Real Estate Investing in Somerton, Arizona (85350)

Everything the listing leaves out — vacancy, rent trend, cap rate, landlord climate. All free.

Yuma County • Population: 19,273 • Data updated: September 2026

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Should you buy in 85350 (Somerton, AZ)? Our answer, based on the numbers below.

🏠 For Homebuyers
GOOD FIT
Grade B (71/100)

Solid choice — values are growing steadily and the market is stable enough to buy with confidence.

📈 For Investors
MIXED
3.0 / 5 (47/100)

A middle-of-the-road market. Workable, but the best opportunities may be nearby ZIPs rather than this one.

⚠️ Risks to Know
CLEAN

No major risk flags on the data we track.

• Modeled rent — no observed market rent for this ZIP; the figure is estimated from HUD fair-market rent.

What’s happening in Somerton, AZ (85350)?

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3.0/ 5

Investability

Overall investment appeal

3.0/ 5

Appreciation

Long-term value growth

3.0/ 5

Cashflow ROI

Rental yield potential

Avg Home Value $271,233
Avg Monthly Rent $1,251
1% Rule ✗ Does Not Meet
Median Income $62,813
% Renters 26.1%

Market Analysis: 85350 Somerton

Not every below-median market is a bargain. Somerton's 85350 ZIP stands at signals that favor experienced operators who can absorb the risk $271K pricing implies.

Distressed does not mean uninvestable. It means the margin for error is thinner. ZIP 85350 rewards the prepared, punishes the overconfident, and leaves the math unchanged either way.

Within AZ, ZIP 85350 trails on several market indicators that neighboring Yuma County submarkets outperform. The gap is real and robust enough to shape underwriting.

Who lives in 85350 is part of why the ZIP is priced as it is. The demographic profile requires hands-on management, tight screening, and local knowledge.

The 85350 ZIP fits a narrow investor profile — hands-on, patient, and willing to accept that the cap rate on paper is not the cap rate in reality.

Explore the Data — Click a Tab Below
🏦 Current 30-yr Fixed Mortgage Rate: 6.76% as of Sep 10 Source: Freddie Mac PMMS

Here's what matters if you're considering buying a home in Somerton:

B Good
Buy Confidence Score: 73/100
Affordability
15/25
Appreciation
22/25
Stability
11/20
Timing
10/15
Rental backup
15/15
Affordability
Moderate
Homes cost 4.3× the median income
Value Trend
Stable (+2.8%)
How home values changed in the past year
Rental Backup
Strong
Could rent for $1,251/mo if you need to move
Market Conditions
COOL
More inventory, negotiating room for buyers
Bottom Line: Mixed signals in this market. Research specific properties carefully and be prepared to negotiate.
❄️
COOL MARKET
Yuma, AZ Metro Area
More inventory, negotiating room for buyers
61 days
Average time to sell
Slow
5.7%
Listings with price cuts
Few Cuts
0.0%
Sale price vs asking
Below Ask
0.0%
Income needed for mortgage
Affordable
📅 Market conditions as of August 29, 2026 — updated weekly from Yuma, AZ metro data
🏠

Property Strategy for 85350

Which property type performs best in this market?

Best for Cash Flow
4BR
5.8% cap rate
Best for Appreciation
2BR
+10.5% 5yr CAGR
Best Overall Value
5BR
$54,615/bedroom
📊 Compare All Property Types →
Type Median Value Est. Rent Cap Rate 5yr CAGR $/Bedroom
2BR $210,289 $1,390 4.8% +10.5% $105,144
3BR $264,198 $1,900 5.2% +9.6% $88,066
4BR $289,880 $2,330 5.8% +8.7% $72,470
5BR $273,076 +9.0% $54,615

Market Trends

Home Value History (with trend line)

$288K$246K$204K$161K$119K$76KJul 2006Jul 2016Jul 2026

📊 How Does 85350 Compare?

Metric 85350 Somerton Yuma, AZ Arizona
Home Value $271,233 $259,757 N/A $419,643
5-Year CAGR 6.3% 6.3% N/A 6.5%
Avg Rent $1,251 $1,184 N/A -
Cap Rate 3.6% 3.6% - -
💡 Why Invest in 85350? Click to expand

With a 3/5 investability rating, this ZIP shows solid fundamentals for buy-and-hold investors.

📊 See where this ZIP ranks in our Best-of lists →
A great house in the wrong ZIP is still a bad deal — screen every market by cash flow & cap rate.
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Landlord Ground Truth

Real numbers from people who own or manage rentals in ZIP 85350 (Somerton, AZ). Anonymous, moderated, never written by AI.

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Investability
Good
Cap Rate
3.6%
Low
5yr Growth
+6.3%
Strong

📉 Market Crash Risk Index

Based on Yuma, AZ metro

2/10
Low Risk
Price YoY
0/3
N/A
Rent YoY
0/2
N/A
Below List
0/3
48%
Days Pending
2/2
61 days

View all metro crash risk rankings →

📊 Market Snapshot

Home Value $271,233
Monthly Rent $1,251
Price-to-Rent 18.1:1
1% Rule ✗ Fails

💰 Return Metrics

Gross Yield 5.5%
Cap Rate 3.6%
5-Year IRR 9.9%

📈 Home Appreciation

1-Year +2.8% ▲
3-Year CAGR +2.9% ▲
5-Year CAGR +6.3% ▲
10-Year CAGR +8.3% ▲

🏠 Rent Trends

1-Year N/A
3-Year CAGR N/A
5-Year CAGR N/A
Negative Leverage — IRR / Tax Play Cap Rate: 3.6%  |  30yr Rate: 6.8%
Leverage reduces cash returns at current rates.

