Real Estate Investing in Maricopa, Arizona (85139)

Everything the listing leaves out — vacancy, rent trend, cap rate, landlord climate. All free.

Pinal County • Population: 19,522 • Data updated: September 2026

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Should you buy in 85139 (Maricopa, AZ)? Our answer, based on the numbers below.

🏠 For Homebuyers
CAUTION
Grade D (44/100)

Proceed carefully. Weak appreciation or affordability makes this a harder case for most buyers.

📈 For Investors
WEAK
2.0 / 5 (33/100)

Structural challenges here. The numbers may look cheap but operational risk is high. Only for experienced, hands-on investors.

⚠️ Risks to Know
2 flags
  • High vacancy: 13.0% of homes vacant — above national norms.
  • Flat appreciation: Values have barely moved over 5 years (1.0% CAGR).

What’s happening in Maricopa, AZ (85139)?

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2.0/ 5

Investability

Overall investment appeal

1.0/ 5

Appreciation

Long-term value growth

3.0/ 5

Cashflow ROI

Rental yield potential

Avg Home Value $337,669
Avg Monthly Rent $1,628
1% Rule ✗ Does Not Meet
Median Income $81,605
% Renters 24.5%

Market Analysis: 85139 Maricopa

Turning to rents, ZIP 85139 has challenges — vacancy pressure, softer price growth, and tenant stability concerns sit alongside the $338K median. It rewards specialists, not generalists.

The 85139 ZIP can work — but only with a tight operating hand. Remote landlords and passive investors tend to struggle here more than the underwriting suggests.

Statewide comparisons place 85139 among AZ's softer markets. That context does not make the ZIP uninvestable, but it does raise the bar for due diligence.

The 85139 ZIP's population of 19,522 has faced economic pressure over the last decade. That pressure shows up in rent delinquency patterns that stands at the need for careful underwriting.

seems to the ZIP is not uninvestable, but it is unforgiving. Section 8 landlords, local operators, and specialized value-add funds are the investor types that tend to succeed.

Explore the Data — Click a Tab Below
🏦 Current 30-yr Fixed Mortgage Rate: 6.76% as of Sep 10 Source: Freddie Mac PMMS

Here's what matters if you're considering buying a home in Maricopa:

C+ Average
Buy Confidence Score: 61/100
Affordability
15/25
Appreciation
10/25
Stability
11/20
Timing
10/15
Rental backup
15/15
Affordability
Moderate
Homes cost 4.1× the median income
Value Trend
Declining (-2.3%)
How home values changed in the past year
Rental Backup
Strong
Could rent for $1,628/mo if you need to move
Market Conditions
COOL
More inventory, negotiating room for buyers
Bottom Line: Mixed signals in this market. Research specific properties carefully and be prepared to negotiate.
❄️
COOL MARKET
Phoenix-Mesa-Chandler, AZ Metro Area
More inventory, negotiating room for buyers
64 days
Average time to sell
Slow
11.6%
Listings with price cuts
Few Cuts
0.0%
Sale price vs asking
Below Ask
0.0%
Income needed for mortgage
Affordable
📅 Market conditions as of August 29, 2026 — updated weekly from Phoenix-Mesa-Chandler, AZ metro data
🏠

Property Strategy for 85139

Which property type performs best in this market?

Best for Cash Flow
4BR
5.6% cap rate
Best for Appreciation
3BR
+6.8% 5yr CAGR
Best Overall Value
5BR
$83,958/bedroom
📊 Compare All Property Types →
Type Median Value Est. Rent Cap Rate 5yr CAGR $/Bedroom
3BR $317,404 $2,450 5.6% +6.8% $105,801
4BR $350,215 $2,720 5.6% +6.7% $87,554
5BR $419,788 +6.8% $83,958

Market Trends

Home Value History (with trend line)

$437K$364K$290K$216K$143K$69KJul 2006Jul 2016Jul 2026

Rent History (with trend line)

$1,934$1,867$1,800$1,733$1,666$1,599May 2024Jun 2025Jul 2026

📊 How Does 85139 Compare?

Metric 85139 Maricopa Phoenix-Mesa-Chandler, AZ Arizona
Home Value $337,669 $341,633 N/A $419,643
5-Year CAGR 1.0% 0.8% N/A 6.5%
Avg Rent $1,628 $1,731 N/A -
Cap Rate 3.8% 4.0% - -
A great house in the wrong ZIP is still a bad deal — screen every market by cash flow & cap rate.
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Landlord Ground Truth

Real numbers from people who own or manage rentals in ZIP 85139 (Maricopa, AZ). Anonymous, moderated, never written by AI.

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Investability
Fair
Cap Rate
3.8%
Low
5yr Growth
+1.0%
Slow

📊 Market Snapshot

Home Value $337,669
Monthly Rent $1,628
Price-to-Rent 17.3:1
1% Rule ✗ Fails

💰 Return Metrics

Gross Yield 5.8%
Cap Rate 3.8%
5-Year IRR 4.7%

📈 Home Appreciation

1-Year -2.3% ▼
3-Year CAGR -1.4% ▼
5-Year CAGR +1.0% ▲
10-Year CAGR +7.2% ▲

🏠 Rent Trends

1-Year -14.8% ▼
3-Year CAGR N/A
5-Year CAGR N/A
Negative Leverage — IRR / Tax Play Cap Rate: 3.8%  |  30yr Rate: 6.8%
Leverage reduces cash returns at current rates.

