Real Estate Investing in Wellton, Arizona (85356)

Everything the listing leaves out — vacancy, rent trend, cap rate, landlord climate. All free.

Yuma County • Population: 3,789 • Data updated: September 2026

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Should you buy in 85356 (Wellton, AZ)? Our answer, based on the numbers below.

🏠 For Homebuyers
MIXED
Grade C (64/100)

Mixed signals — some positives, some negatives. Worth considering but not a slam-dunk.

📈 For Investors
MIXED
3.0 / 5 (52/100)

A middle-of-the-road market. Workable, but the best opportunities may be nearby ZIPs rather than this one.

⚠️ Risks to Know
1 flag
  • High vacancy: 32.5% of homes vacant — above national norms.

• Modeled rent — no observed market rent for this ZIP; the figure is estimated from HUD fair-market rent.

What’s happening in Wellton, AZ (85356)?

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3.0/ 5

Investability

Overall investment appeal

3.0/ 5

Appreciation

Long-term value growth

4.0/ 5

Cashflow ROI

Rental yield potential

Avg Home Value $253,390
Avg Monthly Rent $1,485
1% Rule ✗ Does Not Meet
Median Income $57,721
% Renters 17.5%

Market Analysis: 85356 Wellton

ZIP 85356 inside Yuma County looks affordable on the surface — median value of $253K — but the discount exists for reasons that a careful buyer should understand before committing.

If the plan assumes clean turnover, on-time rent, and low maintenance on a $253K asset, 85356 is the wrong submarket. If the plan prices in friction, the yield can still work.

Within AZ, ZIP 85356 trails on several market indicators that neighboring Yuma County submarkets outperform. The gap is real and significant enough to shape underwriting.

The 85356 ZIP's population of 3,789 has faced economic pressure over the last decade. That pressure shows up in rent delinquency patterns that posts the need for careful underwriting.

Experienced landlords with local relationships tend to find 85356 workable. Turnkey investors from out of state usually find the numbers do not hold up in practice.

Explore the Data — Click a Tab Below
🏦 Current 30-yr Fixed Mortgage Rate: 6.76% as of Sep 10 Source: Freddie Mac PMMS

Here's what matters if you're considering buying a home in Wellton:

C+ Average
Buy Confidence Score: 69/100
Affordability
15/25
Appreciation
22/25
Stability
7/20
Timing
10/15
Rental backup
15/15
Affordability
Moderate
Homes cost 4.4× the median income
Value Trend
Declining (-0.3%)
How home values changed in the past year
Rental Backup
Strong
Could rent for $1,485/mo if you need to move
Market Conditions
COOL
More inventory, negotiating room for buyers
Bottom Line: Mixed signals in this market. Research specific properties carefully and be prepared to negotiate.
❄️
COOL MARKET
Yuma, AZ Metro Area
More inventory, negotiating room for buyers
61 days
Average time to sell
Slow
5.7%
Listings with price cuts
Few Cuts
0.0%
Sale price vs asking
Below Ask
0.0%
Income needed for mortgage
Affordable
📅 Market conditions as of August 29, 2026 — updated weekly from Yuma, AZ metro data
🏠

Property Strategy for 85356

Which property type performs best in this market?

Best for Cash Flow
3BR
5.7% cap rate
Best for Appreciation
3BR
+10.1% 5yr CAGR
Best Overall Value
3BR
$96,304/bedroom
📊 Compare All Property Types →
Type Median Value Est. Rent Cap Rate 5yr CAGR $/Bedroom
2BR $225,727 $1,650 5.3% +9.6% $112,864
3BR $288,913 $2,270 5.7% +10.1% $96,304

Market Trends

Home Value History (with trend line)

$267K$236K$206K$175K$145K$114KJul 2006Jul 2016Jul 2026

📊 How Does 85356 Compare?

Metric 85356 Wellton Yuma, AZ Arizona
Home Value $253,390 $253,390 N/A $419,643
5-Year CAGR 5.2% 5.2% N/A 6.5%
Avg Rent $1,485 $1,485 N/A -
Cap Rate 4.6% 4.6% - -
💡 Why Invest in 85356? Click to expand

With a 3/5 investability rating, this ZIP shows solid fundamentals for buy-and-hold investors.

📊 See where this ZIP ranks in our Best-of lists →
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Landlord Ground Truth

Real numbers from people who own or manage rentals in ZIP 85356 (Wellton, AZ). Anonymous, moderated, never written by AI.