The current 30-yr mortgage rate (6.8%) exceeds the estimated cap rate (3.6%). Financing reduces your cash-on-cash return below the cap rate. Markets like this may still make sense as IRR plays — factoring in appreciation, depreciation, and a future refinance when rates drop.

Run an IRR Analysis →

⚠️ Risk Signals

Composite view of factors that can impact a ZIP's stability and your downside risk.

Vacancy
6.3%
Low risk
Landlord Climate
5.0/5
Friendly
Value Trend (5yr)
+6.3%
Growing
Eviction process: Fast Rent control: Favorable

Demographics in 85350

Population: 19,273

💰 Median Household Income
$62,813
This area
$62,813
State
$66,355
USA
$74,580
🏠 Renter Occupied
26.1%
This area
26.1%
State
28.6%
USA
34.0%
💼 Unemployment Rate
4.5%
This area
4.5%
State
-23.2%
USA
3.7%
🎓 College Educated
15.2%
This area
15.2%
State
-1.0%
USA
33.7%
👤 Median Age
30.3 years
This area
30.3 years
State
11.1 years
USA
38.9 years
🏚️ Vacancy Rate
6.3%
This area
6.3%
State
19.2%
USA
10.5%
👥 Population by Ethnicity
Other/Mixed 51.2%
Hispanic/Latino 47.3%
White 46.1%
Black/African American 2.7%
👶 Under 18
29.6%
This area
29.6%
USA
22.0%
👴 65 and Over
10.3%
This area
10.3%
USA
17.3%
📊 Poverty Rate
18.0%
This area
18.0%
USA
11.5%

Crime & Safety

🚧

Crime & Safety Data Coming Soon

We're integrating comprehensive crime statistics including violent crime rates, property crime, and safety scores to help you make informed investment decisions.

Expected: Q1 2025

🎓 Schools in 85350

C+ Avg School Grade
10 Schools
18.5:1 Avg Class Size
$13,437 Avg Per Pupil

Schools in This ZIP Code

B Good

Desert Sonora Elementary School

📚 Pre-K – 06 School
👥
403 Students
👨‍🏫
16.8:1 Class Size
💰
$13,398 Per Student
B Good

Somerton Middle School

📚 06 – 08 Middle
👥
650 Students
👨‍🏫
17.6:1 Class Size
💰
$13,398 Per Student
B Good

Tierra Del Sol Elementary School

📚 Pre-K – 06 School
👥
659 Students
👨‍🏫
17.8:1 Class Size
💰
$13,398 Per Student
B Good

Encanto Learning Center

📚 Pre-K – 06 School
👥
419 Students
👨‍🏫
18.2:1 Class Size
💰
$13,398 Per Student
B Good

Orange Grove Elementary School

📚 Pre-K – 06 School
👥
410 Students
👨‍🏫
19.5:1 Class Size
💰
$13,398 Per Student
B Good

Somerton High School

📚 09 – 12 High School
👥
304 Students
👨‍🏫
19.5:1 Class Size
💰
$12,585 Per Student
C+ Average

Bravie T. Soto Elementary School

📚 K – 06 School
👥
220 Students
👨‍🏫
20.0:1 Class Size
💰
$13,398 Per Student
C+ Average

STEDY - Somerton High School

📚 09 – 12 High School Limited Data
💰
$15,740 Per Student
C+ Average

Somerton Virtual Learning Institute

📚 K – 08 School Limited Data
💰
$13,398 Per Student
C Below Average

PPEP TEC - Jose Yepez Learning Center

📚 09 – 12 High School Charter Limited Data
👥
105 Students
💰
$12,255 Per Student
About Repit School Scores

Traditional school ratings rely heavily on standardized test scores, which often reflect family income more than school quality. Repit takes a different approach.

We evaluate schools based on factors that research shows actually impact educational outcomes:

  • Class Size — Smaller classes mean more individual attention
  • School Funding — Resources available for programs, staff, and facilities
  • Community Factors — Neighborhood characteristics that influence student success
  • School Environment — Size, type, and structure

Scores are updated annually using federal education data.

🎓 Nearby Colleges & Universities

1 Nearby
C
Regional Center for Border Health
191 students · 2.1 mi

Frequently Asked Questions

What is the best play in Somerton, AZ?

Investors usually favor careful cash-flow rentals with hands-on management in Somerton, AZ. With home values at $271K and rents near $1,251/mo, other strategies can work but produce predictable rather than outsized returns.

Is it easy to find good tenants in Somerton, AZ?

Somerton, AZ draws a steady base of working renters. Demand at the $1,251/mo rent level is reasonable for standard single-family and small multi rentals.

Should investors worry about vacancy in Somerton, AZ?

Expect elevated vacancy in Somerton, AZ. Rents at $1,251/mo are absorbed by the tenant base without meaningful lag.

Can I live-in-and-rent in Somerton, AZ?

House hacking works a challenging in Somerton, AZ. Rents of $1,251/mo against $271K acquisition make the strategy solid for owner-occupants.

Is Somerton, AZ a good place for real estate investing?

Somerton, AZ scores 3.0/5 for investability. Home values sit at $271K and rents near $1,251/mo, which keeps the rent-to-price ratio in reasonable territory for buy-and-hold investors.

You know 85350 now. You don’t know where it ranks.

This page stays free — all of it. What one page can’t tell you is how 85350 compares to every other market. Investor ($19/mo) screens every U.S. ZIP by cap rate, the 1% rule, vacancy and landlord climate, and exports your shortlist.

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How 85350 ranks in Yuma, AZ

Every ZIP in this metro, ranked. Free.

Cash Flow → Appreciation → Affordable →
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