Real Estate Investing in Huachuca City, Arizona (85616)

Everything the listing leaves out — vacancy, rent trend, cap rate, landlord climate. All free.

Cochise County • Population: 4,845 • Data updated: September 2026

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Should you buy in 85616 (Huachuca City, AZ)? Our answer, based on the numbers below.

🏠 For Homebuyers
MIXED
Grade C (59/100)

Mixed signals — some positives, some negatives. Worth considering but not a slam-dunk.

📈 For Investors
MIXED
3.0 / 5 (47/100)

A middle-of-the-road market. Workable, but the best opportunities may be nearby ZIPs rather than this one.

⚠️ Risks to Know
1 flag
  • Elevated vacancy: 10.8% vacancy may signal weakening demand.

• Modeled rent — no observed market rent for this ZIP; the figure is estimated from HUD fair-market rent.

What’s happening in Huachuca City, AZ (85616)?

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3.0/ 5

Investability

Overall investment appeal

2.0/ 5

Appreciation

Long-term value growth

3.0/ 5

Cashflow ROI

Rental yield potential

Avg Home Value $219,491
Avg Monthly Rent $1,071
1% Rule ✗ Does Not Meet
Median Income $48,810
% Renters 30.1%

Market Analysis: 85616 Huachuca City

The 85616 ZIP in Huachuca City, AZ is a local-operator market. Outside capital chasing a $219K entry has to pair deep knowledge with the discount.

Rent of $1,071/mo on a $219K basis reads well until vacancy, delinquency, and capex enter the model. The honest cap rate in 85616 sits below the stated 0.0% once reality is priced in.

ZIP 85616's metrics run below Cochise County's averages on price growth and tenant stability. Investors who ignore that regional gap tend to relearn it the hard way.

Meanwhile, 4,845 residents fill the ZIP, renter turnover runs higher than neighboring postal codes and delinquency risk is a real line item rather than a theoretical one.

Strategy in 85616 is an operator game, not a passive one. On the rental side, entry prices of $219K are inviting, the management lift is real and non-optional.

Explore the Data — Click a Tab Below
🏦 Current 30-yr Fixed Mortgage Rate: 6.76% as of Sep 10 Source: Freddie Mac PMMS

Here's what matters if you're considering buying a home in Huachuca City:

C+ Average
Buy Confidence Score: 61/100
Affordability
15/25
Appreciation
18/25
Stability
7/20
Timing
6/15
Rental backup
15/15
Affordability
Moderate
Homes cost 4.5× the median income
Value Trend
Stable (+2.7%)
How home values changed in the past year
Rental Backup
Strong
Could rent for $1,071/mo if you need to move
Market Conditions
WARM
Seller-favorable conditions, steady activity
Bottom Line: Mixed signals in this market. Research specific properties carefully and be prepared to negotiate.
☀️
WARM MARKET
Sierra Vista-Douglas, AZ Metro Area
Seller-favorable conditions, steady activity
0 days
Average time to sell
Very Fast
7.2%
Listings with price cuts
Few Cuts
0.0%
Sale price vs asking
Below Ask
0.0%
Income needed for mortgage
Affordable
📅 Market conditions as of August 29, 2026 — updated weekly from Sierra Vista-Douglas, AZ metro data

Market Trends

Home Value History (with trend line)

$231K$209K$188K$166K$144K$123KFeb 2016May 2021Jul 2026

📊 How Does 85616 Compare?

Metric 85616 Huachuca City Sierra Vista-Douglas, AZ Arizona
Home Value $219,491 $368,218 N/A $419,643
5-Year CAGR 3.7% 3.9% N/A 6.5%
Avg Rent $1,071 $1,211 N/A -
Cap Rate 3.8% 2.9% - -
💡 Why Invest in 85616? Click to expand

With a 3/5 investability rating, this ZIP shows solid fundamentals for buy-and-hold investors.

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Landlord Ground Truth

Real numbers from people who own or manage rentals in ZIP 85616 (Huachuca City, AZ). Anonymous, moderated, never written by AI.

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Investability
Good
Cap Rate
3.8%
Low
5yr Growth
+3.7%
Moderate

📊 Market Snapshot

Home Value $219,491
Monthly Rent $1,071
Price-to-Rent 17.1:1
1% Rule ✗ Fails

💰 Return Metrics

Gross Yield 5.9%
Cap Rate 3.8%
5-Year IRR 7.5%

📈 Home Appreciation

1-Year +2.7% ▲
3-Year CAGR +0.5% ▲
5-Year CAGR +3.7% ▲
10-Year CAGR +5.3% ▲

🏠 Rent Trends

1-Year N/A
3-Year CAGR N/A
5-Year CAGR N/A
Negative Leverage — IRR / Tax Play Cap Rate: 3.8%  |  30yr Rate: 6.8%
Leverage reduces cash returns at current rates.

