Real Estate Investing in Silverton, Colorado (81433)
Everything the listing leaves out — vacancy, rent trend, cap rate, landlord climate. All free.
Should you buy in 81433 (Silverton, CO)? Our answer, based on the numbers below.
Proceed carefully. Weak appreciation or affordability makes this a harder case for most buyers.
A middle-of-the-road market. Workable, but the best opportunities may be nearby ZIPs rather than this one.
- High vacancy: 44.3% of homes vacant — above national norms.
- High price-to-rent: Price-to-rent ratio 41.2 — hard to cash-flow at these prices.
• Limited market data — this is a very small market; averages are built from few observations and can swing widely. • Modeled rent — no observed market rent for this ZIP; the figure is estimated from HUD fair-market rent.
What’s happening in Silverton, CO (81433)?
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Market Analysis: 81433 Silverton
This part of San Juan County is not an easy win. The 81433 ZIP reports softness in key indicators, and the playbook that works in cleaner markets often stalls here.
On balance, the numbers look inviting — $548K purchase price, 0.0% nominal cap — the work to hit that pro forma in 81433 is substantial and deserves full respect.
Within CO, ZIP 81433 trails on several market indicators that neighboring San Juan County submarkets outperform. The gap is real and notable enough to shape underwriting.
Employment concentration in 81433 leans toward sectors with higher volatility. The demographic consequence is income fluctuation that investors need to factor into their pro forma.
The 81433 ZIP fits a narrow investor profile — hands-on, patient, and willing to accept that the cap rate on paper is not the cap rate in reality.
Here's what matters if you're considering buying a home in Silverton:
Property Strategy for 81433
Which property type performs best in this market?
📊 Compare All Property Types →
| Type | Median Value | Est. Rent | Cap Rate | 5yr CAGR | $/Bedroom |
|---|---|---|---|---|---|
| 2BR | $521,822 | $1,230 | 1.7% | +9.3% | $260,911 |
| 3BR | $609,193 | $1,510 | 1.8% | +10.2% | $203,064 |
Market Trends
Home Value History (with trend line)
📊 How Does 81433 Compare?
| Metric | 81433 | Silverton | Colorado |
|---|---|---|---|
| Home Value | $547,641 | $547,641 | $535,778 |
| 5-Year CAGR | 4.9% | 4.9% | 4.9% |
| Avg Rent | $1,107 | $1,107 | - |
| Cap Rate | 1.6% | 1.6% | - |
Similar ZIPs Within 25 Miles
Compare other nearby markets to see if a neighbor offers a better fit.
Landlord Ground Truth
Real numbers from people who own or manage rentals in ZIP 81433 (Silverton, CO). Anonymous, moderated, never written by AI.
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📊 Market Snapshot
| Home Value | $547,641 |
| Monthly Rent | $1,107 |
| Price-to-Rent | 41.2:1 |
| 1% Rule | ✗ Fails |
💰 Return Metrics
| Gross Yield | 2.4% |
| Cap Rate | 1.6% |
| 5-Year IRR | 6.5% |
📈 Home Appreciation
| 1-Year | -1.1% ▼ |
| 3-Year CAGR | +0.1% ▲ |
| 5-Year CAGR | +4.9% ▲ |
| 10-Year CAGR | +7.5% ▲ |
🏠 Rent Trends
| 1-Year | N/A |
| 3-Year CAGR | N/A |
| 5-Year CAGR | N/A |
The current 30-yr mortgage rate (6.8%) exceeds the estimated cap rate (1.6%). Financing reduces your cash-on-cash return below the cap rate. Markets like this may still make sense as IRR plays — factoring in appreciation, depreciation, and a future refinance when rates drop.
Run an IRR Analysis →⚠️ Risk Signals
Composite view of factors that can impact a ZIP's stability and your downside risk.
Demographics in 81433
Population: 626
Crime & Safety
Crime & Safety Data Coming Soon
We're integrating comprehensive crime statistics including violent crime rates, property crime, and safety scores to help you make informed investment decisions.
Expected: Q1 2025
🎓 Schools in 81433
Schools in This ZIP Code
About Repit School Scores
Traditional school ratings rely heavily on standardized test scores, which often reflect family income more than school quality. Repit takes a different approach.
We evaluate schools based on factors that research shows actually impact educational outcomes:
- Class Size — Smaller classes mean more individual attention
- School Funding — Resources available for programs, staff, and facilities
- Community Factors — Neighborhood characteristics that influence student success
- School Environment — Size, type, and structure
Scores are updated annually using federal education data.
Frequently Asked Questions
How does Silverton, CO stack up for property investment?
The 3.0/5 investability rating in Silverton, CO reflects its $548K prices and $1,107/mo rents. Investors generally consider it a solid option within CO.
What are vacancy rates like in Silverton, CO?
Silverton, CO carries elevated vacancy risk. Expect even-keeled absorption at market rents of $1,107/mo.
How do home values compare in Silverton, CO?
The median home value in Silverton, CO is roughly $548K. That puts it reasonable relative to the CO statewide average.
How should investors approach Silverton, CO?
Investors usually favor careful cash-flow rentals with hands-on management in Silverton, CO. With home values at $548K and rents near $1,107/mo, other strategies can work but produce steady rather than outsized returns.
What is the typical rental rate in Silverton, CO?
Rent in Silverton, CO is around $1,107/mo. The resulting rent-to-value relationship with $548K pricing is reasonable for most investor models.
You know 81433 now. You don’t know where it ranks.
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