Real Estate Investing in Pearce, Arizona (85625)

Everything the listing leaves out — vacancy, rent trend, cap rate, landlord climate. All free.

Cochise County • Population: 1,959 • Data updated: September 2026

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Should you buy in 85625 (Pearce, AZ)? Our answer, based on the numbers below.

🏠 For Homebuyers
MIXED
Grade C (57/100)

Mixed signals — some positives, some negatives. Worth considering but not a slam-dunk.

📈 For Investors
MIXED
3.0 / 5 (52/100)

A cash-flow market — rent-to-price math works from day one, though value growth is modest. Great for income-focused investors.

⚠️ Risks to Know
1 flag
  • High vacancy: 28.6% of homes vacant — above national norms.

• Modeled rent — no observed market rent for this ZIP; the figure is estimated from HUD fair-market rent.

What’s happening in Pearce, AZ (85625)?

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3.0/ 5

Investability

Overall investment appeal

2.0/ 5

Appreciation

Long-term value growth

4.0/ 5

Cashflow ROI

Rental yield potential

Avg Home Value $199,134
Avg Monthly Rent $1,035
1% Rule ✗ Does Not Meet
Median Income $47,404
% Renters 15.4%

Market Analysis: 85625 Pearce

ZIP 85625 inside Cochise County looks affordable on the surface — median value of $199K — but the discount exists for reasons that a careful buyer should understand before committing.

For an experienced owner, 85625 can be a worth a close look for hunting ground — but the discount at $199K reflects genuine risk that outside investors often underestimate.

Within AZ, ZIP 85625 trails on several market indicators that neighboring Cochise County submarkets outperform. The gap is real and notable enough to shape underwriting.

Who lives in 85625 is part of why the ZIP is priced as it is. The demographic profile requires hands-on management, tight screening, and local knowledge.

appears to the ZIP is not uninvestable, but it is unforgiving. Section 8 landlords, local operators, and specialized value-add funds are the investor types that tend to succeed.

Explore the Data — Click a Tab Below
🏦 Current 30-yr Fixed Mortgage Rate: 6.76% as of Sep 10 Source: Freddie Mac PMMS

Here's what matters if you're considering buying a home in Pearce:

C+ Average
Buy Confidence Score: 61/100
Affordability
15/25
Appreciation
18/25
Stability
7/20
Timing
6/15
Rental backup
15/15
Affordability
Moderate
Homes cost 4.2× the median income
Value Trend
Stable (+1.0%)
How home values changed in the past year
Rental Backup
Strong
Could rent for $1,035/mo if you need to move
Market Conditions
WARM
Seller-favorable conditions, steady activity
Bottom Line: Mixed signals in this market. Research specific properties carefully and be prepared to negotiate.
☀️
WARM MARKET
Sierra Vista-Douglas, AZ Metro Area
Seller-favorable conditions, steady activity
0 days
Average time to sell
Very Fast
7.2%
Listings with price cuts
Few Cuts
0.0%
Sale price vs asking
Below Ask
0.0%
Income needed for mortgage
Affordable
📅 Market conditions as of August 29, 2026 — updated weekly from Sierra Vista-Douglas, AZ metro data
🏠

Property Strategy for 85625

Which property type performs best in this market?

Best for Cash Flow
3BR
5.3% cap rate
Best for Appreciation
2BR
+9.7% 5yr CAGR
Best Overall Value
3BR
$72,620/bedroom
📊 Compare All Property Types →
Type Median Value Est. Rent Cap Rate 5yr CAGR $/Bedroom
2BR $168,390 $1,150 4.9% +9.7% $84,195
3BR $217,859 $1,600 5.3% +7.6% $72,620

Market Trends

Home Value History (with trend line)

$214K$189K$163K$138K$113K$88KFeb 2008May 2017Jul 2026

📊 How Does 85625 Compare?

Metric 85625 Pearce Sierra Vista-Douglas, AZ Arizona
Home Value $199,134 $218,795 N/A $419,643
5-Year CAGR 3.3% 3.0% N/A 6.5%
Avg Rent $1,035 $1,040 N/A -
Cap Rate 4.1% 3.7% - -
💡 Why Invest in 85625? Click to expand

With a 3/5 investability rating, this ZIP shows solid fundamentals for buy-and-hold investors.

📊 See where this ZIP ranks in our Best-of lists →
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Landlord Ground Truth

Real numbers from people who own or manage rentals in ZIP 85625 (Pearce, AZ). Anonymous, moderated, never written by AI.

