed in the past year
Rental Backup
Strong
Could rent for $1,467/mo if you need to move
Market Conditions
WARM
Seller-favorable conditions, steady activity
Bottom Line: Mixed signals in this market. Research specific properties carefully and be prepared to negotiate.
☀️
WARM MARKET
Los Alamos, NM Metro Area
Seller-favorable conditions, steady activity
0 days
Average time to sell
Very Fast
10.7%
Listings with price cuts
Few Cuts
0.0%
Sale price vs asking
Below Ask
0.0%
Income needed for mortgage
Affordable
📅 Market conditions as of August 29, 2026 — updated weekly from Los Alamos, NM metro data
🏠

Property Strategy for 87547

Which property type performs best in this market?

Best for Cash Flow
2BR
2.8% cap rate
Best for Appreciation
2BR
+7.7% 5yr CAGR
Best Overall Value
4BR
$161,909/bedroom
📊 Compare All Property Types →
Type Median Value Est. Rent Cap Rate 5yr CAGR $/Bedroom
2BR $423,504 $1,630 2.8% +7.7% $211,752
3BR $553,200 $1,990 2.6% +7.3% $184,400
4BR $647,636 $2,460 2.7% +6.8% $161,909

Market Trends

Home Value History (with trend line)

$633K$548K$464K$379K$295K$211KMar 2009Nov 2017Jul 2026

📊 How Does 87547 Compare?

Metric 87547 Los Alamos Los Alamos, NM New Mexico
Home Value $598,787 $591,298 N/A $308,799
5-Year CAGR 5.7% 5.5% N/A 7.3%
Avg Rent $1,467 $2,152 N/A -
Cap Rate 1.9% 2.9% - -
💡 Why Invest in 87547? Click to expand

With a 3/5 investability rating, this ZIP shows solid fundamentals for buy-and-hold investors.

📊 See where this ZIP ranks in our Best-of lists →
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Landlord Ground Truth

Real numbers from people who own or manage rentals in ZIP 87547 (Los Alamos, NM). Anonymous, moderated, never written by AI.

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Investability
Good
Cap Rate
1.9%
Low
5yr Growth
+5.7%
Moderate

📉 Market Crash Risk Index

Based on Los Alamos, NM metro

0/10
Low Risk
Price YoY
0/3
N/A
Rent YoY
0/2
N/A
Below List
0/3
0%
Days Pending
0/2
0 days

View all metro crash risk rankings →

📊 Market Snapshot

Home Value $598,787
Monthly Rent $1,467
Price-to-Rent 34.0:1
1% Rule ✗ Fails

💰 Return Metrics

Gross Yield 2.9%
Cap Rate 1.9%
5-Year IRR 7.6%

📈 Home Appreciation

1-Year +2.1% ▲
3-Year CAGR +5.4% ▲
5-Year CAGR +5.7% ▲
10-Year CAGR +9.0% ▲

🏠 Rent Trends

1-Year N/A
3-Year CAGR N/A
5-Year CAGR N/A
Negative Leverage — IRR / Tax Play Cap Rate: 1.9%  |  30yr Rate: 6.8%
Leverage reduces cash returns at current rates.

The current 30-yr mortgage rate (6.8%) exceeds the estimated cap rate (1.9%). Financing reduces your cash-on-cash return below the cap rate. Markets like this may still make sense as IRR plays — factoring in appreciation, depreciation, and a future refinance when rates drop.

Run an IRR Analysis →

⚠️ Risk Signals

Composite view of factors that can impact a ZIP's stability and your downside risk.

Vacancy
11.3%
Moderate risk
Landlord Climate
5.0/5
Friendly
Value Trend (5yr)
+5.7%
Stable
Eviction process: Fast Rent control: Favorable

Demographics in 87547

Population: 5,568

💰 Median Household Income
$144,661
This area
$144,661
State
$55,880
USA
$74,580
🏠 Renter Occupied
3.2%
This area
3.2%
State
21.3%
USA
34.0%
💼 Unemployment Rate
1.4%
This area
1.4%
State
-32.0%
USA
3.7%
🎓 College Educated
68.6%
This area
68.6%
State
-18.1%
USA
33.7%
👤 Median Age
41.2 years
This area
41.2 years
State
-44.7 years
USA
38.9 years
🏚️ Vacancy Rate
11.3%
This area
11.3%
State
29.3%
USA
10.5%
👥 Population by Ethnicity
White 83.9%
Other/Mixed 14.3%
Hispanic/Latino 9.9%
Black/African American 1.1%
Asian 0.9%
👶 Under 18
26.9%
This area
26.9%
USA
22.0%
👴 65 and Over
18.8%
This area
18.8%
USA
17.3%
📊 Poverty Rate
2.1%
This area
2.1%
USA
11.5%

Crime & Safety

🚧

Crime & Safety Data Coming Soon

We're integrating comprehensive crime statistics including violent crime rates, property crime, and safety scores to help you make informed investment decisions.

Expected: Q1 2025

🎓 Schools in 87547

A Avg School Grade
2 Schools
12.0:1 Avg Class Size
$14,273 Avg Per Pupil

Schools in This ZIP Code

A Very Good

CHAMISA ELEMENTARY

📚 Pre-K – 06 School
👥
302 Students
👨‍🏫
10.7:1 Class Size
💰
$14,273 Per Student
A Very Good

PINON ELEMENTARY

📚 Pre-K – 06 School
👥
352 Students
👨‍🏫
13.3:1 Class Size
💰
$14,273 Per Student
About Repit School Scores

Traditional school ratings rely heavily on standardized test scores, which often reflect family income more than school quality. Repit takes a different approach.

We evaluate schools based on factors that research shows actually impact educational outcomes:

  • Class Size — Smaller classes mean more individual attention
  • School Funding — Resources available for programs, staff, and facilities
  • Community Factors — Neighborhood characteristics that influence student success
  • School Environment — Size, type, and structure

Scores are updated annually using federal education data.

🎓 Nearby Colleges & Universities

2 Nearby 232 Off-Campus Students
C
University of New Mexico-Los Alamos Campus
376 students · 8.2 mi
D
Southwestern College
249 students · 14.8 mi

Frequently Asked Questions

What is the average monthly rent in Los Alamos, NM?

Expect rents around $1,467/mo per month in Los Alamos, NM. With home values at $599K, the yield math works out to reasonable levels for rental investors.

How strong is tenant demand in Los Alamos, NM?

Los Alamos, NM draws a stable base of working renters. Demand at the $1,467/mo rent level is reasonable for standard single-family and small multi rentals.

What is the best play in Los Alamos, NM?

For Los Alamos, NM, careful cash-flow rentals with hands-on management is the standard investor playbook. The market structure makes it a reasonable default approach.

Does a duplex house hack pencil in Los Alamos, NM?

The a challenging house-hack environment in Los Alamos, NM reflects the rent-to-price spread. Expect meaningful PITI offset at market rents.

How strong is Los Alamos, NM for real estate investors?

Los Alamos, NM scores 3.0/5 for investability. Home values sit at $599K and rents near $1,467/mo, which keeps the rent-to-price ratio in reasonable territory for buy-and-hold investors.

You know 87547 now. You don’t know where it ranks.

This page stays free — all of it. What one page can’t tell you is how 87547 compares to every other market. Investor ($19/mo) screens every U.S. ZIP by cap rate, the 1% rule, vacancy and landlord climate, and exports your shortlist.

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