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Investability
Good
Cap Rate
4.6%
Fair
5yr Growth
+5.2%
Moderate

📉 Market Crash Risk Index

Based on Yuma, AZ metro

2/10
Low Risk
Price YoY
0/3
N/A
Rent YoY
0/2
N/A
Below List
0/3
48%
Days Pending
2/2
61 days

View all metro crash risk rankings →

📊 Market Snapshot

Home Value $253,390
Monthly Rent $1,485
Price-to-Rent 14.2:1
1% Rule ✗ Fails

💰 Return Metrics

Gross Yield 7.0%
Cap Rate 4.6%
5-Year IRR 9.8%

📈 Home Appreciation

1-Year -0.3% ▼
3-Year CAGR +1.8% ▲
5-Year CAGR +5.2% ▲
10-Year CAGR +6.4% ▲

🏠 Rent Trends

1-Year N/A
3-Year CAGR N/A
5-Year CAGR N/A
Negative Leverage — IRR / Tax Play Cap Rate: 4.6%  |  30yr Rate: 6.8%
Leverage reduces cash returns at current rates.

The current 30-yr mortgage rate (6.8%) exceeds the estimated cap rate (4.6%). Financing reduces your cash-on-cash return below the cap rate. Markets like this may still make sense as IRR plays — factoring in appreciation, depreciation, and a future refinance when rates drop.

Run an IRR Analysis →

⚠️ Risk Signals

Composite view of factors that can impact a ZIP's stability and your downside risk.

Vacancy
32.5%
Elevated risk
Landlord Climate
5.0/5
Friendly
Value Trend (5yr)
+5.2%
Stable
Eviction process: Fast Rent control: Favorable

Demographics in 85356

Population: 3,789

💰 Median Household Income
$57,721
This area
$57,721
State
$66,355
USA
$74,580
🏠 Renter Occupied
17.5%
This area
17.5%
State
28.6%
USA
34.0%
💼 Unemployment Rate
1.2%
This area
1.2%
State
-23.2%
USA
3.7%
🎓 College Educated
21.3%
This area
21.3%
State
-1.0%
USA
33.7%
👤 Median Age
60.4 years
This area
60.4 years
State
11.1 years
USA
38.9 years
🏚️ Vacancy Rate
32.5%
This area
32.5%
State
19.2%
USA
10.5%
👥 Population by Ethnicity
White 78.8%
Other/Mixed 20.8%
Hispanic/Latino 15.9%
Asian 0.4%
👶 Under 18
15.5%
This area
15.5%
USA
22.0%
👴 65 and Over
39.7%
This area
39.7%
USA
17.3%
📊 Poverty Rate
10.8%
This area
10.8%
USA
11.5%

Crime & Safety

🚧

Crime & Safety Data Coming Soon

We're integrating comprehensive crime statistics including violent crime rates, property crime, and safety scores to help you make informed investment decisions.

Expected: Q1 2025

🎓 Schools in 85356

C+ Avg School Grade
4 Schools
100.9:1 Avg Class Size
$17,191 Avg Per Pupil

Schools in This ZIP Code

B+ Above Average

Wellton Elementary School

📚 Pre-K – 08 School
👥
184 Students
👨‍🏫
13.9:1 Class Size
💰
$16,882 Per Student
C+ Average

AUHS Online Acadamy

📚 09 – 12 High School Limited Data
👥
4 Students
💰
$18,071 Per Student
C+ Average

STEDY- Antelope HS Satellite

📚 09 – 12 High School Limited Data
💰
$15,740 Per Student
C Below Average

Antelope Union High School

📚 09 – 12 High School
👥
188 Students
👨‍🏫
188.0:1 Class Size
💰
$18,071 Per Student
About Repit School Scores

Traditional school ratings rely heavily on standardized test scores, which often reflect family income more than school quality. Repit takes a different approach.

We evaluate schools based on factors that research shows actually impact educational outcomes:

  • Class Size — Smaller classes mean more individual attention
  • School Funding — Resources available for programs, staff, and facilities
  • Community Factors — Neighborhood characteristics that influence student success
  • School Environment — Size, type, and structure

Scores are updated annually using federal education data.

Frequently Asked Questions

Is real estate in Wellton, AZ a good investment right now?

Wellton, AZ rates 3.0/5 for investability. With median values at $253K and rents near $1,485/mo, the market offers reasonable fundamentals for rental investors.

What do landlords charge for rent in Wellton, AZ?

Expect rents around $1,485/mo per month in Wellton, AZ. With home values at $253K, the yield math works out to reasonable levels for rental investors.

Does a duplex house hack pencil in Wellton, AZ?

The a challenging house-hack environment in Wellton, AZ reflects the rent-to-price spread. Expect meaningful PITI offset at market rents.

Are homes affordable in Wellton, AZ?

Wellton, AZ home values average about $253K. That price point suits investors targeting rentals with $1,485/mo in monthly income.

How quickly do rentals get leased in Wellton, AZ?

Vacancy risk in Wellton, AZ is elevated. That supports predictable cash flow for typical rental holds.

You know 85356 now. You don’t know where it ranks.

This page stays free — all of it. What one page can’t tell you is how 85356 compares to every other market. Investor ($19/mo) screens every U.S. ZIP by cap rate, the 1% rule, vacancy and landlord climate, and exports your shortlist.

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How 85356 ranks in Yuma, AZ

Every ZIP in this metro, ranked. Free.

Cash Flow → Appreciation → Affordable →
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