The current 30-yr mortgage rate (6.8%) exceeds the estimated cap rate (3.8%). Financing reduces your cash-on-cash return below the cap rate. Markets like this may still make sense as IRR plays — factoring in appreciation, depreciation, and a future refinance when rates drop.

Run an IRR Analysis →

⚠️ Risk Signals

Composite view of factors that can impact a ZIP's stability and your downside risk.

Vacancy
10.8%
Moderate risk
Landlord Climate
5.0/5
Friendly
Value Trend (5yr)
+3.7%
Stable
Eviction process: Fast Rent control: Favorable

Demographics in 85616

Population: 4,845

💰 Median Household Income
$48,810
This area
$48,810
State
$66,355
USA
$74,580
🏠 Renter Occupied
30.1%
This area
30.1%
State
28.6%
USA
34.0%
💼 Unemployment Rate
3.3%
This area
3.3%
State
-23.2%
USA
3.7%
🎓 College Educated
23.5%
This area
23.5%
State
-1.0%
USA
33.7%
👤 Median Age
45.2 years
This area
45.2 years
State
11.1 years
USA
38.9 years
🏚️ Vacancy Rate
10.8%
This area
10.8%
State
19.2%
USA
10.5%
👥 Population by Ethnicity
White 74.6%
Other/Mixed 21.5%
Hispanic/Latino 16.9%
Black/African American 2.8%
Asian 1.0%
👶 Under 18
17.9%
This area
17.9%
USA
22.0%
👴 65 and Over
26.0%
This area
26.0%
USA
17.3%
📊 Poverty Rate
15.9%
This area
15.9%
USA
11.5%

Crime & Safety

🚧

Crime & Safety Data Coming Soon

We're integrating comprehensive crime statistics including violent crime rates, property crime, and safety scores to help you make informed investment decisions.

Expected: Q1 2025

🎓 Schools in 85616

B+ Avg School Grade
1 Schools
17.8:1 Avg Class Size
$14,785 Avg Per Pupil

Schools in This ZIP Code

B+ Above Average

Huachuca City School

📚 Pre-K – 08 School
👥
249 Students
👨‍🏫
17.8:1 Class Size
💰
$14,785 Per Student
About Repit School Scores

Traditional school ratings rely heavily on standardized test scores, which often reflect family income more than school quality. Repit takes a different approach.

We evaluate schools based on factors that research shows actually impact educational outcomes:

  • Class Size — Smaller classes mean more individual attention
  • School Funding — Resources available for programs, staff, and facilities
  • Community Factors — Neighborhood characteristics that influence student success
  • School Environment — Size, type, and structure

Scores are updated annually using federal education data.

🎓 Nearby Colleges & Universities

1 Nearby 1,720 Off-Campus Students
C+
Cochise County Community College District
3,782 students · 10.8 mi

Investor Insight: With 1,720 students living off-campus nearby, this area has strong rental demand from the college population.

Frequently Asked Questions

What investment strategy works best in Huachuca City, AZ?

Most investors in Huachuca City, AZ run a careful cash-flow rentals with hands-on management strategy. It aligns with the 3.0/5 investability profile and the market fundamentals.

Is Huachuca City, AZ good for landlords?

For rental operators, Huachuca City, AZ rates as landlord-friendly. The regulatory environment standard buy-and-hold operations.

What is the typical renter like in Huachuca City, AZ?

Tenant quality in Huachuca City, AZ ranks as solid. Landlords generally report reliable occupancy at market rents of $1,071/mo.

Is Huachuca City, AZ good for house hacking?

The house hack math a challenging in Huachuca City, AZ. Owner-occupant buyers benefit from the $1,071/mo rents and $219K home values.

Do rentals sit vacant long in Huachuca City, AZ?

Expect elevated vacancy in Huachuca City, AZ. Rents at $1,071/mo are absorbed by the tenant base without meaningful lag.

You know 85616 now. You don’t know where it ranks.

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How 85616 ranks in Sierra Vista-Douglas, AZ

Every ZIP in this metro, ranked. Free.

Cash Flow → Appreciation → Affordable →
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