Real Estate Investing in Bear River City, Utah (84301)

Everything the listing leaves out — vacancy, rent trend, cap rate, landlord climate. All free.

Box Elder County • Population: 863 • Data updated: September 2026

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Should you buy in 84301 (Bear River City, UT)? Our answer, based on the numbers below.

🏠 For Homebuyers
WEAK FIT
Grade F (26/100)

Multiple negative signals. Better options likely exist nearby.

📈 For Investors
WEAK
2.0 / 5 (33/100)

Structural challenges here. The numbers may look cheap but operational risk is high. Only for experienced, hands-on investors.

⚠️ Risks to Know
2 flags
  • Elevated vacancy: 9.6% vacancy may signal weakening demand.
  • High price-to-rent: Price-to-rent ratio 39.6 — hard to cash-flow at these prices.

• Limited market data — this is a very small market; averages are built from few observations and can swing widely. • Modeled rent — no observed market rent for this ZIP; the figure is estimated from HUD fair-market rent.

What’s happening in Bear River City, UT (84301)?

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2.0/ 5

Investability

Overall investment appeal

0.0/ 5

Appreciation

Long-term value growth

3.0/ 5

Cashflow ROI

Rental yield potential

Avg Home Value $474,820
Avg Monthly Rent $999
1% Rule ✗ Does Not Meet
Median Income $66,250
% Renters 15.9%

Market Analysis: 84301 Bear River City

The 84301 ZIP covers a section of Bear River City that demands careful diligence. Prices near $475K look accessible, but the work to make a deal cash flow is real.

Rent of $999/mo on a $475K basis reads well until vacancy, delinquency, and capex enter the model. The honest cap rate in 84301 sits below the stated 0.0% once reality is priced in.

Within UT, ZIP 84301 trails on several market indicators that neighboring Box Elder County submarkets outperform. The gap is real and resilient enough to shape underwriting.

Demographically, 84301 is a market where tenant selection matters more than unit finishes. Operators who understand that tend to do fine; those who do not tend to learn why the ZIP trades at a discount.

New investors are better served looking at Bear River City's stable or hybrid ZIPs before stepping into 84301. The learning curve here is expensive when the lesson is wrong.

Explore the Data — Click a Tab Below
🏦 Current 30-yr Fixed Mortgage Rate: 6.76% as of Sep 10 Source: Freddie Mac PMMS

Here's what matters if you're considering buying a home in Bear River City:

C Below Average
Buy Confidence Score: 55/100
Affordability
5/25
Appreciation
18/25
Stability
7/20
Timing
10/15
Rental backup
15/15
Affordability
Expensive
Homes cost 7.2× the median income
Value Trend
Rising (+4.6%)
How home values changed in the past year
Rental Backup
Strong
Could rent for $999/mo if you need to move
Market Conditions
COOL
More inventory, negotiating room for buyers
Bottom Line: This market may be challenging for buyers. Consider your timing and budget carefully.
❄️
COOL MARKET
Ogden-Clearfield, UT Metro Area
More inventory, negotiating room for buyers
49 days
Average time to sell
Average
13.6%
Listings with price cuts
Few Cuts
0.0%
Sale price vs asking
Below Ask
0.0%
Income needed for mortgage
Affordable
📅 Market conditions as of August 29, 2026 — updated weekly from Ogden-Clearfield, UT metro data

Market Trends

Home Value History (with trend line)

$478K$469K$459K$450K$441K$431KJan 2024May 2025Jul 2026

📊 How Does 84301 Compare?

Metric 84301 Bear River City Ogden-Clearfield, UT Utah
Home Value $474,820 $474,820 N/A $530,173
5-Year CAGR N/A N/A N/A 7.0%
Avg Rent $999 $999 N/A -
Cap Rate 1.6% 1.6% - -
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Landlord Ground Truth

Real numbers from people who own or manage rentals in ZIP 84301 (Bear River City, UT). Anonymous, moderated, never written by AI.