The current 30-yr mortgage rate (6.8%) exceeds the estimated cap rate (3.8%). Financing reduces your cash-on-cash return below the cap rate. Markets like this may still make sense as IRR plays — factoring in appreciation, depreciation, and a future refinance when rates drop.

Run an IRR Analysis →

⚠️ Risk Signals

Composite view of factors that can impact a ZIP's stability and your downside risk.

Vacancy
13.0%
Moderate risk
Landlord Climate
5.0/5
Friendly
Value Trend (5yr)
+1.0%
Flat
Eviction process: Fast Rent control: Favorable

Demographics in 85139

Population: 19,522

💰 Median Household Income
$81,605
This area
$81,605
State
$66,355
USA
$74,580
🏠 Renter Occupied
24.5%
This area
24.5%
State
28.6%
USA
34.0%
💼 Unemployment Rate
2.0%
This area
2.0%
State
-23.2%
USA
3.7%
🎓 College Educated
20.4%
This area
20.4%
State
-1.0%
USA
33.7%
👤 Median Age
37.0 years
This area
37.0 years
State
11.1 years
USA
38.9 years
🏚️ Vacancy Rate
13.0%
This area
13.0%
State
19.2%
USA
10.5%
👥 Population by Ethnicity
White 59.4%
Other/Mixed 30.2%
Hispanic/Latino 16.3%
Black/African American 7.7%
Asian 2.6%
👶 Under 18
24.1%
This area
24.1%
USA
22.0%
👴 65 and Over
13.9%
This area
13.9%
USA
17.3%
📊 Poverty Rate
9.7%
This area
9.7%
USA
11.5%

Crime & Safety

🚧

Crime & Safety Data Coming Soon

We're integrating comprehensive crime statistics including violent crime rates, property crime, and safety scores to help you make informed investment decisions.

Expected: Q1 2025

🎓 Schools in 85139

C+ Avg School Grade
6 Schools
17.0:1 Avg Class Size
$32,522 Avg Per Pupil

Schools in This ZIP Code

A Very Good

Mobile Elementary School

📚 K – 08 School
👥
31 Students
👨‍🏫
9.4:1 Class Size
💰
$45,958 Per Student
B+ Above Average

Maricopa Elementary School

📚 Pre-K – 06 School
👥
851 Students
👨‍🏫
16.1:1 Class Size
💰
$15,521 Per Student
B Good

Maricopa Wells Middle School

📚 06 – 08 Middle
👥
903 Students
👨‍🏫
19.6:1 Class Size
💰
$15,521 Per Student
B Good

CAVIT - Maricopa Unified

📚 09 – 12 High School Limited Data
👥
1 Students
💰
$92,362 Per Student
C Below Average

Maricopa High School

📚 06 – 12 High School
👥
2,041 Students
👨‍🏫
22.9:1 Class Size
💰
$15,521 Per Student
D Needs Improvement

Student Choice High School - Maricopa

📚 09 – 12 High School Charter Limited Data
👥
9 Students
💰
$10,247 Per Student
About Repit School Scores

Traditional school ratings rely heavily on standardized test scores, which often reflect family income more than school quality. Repit takes a different approach.

We evaluate schools based on factors that research shows actually impact educational outcomes:

  • Class Size — Smaller classes mean more individual attention
  • School Funding — Resources available for programs, staff, and facilities
  • Community Factors — Neighborhood characteristics that influence student success
  • School Environment — Size, type, and structure

Scores are updated annually using federal education data.

Frequently Asked Questions

Are rents high in Maricopa, AZ?

Maricopa, AZ rentals go for roughly $1,628/mo a month. That puts gross yield in solid territory relative to $338K acquisition costs.

Is it easy to find good tenants in Maricopa, AZ?

The renter base in Maricopa, AZ is reasonable for the $1,628/mo price point. Screening well and pricing to market typically yields stable tenants.

How strong is Maricopa, AZ for real estate investors?

Maricopa, AZ scores 2.0/5 for investability. Home values sit at $338K and rents near $1,628/mo, which keeps the rent-to-price ratio in reasonable territory for buy-and-hold investors.

Is vacancy a concern in Maricopa, AZ?

Rental vacancy in Maricopa, AZ is elevated. Investors should budget normal turnover but not chronic empty units.

What type of investing works in Maricopa, AZ?

A careful cash-flow rentals with hands-on management strategy Maricopa, AZ best. The market produces even-keeled results for that approach at the $338K price point.

You know 85139 now. You don’t know where it ranks.

This page stays free — all of it. What one page can’t tell you is how 85139 compares to every other market. Investor ($19/mo) screens every U.S. ZIP by cap rate, the 1% rule, vacancy and landlord climate, and exports your shortlist.

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How 85139 ranks in Phoenix-Mesa-Chandler, AZ

Every ZIP in this metro, ranked. Free.

Cash Flow → Appreciation → Affordable →
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