Real Estate Investing in Elfrida, Arizona (85610)

Everything the listing leaves out — vacancy, rent trend, cap rate, landlord climate. All free.

Cochise County • Population: 708 • Data updated: September 2026

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Should you buy in 85610 (Elfrida, AZ)? Our answer, based on the numbers below.

🏠 For Homebuyers
WEAK FIT
Grade F (29/100)

Multiple negative signals. Better options likely exist nearby.

📈 For Investors
WEAK
2.0 / 5 (33/100)

Structural challenges here. The numbers may look cheap but operational risk is high. Only for experienced, hands-on investors.

⚠️ Risks to Know
3 flags
  • High vacancy: 50.3% of homes vacant — above national norms.
  • Flat appreciation: Values have barely moved over 5 years (0.0% CAGR).
  • Lower household income: $32,083 median — tenant affordability is tighter.

• Limited market data — this is a very small market; averages are built from few observations and can swing widely. • Modeled rent — no observed market rent for this ZIP; the figure is estimated from HUD fair-market rent.

What’s happening in Elfrida, AZ (85610)?

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2.0/ 5

Investability

Overall investment appeal

1.0/ 5

Appreciation

Long-term value growth

3.0/ 5

Cashflow ROI

Rental yield potential

Avg Home Value $199,748
Avg Monthly Rent $990
1% Rule ✗ Does Not Meet
Median Income $32,083
% Renters 13.4%

Market Analysis: 85610 Elfrida

Not every below-median market is a bargain. Elfrida's 85610 ZIP records signals that favor experienced operators who can absorb the risk $200K pricing implies.

For an experienced owner, 85610 can be a an appealing option for hunting ground — but the discount at $200K reflects genuine risk that outside investors often underestimate.

ZIP 85610's metrics run below Cochise County's averages on price growth and tenant stability. Investors who ignore that regional gap tend to relearn it the hard way.

A impressive renter share of 13% in 85610 is not, on its own, a problem — but paired with below-average income and high mobility, it changes the operating playbook.

New investors are better served looking at Elfrida's stable or hybrid ZIPs before stepping into 85610. The learning curve here is expensive when the lesson is wrong.

Explore the Data — Click a Tab Below
🏦 Current 30-yr Fixed Mortgage Rate: 6.76% as of Sep 10 Source: Freddie Mac PMMS

Here's what matters if you're considering buying a home in Elfrida:

D Needs Caution
Buy Confidence Score: 43/100
Affordability
5/25
Appreciation
10/25
Stability
7/20
Timing
6/15
Rental backup
15/15
Affordability
Expensive
Homes cost 6.2× the median income
Value Trend
Rising (+3.9%)
How home values changed in the past year
Rental Backup
Strong
Could rent for $990/mo if you need to move
Market Conditions
WARM
Seller-favorable conditions, steady activity
Bottom Line: This market may be challenging for buyers. Consider your timing and budget carefully.
☀️
WARM MARKET
Sierra Vista-Douglas, AZ Metro Area
Seller-favorable conditions, steady activity
0 days
Average time to sell
Very Fast
7.2%
Listings with price cuts
Few Cuts
0.0%
Sale price vs asking
Below Ask
0.0%
Income needed for mortgage
Affordable
📅 Market conditions as of August 29, 2026 — updated weekly from Sierra Vista-Douglas, AZ metro data

Market Trends

Home Value History (with trend line)

$231K$206K$181K$156K$131K$106KFeb 2008May 2017Jul 2026

📊 How Does 85610 Compare?

Metric 85610 Elfrida Sierra Vista-Douglas, AZ Arizona
Home Value $199,748 $219,940 N/A $419,643
5-Year CAGR 0.0% 1.3% N/A 6.5%
Avg Rent $990 $986 N/A -
Cap Rate 3.9% 3.5% - -
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Landlord Ground Truth

Real numbers from people who own or manage rentals in ZIP 85610 (Elfrida, AZ). Anonymous, moderated, never written by AI.

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Investability
Fair
Cap Rate
3.9%
Low
5yr Growth
+0.0%
Slow

📊 Market Snapshot

Home Value $199,748
Monthly Rent $990
Price-to-Rent 16.8:1
1% Rule ✗ Fails

💰 Return Metrics

Gross Yield 6.0%
Cap Rate 3.9%
5-Year IRR 3.9%

📈 Home Appreciation

1-Year +3.9% ▲
3-Year CAGR -0.6% ▼
5-Year CAGR +0.0% ▲
10-Year CAGR +5.2% ▲

🏠 Rent Trends

1-Year N/A
3-Year CAGR N/A
5-Year CAGR N/A
Negative Leverage — IRR / Tax Play Cap Rate: 3.9%  |  30yr Rate: 6.8%
Leverage reduces cash returns at current rates.

