Real Estate Investing in Show Low, Arizona (85901)

Everything the listing leaves out — vacancy, rent trend, cap rate, landlord climate. All free.

Navajo County • Population: 18,821 • Data updated: September 2026

☆ Watch this market Free account

Should you buy in 85901 (Show Low, AZ)? Our answer, based on the numbers below.

🏠 For Homebuyers
CAUTION
Grade D (45/100)

Proceed carefully. Weak appreciation or affordability makes this a harder case for most buyers.

📈 For Investors
MIXED
3.0 / 5 (47/100)

A middle-of-the-road market. Workable, but the best opportunities may be nearby ZIPs rather than this one.

⚠️ Risks to Know
1 flag
  • High vacancy: 37.2% of homes vacant — above national norms.

What’s happening in Show Low, AZ (85901)?

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3.0/ 5

Investability

Overall investment appeal

2.0/ 5

Appreciation

Long-term value growth

3.0/ 5

Cashflow ROI

Rental yield potential

Avg Home Value $433,415
Avg Monthly Rent $2,129
1% Rule ✗ Does Not Meet
Median Income $56,634
% Renters 24.9%

Market Analysis: 85901 Show Low

Not every below-median market is a bargain. Show Low's 85901 ZIP reports signals that favor experienced operators who can absorb the risk $433K pricing implies.

The investment case in 85901 is robust only for operators who understand what they are buying. A $433K median suggests accessibility, but management intensity, vacancy drift, and capex surprises are real.

Nearby ZIPs in Show Low have seen price recovery that 85901 has not matched. Navajo County data supports the view that the spread is structural rather than temporary.

A healthy renter share of 25% in 85901 is not, on its own, a problem — but paired with below-average income and high mobility, it changes the operating playbook.

Strategy in 85901 is an operator game, not a passive one. On the rental side, entry prices of $433K are inviting, the management lift is real and non-optional.

Explore the Data — Click a Tab Below
🏦 Current 30-yr Fixed Mortgage Rate: 6.76% as of Sep 10 Source: Freddie Mac PMMS

Here's what matters if you're considering buying a home in Show Low:

C Below Average
Buy Confidence Score: 59/100
Affordability
5/25
Appreciation
18/25
Stability
11/20
Timing
10/15
Rental backup
15/15
Affordability
Expensive
Homes cost 7.7× the median income
Value Trend
Stable (+2.4%)
How home values changed in the past year
Rental Backup
Strong
Could rent for $2,129/mo if you need to move
Market Conditions
COOL
More inventory, negotiating room for buyers
Bottom Line: This market may be challenging for buyers. Consider your timing and budget carefully.
❄️
COOL MARKET
Show Low, AZ Metro Area
More inventory, negotiating room for buyers
93 days
Average time to sell
Slow
9.0%
Listings with price cuts
Few Cuts
0.0%
Sale price vs asking
Below Ask
0.0%
Income needed for mortgage
Affordable
📅 Market conditions as of August 29, 2026 — updated weekly from Show Low, AZ metro data
🏠

Property Strategy for 85901

Which property type performs best in this market?

Best for Cash Flow
2BR
3.1% cap rate
Best for Appreciation
5BR
+10.8% 5yr CAGR
Best Overall Value
3BR
$162,178/bedroom
📊 Compare All Property Types →
Type Median Value Est. Rent Cap Rate 5yr CAGR $/Bedroom
2BR $327,131 $1,420 3.1% +10.4% $163,566
3BR $486,533 $1,760 2.6% +10.2% $162,178
4BR $668,781 $1,880 2.0% +10.4% $167,195
5BR $903,126 +10.8% $180,625

Market Trends

Home Value History (with trend line)

$456K$391K$326K$261K$196K$131KJul 2006Jul 2016Jul 2026

Rent History (with trend line)

$2,394$2,321$2,249$2,176$2,104$2,031Jan 2026Apr 2026May 2026

📊 How Does 85901 Compare?

Metric 85901 Show Low Show Low, AZ Arizona
Home Value $433,415 $216,708 N/A $419,643
5-Year CAGR 4.3% 4.3% N/A 6.5%
Avg Rent $2,129 $2,129 N/A -
Cap Rate 3.8% 3.8% - -
💡 Why Invest in 85901? Click to expand

With a 3/5 investability rating, this ZIP shows solid fundamentals for buy-and-hold investors.

📊 See where this ZIP ranks in our Best-of lists →
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Landlord Ground Truth

Real numbers from people who own or manage rentals in ZIP 85901 (Show Low, AZ). Anonymous, moderated, never written by AI.

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Investability
Good
Cap Rate
3.8%
Low
5yr Growth
+4.3%
Moderate

📉 Market Crash Risk Index

Based on Show Low, AZ metro

4/10
Moderate Risk
Price YoY
0/3
N/A
Rent YoY
0/2
N/A
Below List
2/3
74%
Days Pending
2/2
93 days

View all metro crash risk rankings →

📊 Market Snapshot

Home Value $433,415
Monthly Rent $2,129
Price-to-Rent 17.0:1
1% Rule ✗ Fails

💰 Return Metrics

Gross Yield 5.9%
Cap Rate 3.8%
5-Year IRR 8.1%

📈 Home Appreciation

1-Year +2.4% ▲
3-Year CAGR +2.1% ▲
5-Year CAGR +4.3% ▲
10-Year CAGR +8.1% ▲

🏠 Rent Trends

1-Year N/A
3-Year CAGR N/A
5-Year CAGR N/A
Negative Leverage — IRR / Tax Play Cap Rate: 3.8%  |  30yr Rate: 6.8%
Leverage reduces cash returns at current rates.

