Real Estate Investing in Rico, Colorado (81332)
Everything the listing leaves out — vacancy, rent trend, cap rate, landlord climate. All free.
Should you buy in 81332 (Rico, CO)? Our answer, based on the numbers below.
Proceed carefully. Weak appreciation or affordability makes this a harder case for most buyers.
A middle-of-the-road market. Workable, but the best opportunities may be nearby ZIPs rather than this one.
- High vacancy: 26.1% of homes vacant — above national norms.
- High price-to-rent: Price-to-rent ratio 42.7 — hard to cash-flow at these prices.
• Limited market data — this is a very small market; averages are built from few observations and can swing widely. • Modeled rent — no observed market rent for this ZIP; the figure is estimated from HUD fair-market rent.
What’s happening in Rico, CO (81332)?
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Market Analysis: 81332 Rico
ZIP 81332 in Rico, CO carries a solid set of headwinds. Home values near $548K and rents of $1,071/mo sit inside a market where underwriting has to be tight.
Distressed does not mean uninvestable. It means the margin for error is thinner. ZIP 81332 rewards the prepared, punishes the overconfident, and leaves the math unchanged either way.
In the broader CO picture, 81332 is a reminder that not every low-priced ZIP is a value-add opportunity — some are simply distressed, and the difference matters.
Employment concentration in 81332 leans toward sectors with higher volatility. The demographic consequence is income fluctuation that investors need to factor into their pro forma.
Distressed ZIPs reward experience. robust returns are possible in 81332, but they flow to investors who already understand how to operate in soft markets.
Here's what matters if you're considering buying a home in Rico:
Market Trends
Home Value History (with trend line)
📊 How Does 81332 Compare?
| Metric | 81332 | Rico | Colorado |
|---|---|---|---|
| Home Value | $548,256 | $548,256 | $535,778 |
| 5-Year CAGR | 6.8% | 6.8% | 4.9% |
| Avg Rent | $1,071 | $1,071 | - |
| Cap Rate | 1.5% | 1.5% | - |
Similar ZIPs Within 25 Miles
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Landlord Ground Truth
Real numbers from people who own or manage rentals in ZIP 81332 (Rico, CO). Anonymous, moderated, never written by AI.
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📊 Market Snapshot
| Home Value | $548,256 |
| Monthly Rent | $1,071 |
| Price-to-Rent | 42.7:1 |
| 1% Rule | ✗ Fails |
💰 Return Metrics
| Gross Yield | 2.3% |
| Cap Rate | 1.5% |
| 5-Year IRR | 8.3% |
📈 Home Appreciation
| 1-Year | +10.1% ▲ |
| 3-Year CAGR | +4.7% ▲ |
| 5-Year CAGR | +6.8% ▲ |
| 10-Year CAGR | N/A |
🏠 Rent Trends
| 1-Year | N/A |
| 3-Year CAGR | N/A |
| 5-Year CAGR | N/A |
The current 30-yr mortgage rate (6.8%) exceeds the estimated cap rate (1.5%). Financing reduces your cash-on-cash return below the cap rate. Markets like this may still make sense as IRR plays — factoring in appreciation, depreciation, and a future refinance when rates drop.
Run an IRR Analysis →⚠️ Risk Signals
Composite view of factors that can impact a ZIP's stability and your downside risk.
Demographics in 81332
Population: 452
Crime & Safety
Crime & Safety Data Coming Soon
We're integrating comprehensive crime statistics including violent crime rates, property crime, and safety scores to help you make informed investment decisions.
Expected: Q1 2025
Frequently Asked Questions
What is the average home sale price in Rico, CO?
Typical homes in Rico, CO go for around $548K. The 5-year CAGR of 0.0% reliable price movement.
Is Rico, CO suited for a house hack?
For house hackers, Rico, CO is a challenging. The $1,071/mo rent on a unit helps defray the mortgage on a $548K property.
What approach is best for Rico, CO real estate?
Investors who focus on careful cash-flow rentals with hands-on management typically do well in Rico, CO. The numbers - $548K homes against $1,071/mo rents - support that play.
Is rental property easy to operate in Rico, CO?
Landlord-friendliness in Rico, CO is landlord-friendly. Eviction timelines and lease enforcement are considered reasonable by most property managers.
What is the typical rental rate in Rico, CO?
The typical rental in Rico, CO commands about $1,071/mo monthly. That rent profile even-keeled cash flow against the $548K purchase basis.
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