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Investability
Fair
Cap Rate
1.6%
Low

📊 Market Snapshot

Home Value $474,820
Monthly Rent $999
Price-to-Rent 39.6:1
1% Rule ✗ Fails

💰 Return Metrics

Gross Yield 2.5%
Cap Rate 1.6%
5-Year IRR 6.3%

📈 Home Appreciation

1-Year +4.6% ▲
3-Year CAGR N/A
5-Year CAGR N/A
10-Year CAGR N/A

🏠 Rent Trends

1-Year N/A
3-Year CAGR N/A
5-Year CAGR N/A
Negative Leverage — IRR / Tax Play Cap Rate: 1.6%  |  30yr Rate: 6.8%
Leverage reduces cash returns at current rates.

The current 30-yr mortgage rate (6.8%) exceeds the estimated cap rate (1.6%). Financing reduces your cash-on-cash return below the cap rate. Markets like this may still make sense as IRR plays — factoring in appreciation, depreciation, and a future refinance when rates drop.

Run an IRR Analysis →

⚠️ Risk Signals

Composite view of factors that can impact a ZIP's stability and your downside risk.

Vacancy
9.6%
Moderate risk
Landlord Climate
5.0/5
Friendly
Value Trend (5yr)
N/A
Stable
Eviction process: Fast Rent control: Favorable

Demographics in 84301

Population: 863

💰 Median Household Income
$66,250
This area
$66,250
State
$79,091
USA
$74,580
🏠 Renter Occupied
15.9%
This area
15.9%
State
22.7%
USA
34.0%
💼 Unemployment Rate
0.7%
This area
0.7%
State
-24.6%
USA
3.7%
🎓 College Educated
21.8%
This area
21.8%
State
0.8%
USA
33.7%
👤 Median Age
35.5 years
This area
35.5 years
State
-1.6 years
USA
38.9 years
🏚️ Vacancy Rate
9.6%
This area
9.6%
State
19.4%
USA
10.5%
👥 Population by Ethnicity
White 88.2%
Other/Mixed 8.5%
Hispanic/Latino 7.8%
Asian 2.4%
Black/African American 0.9%
👶 Under 18
29.0%
This area
29.0%
USA
22.0%
👴 65 and Over
16.3%
This area
16.3%
USA
17.3%
📊 Poverty Rate
5.0%
This area
5.0%
USA
11.5%

Crime & Safety

🚧

Crime & Safety Data Coming Soon

We're integrating comprehensive crime statistics including violent crime rates, property crime, and safety scores to help you make informed investment decisions.

Expected: Q1 2025

🎓 Schools in 84301

B Avg School Grade
1 Schools
20.0:1 Avg Class Size
$11,680 Avg Per Pupil

Schools in This ZIP Code

B Good

Century School

📚 K – 05 Elementary
👥
451 Students
👨‍🏫
20.0:1 Class Size
💰
$11,680 Per Student
About Repit School Scores

Traditional school ratings rely heavily on standardized test scores, which often reflect family income more than school quality. Repit takes a different approach.

We evaluate schools based on factors that research shows actually impact educational outcomes:

  • Class Size — Smaller classes mean more individual attention
  • School Funding — Resources available for programs, staff, and facilities
  • Community Factors — Neighborhood characteristics that influence student success
  • School Environment — Size, type, and structure

Scores are updated annually using federal education data.

Frequently Asked Questions

Is Bear River City, UT a good market for buy-and-hold investors?

Bear River City, UT scores 2.0/5 for investability. Home values sit at $475K and rents near $999/mo, which keeps the rent-to-price ratio in reasonable territory for buy-and-hold investors.

What do landlords charge for rent in Bear River City, UT?

Investors in Bear River City, UT typically see rents near $999/mo per month against $475K home values - a solid setup for rental cash flow.

How strict are landlord regulations in Bear River City, UT?

Bear River City, UT falls under UT landlord-tenant law, which is landlord-friendly. That backdrop makes day-to-day property management reasonable.

Does a duplex house hack pencil in Bear River City, UT?

House hacking in Bear River City, UT is reasonable to execute. Prices around $475K and rents of $999/mo solid owner-occupant economics.

Is vacancy a concern in Bear River City, UT?

Bear River City, UT vacancy trends elevated. Investors running standard buy-and-hold plays see reasonable downtime between tenants.

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How 84301 ranks in Ogden-Clearfield, UT

Every ZIP in this metro, ranked. Free.

Cash Flow → Appreciation → Affordable →
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