The current 30-yr mortgage rate (6.8%) exceeds the estimated cap rate (3.9%). Financing reduces your cash-on-cash return below the cap rate. Markets like this may still make sense as IRR plays — factoring in appreciation, depreciation, and a future refinance when rates drop.

Run an IRR Analysis →

⚠️ Risk Signals

Composite view of factors that can impact a ZIP's stability and your downside risk.

Vacancy
50.3%
Elevated risk
Landlord Climate
5.0/5
Friendly
Value Trend (5yr)
+0.0%
Flat
Eviction process: Fast Rent control: Favorable

Demographics in 85610

Population: 708

💰 Median Household Income
$32,083
This area
$32,083
State
$66,355
USA
$74,580
🏠 Renter Occupied
13.4%
This area
13.4%
State
28.6%
USA
34.0%
💼 Unemployment Rate
3.5%
This area
3.5%
State
-23.2%
USA
3.7%
🎓 College Educated
19.6%
This area
19.6%
State
-1.0%
USA
33.7%
👤 Median Age
43.1 years
This area
43.1 years
State
11.1 years
USA
38.9 years
🏚️ Vacancy Rate
50.3%
This area
50.3%
State
19.2%
USA
10.5%
👥 Population by Ethnicity
White 84.3%
Other/Mixed 12.7%
Hispanic/Latino 6.1%
Black/African American 2.9%
👶 Under 18
24.7%
This area
24.7%
USA
22.0%
👴 65 and Over
19.1%
This area
19.1%
USA
17.3%
📊 Poverty Rate
10.6%
This area
10.6%
USA
11.5%

Crime & Safety

🚧

Crime & Safety Data Coming Soon

We're integrating comprehensive crime statistics including violent crime rates, property crime, and safety scores to help you make informed investment decisions.

Expected: Q1 2025

🎓 Schools in 85610

C+ Avg School Grade
3 Schools
$16,937 Avg Per Pupil

Schools in This ZIP Code

B Good

Valley Union High School

📚 09 – 12 High School Limited Data
👥
87 Students
💰
$21,533 Per Student
C+ Average

Elfrida Elementary School

📚 Pre-K – 08 School Limited Data
👥
102 Students
💰
$12,340 Per Student
C Below Average

CTD - Valley Union High School

📚 09 – 12 High School Limited Data
About Repit School Scores

Traditional school ratings rely heavily on standardized test scores, which often reflect family income more than school quality. Repit takes a different approach.

We evaluate schools based on factors that research shows actually impact educational outcomes:

  • Class Size — Smaller classes mean more individual attention
  • School Funding — Resources available for programs, staff, and facilities
  • Community Factors — Neighborhood characteristics that influence student success
  • School Environment — Size, type, and structure

Scores are updated annually using federal education data.

Frequently Asked Questions

Does Elfrida, AZ make sense for an investment property?

With a 2.0/5 investability score, Elfrida, AZ ranks as a solid market for rental property investors. Median prices of $200K and rents of $990/mo drive the underlying numbers.

What kind of vacancy should I budget for in Elfrida, AZ?

Occupancy in Elfrida, AZ runs even-keeled with elevated vacancy. Well-priced units at $990/mo lease on reasonable timelines.

How strong is the working-renter base in Elfrida, AZ?

The renter base in Elfrida, AZ is reasonable for the $990/mo price point. Screening well and pricing to market typically yields even-keeled tenants.

Is Elfrida, AZ suited for a house hack?

For house hackers, Elfrida, AZ is a challenging. The $990/mo rent on a unit helps defray the mortgage on a $200K property.

Are rents high in Elfrida, AZ?

Elfrida, AZ rentals go for roughly $990/mo a month. That puts gross yield in solid territory relative to $200K acquisition costs.

You know 85610 now. You don’t know where it ranks.

This page stays free — all of it. What one page can’t tell you is how 85610 compares to every other market. Investor ($19/mo) screens every U.S. ZIP by cap rate, the 1% rule, vacancy and landlord climate, and exports your shortlist.

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How 85610 ranks in Sierra Vista-Douglas, AZ

Every ZIP in this metro, ranked. Free.

Cash Flow → Appreciation → Affordable →
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