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Investability
Good
Cap Rate
4.1%
Fair
5yr Growth
+3.3%
Moderate

📊 Market Snapshot

Home Value $199,134
Monthly Rent $1,035
Price-to-Rent 16.0:1
1% Rule ✗ Fails

💰 Return Metrics

Gross Yield 6.2%
Cap Rate 4.1%
5-Year IRR 7.3%

📈 Home Appreciation

1-Year +1.0% ▲
3-Year CAGR -0.5% ▼
5-Year CAGR +3.3% ▲
10-Year CAGR +7.0% ▲

🏠 Rent Trends

1-Year N/A
3-Year CAGR N/A
5-Year CAGR N/A
Negative Leverage — IRR / Tax Play Cap Rate: 4.1%  |  30yr Rate: 6.8%
Leverage reduces cash returns at current rates.

The current 30-yr mortgage rate (6.8%) exceeds the estimated cap rate (4.1%). Financing reduces your cash-on-cash return below the cap rate. Markets like this may still make sense as IRR plays — factoring in appreciation, depreciation, and a future refinance when rates drop.

Run an IRR Analysis →

⚠️ Risk Signals

Composite view of factors that can impact a ZIP's stability and your downside risk.

Vacancy
28.6%
Elevated risk
Landlord Climate
5.0/5
Friendly
Value Trend (5yr)
+3.3%
Stable
Eviction process: Fast Rent control: Favorable

Demographics in 85625

Population: 1,959

💰 Median Household Income
$47,404
This area
$47,404
State
$66,355
USA
$74,580
🏠 Renter Occupied
15.4%
This area
15.4%
State
28.6%
USA
34.0%
💼 Unemployment Rate
0.7%
This area
0.7%
State
-23.2%
USA
3.7%
🎓 College Educated
31.1%
This area
31.1%
State
-1.0%
USA
33.7%
👤 Median Age
62.2 years
This area
62.2 years
State
11.1 years
USA
38.9 years
🏚️ Vacancy Rate
28.6%
This area
28.6%
State
19.2%
USA
10.5%
👥 Population by Ethnicity
White 91.6%
Other/Mixed 8.3%
Hispanic/Latino 7.8%
Black/African American 0.1%
👶 Under 18
14.1%
This area
14.1%
USA
22.0%
👴 65 and Over
43.9%
This area
43.9%
USA
17.3%
📊 Poverty Rate
6.8%
This area
6.8%
USA
11.5%

Crime & Safety

🚧

Crime & Safety Data Coming Soon

We're integrating comprehensive crime statistics including violent crime rates, property crime, and safety scores to help you make informed investment decisions.

Expected: Q1 2025

🎓 Schools in 85625

B Avg School Grade
2 Schools
10.5:1 Avg Class Size
$20,421 Avg Per Pupil

Schools in This ZIP Code

A Very Good

Ash Creek Elementary

📚 Pre-K – 08 School
👥
29 Students
👨‍🏫
2.2:1 Class Size
💰
$28,893 Per Student
C+ Average

Pearce Elementary School

📚 Pre-K – 08 School
👥
132 Students
👨‍🏫
18.9:1 Class Size
💰
$11,948 Per Student
About Repit School Scores

Traditional school ratings rely heavily on standardized test scores, which often reflect family income more than school quality. Repit takes a different approach.

We evaluate schools based on factors that research shows actually impact educational outcomes:

  • Class Size — Smaller classes mean more individual attention
  • School Funding — Resources available for programs, staff, and facilities
  • Community Factors — Neighborhood characteristics that influence student success
  • School Environment — Size, type, and structure

Scores are updated annually using federal education data.

Frequently Asked Questions

How strong are rents in Pearce, AZ?

Investors in Pearce, AZ typically see rents near $1,035/mo per month against $199K home values - a solid setup for rental cash flow.

Is house hacking profitable in Pearce, AZ?

House hacking in Pearce, AZ is reasonable to execute. Prices around $199K and rents of $1,035/mo solid owner-occupant economics.

How tight is the rental market in Pearce, AZ?

Vacancy risk in Pearce, AZ is elevated. That supports stable cash flow for typical rental holds.

Are homes affordable in Pearce, AZ?

Pearce, AZ home values average about $199K. That price point suits investors targeting rentals with $1,035/mo in monthly income.

Is Pearce, AZ a good place for real estate investing?

Pearce, AZ comes in at an investability rating of 3.0/5, with median home values near $199K and average rents around $1,035/mo. That combination puts it in the robust tier for investor interest.

You know 85625 now. You don’t know where it ranks.

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How 85625 ranks in Sierra Vista-Douglas, AZ

Every ZIP in this metro, ranked. Free.

Cash Flow → Appreciation → Affordable →
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