The current 30-yr mortgage rate (6.8%) exceeds the estimated cap rate (3.8%). Financing reduces your cash-on-cash return below the cap rate. Markets like this may still make sense as IRR plays — factoring in appreciation, depreciation, and a future refinance when rates drop.

Run an IRR Analysis →

⚠️ Risk Signals

Composite view of factors that can impact a ZIP's stability and your downside risk.

Vacancy
37.2%
Elevated risk
Landlord Climate
5.0/5
Friendly
Value Trend (5yr)
+4.3%
Stable
Eviction process: Fast Rent control: Favorable

Demographics in 85901

Population: 18,821

💰 Median Household Income
$56,634
This area
$56,634
State
$66,355
USA
$74,580
🏠 Renter Occupied
24.9%
This area
24.9%
State
28.6%
USA
34.0%
💼 Unemployment Rate
2.9%
This area
2.9%
State
-23.2%
USA
3.7%
🎓 College Educated
25.3%
This area
25.3%
State
-1.0%
USA
33.7%
👤 Median Age
49.0 years
This area
49.0 years
State
11.1 years
USA
38.9 years
🏚️ Vacancy Rate
37.2%
This area
37.2%
State
19.2%
USA
10.5%
👥 Population by Ethnicity
White 83.9%
Other/Mixed 15.1%
Hispanic/Latino 8.2%
Black/African American 0.6%
Asian 0.5%
👶 Under 18
21.4%
This area
21.4%
USA
22.0%
👴 65 and Over
28.4%
This area
28.4%
USA
17.3%
📊 Poverty Rate
9.9%
This area
9.9%
USA
11.5%

Crime & Safety

🚧

Crime & Safety Data Coming Soon

We're integrating comprehensive crime statistics including violent crime rates, property crime, and safety scores to help you make informed investment decisions.

Expected: Q1 2025

🎓 Schools in 85901

C+ Avg School Grade
14 Schools
18.0:1 Avg Class Size
$18,848 Avg Per Pupil

Schools in This ZIP Code

B Good

NAVIT - NAVIT Courses

📚 09 – 12 High School Limited Data
💰
$51,000 Per Student
B Good

NAVIT - Northland Pioneer College WMC

📚 09 – 12 High School Limited Data
👥
10 Students
💰
$51,000 Per Student
B Good

NAVIT - Show Low High School

📚 09 – 12 High School Limited Data
👥
1 Students
💰
$51,000 Per Student
B Good

Whipple Ranch Elementary School

📚 Pre-K – 05 Elementary
👥
391 Students
👨‍🏫
15.2:1 Class Size
💰
$9,466 Per Student
C+ Average

Linden Elementary School

📚 K – 05 Elementary
👥
201 Students
👨‍🏫
15.5:1 Class Size
💰
$9,466 Per Student
C+ Average

Nikolaus Homestead Elementary School

📚 K – 05 Elementary
👥
407 Students
👨‍🏫
20.4:1 Class Size
💰
$9,466 Per Student
C+ Average

Show Low Junior High School

📚 06 – 08 Middle
👥
564 Students
👨‍🏫
18.8:1 Class Size
💰
$9,466 Per Student
C+ Average

Sequoia Village School

📚 K – 12 K-12 Charter Limited Data
👥
202 Students
💰
$12,417 Per Student
C Below Average

Show Low Preschool

📚 Grade PK Elementary
👥
13 Students
👨‍🏫
13.0:1 Class Size
💰
$9,466 Per Student
C Below Average

Sequoia Village High School

📚 09 – 12 High School Charter Limited Data
💰
$12,417 Per Student
C Below Average

Show Low High School

📚 03 – 12 High School
👥
836 Students
👨‍🏫
25.3:1 Class Size
💰
$9,466 Per Student
C Below Average

AAEC Show Low

📚 09 – 12 High School Charter Limited Data
💰
$10,315 Per Student
D Needs Improvement

White Mountain Institute

📚 09 – 12 High School Limited Data
👥
40 Students
💰
$9,466 Per Student
D Needs Improvement

WMI ON LINE

📚 K – 12 K-12 Limited Data
👥
13 Students
💰
$9,466 Per Student
About Repit School Scores

Traditional school ratings rely heavily on standardized test scores, which often reflect family income more than school quality. Repit takes a different approach.

We evaluate schools based on factors that research shows actually impact educational outcomes:

  • Class Size — Smaller classes mean more individual attention
  • School Funding — Resources available for programs, staff, and facilities
  • Community Factors — Neighborhood characteristics that influence student success
  • School Environment — Size, type, and structure

Scores are updated annually using federal education data.

Frequently Asked Questions

What do landlords charge for rent in Show Low, AZ?

Rent in Show Low, AZ is around $2,129/mo. The resulting rent-to-value relationship with $433K pricing is reasonable for most investor models.

Should investors worry about vacancy in Show Low, AZ?

Vacancy in Show Low, AZ is elevated, which keeps landlord downtime on reasonable timelines. Most properties lease within the standard window at $2,129/mo.

Should investors consider Show Low, AZ?

With a 3.0/5 investability score, Show Low, AZ ranks as a solid market for rental property investors. Median prices of $433K and rents of $2,129/mo drive the underlying numbers.

How strong is tenant demand in Show Low, AZ?

Working renters make up the core of the Show Low, AZ tenant base. The pool is reasonable for investors targeting long-term holds.

What type of investing works in Show Low, AZ?

Investors usually favor careful cash-flow rentals with hands-on management in Show Low, AZ. With home values at $433K and rents near $2,129/mo, other strategies can work but produce reliable rather than outsized returns.

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How 85901 ranks in Show Low, AZ

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