Real Estate Investing in Ohio City, Colorado (81237)
Everything the listing leaves out — vacancy, rent trend, cap rate, landlord climate. All free.
Should you buy in 81237 (Ohio City, CO)? Our answer, based on the numbers below.
Multiple negative signals. Better options likely exist nearby.
Structural challenges here. The numbers may look cheap but operational risk is high. Only for experienced, hands-on investors.
- High vacancy: 76.4% of homes vacant — above national norms.
- High price-to-rent: Price-to-rent ratio 37.7 — hard to cash-flow at these prices.
• Limited market data — this is a very small market; averages are built from few observations and can swing widely. • Modeled rent — no observed market rent for this ZIP; the figure is estimated from HUD fair-market rent.
What’s happening in Ohio City, CO (81237)?
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Market Analysis: 81237 Ohio City
This part of Gunnison County is not an easy win. The 81237 ZIP reports softness in key indicators, and the playbook that works in cleaner markets often stalls here.
For an experienced owner, 81237 can be a a strong candidate for hunting ground — but the discount at $542K reflects genuine risk that outside investors often underestimate.
The gap between 81237 and stronger Ohio City ZIPs is not closing quickly. Investors should weight long-horizon assumptions accordingly.
Employment concentration in 81237 leans toward sectors with higher volatility. The demographic consequence is income fluctuation that investors need to factor into their pro forma.
Strategically, 81237 can be a high-return sleeve of a diversified portfolio — but it should not be the whole portfolio, and it should not be someone's first deal.
Here's what matters if you're considering buying a home in Ohio City:
Market Trends
Home Value History (with trend line)
📊 How Does 81237 Compare?
| Metric | 81237 | Ohio City | Colorado |
|---|---|---|---|
| Home Value | $541,533 | $475,906 | $535,778 |
| 5-Year CAGR | N/A | 2.4% | 4.9% |
| Avg Rent | $1,197 | $1,197 | - |
| Cap Rate | 1.7% | 2.0% | - |
Similar ZIPs Within 25 Miles
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Landlord Ground Truth
Real numbers from people who own or manage rentals in ZIP 81237 (Ohio City, CO). Anonymous, moderated, never written by AI.
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📊 Market Snapshot
| Home Value | $541,533 |
| Monthly Rent | $1,197 |
| Price-to-Rent | 37.7:1 |
| 1% Rule | ✗ Fails |
💰 Return Metrics
| Gross Yield | 2.7% |
| Cap Rate | 1.7% |
| 5-Year IRR | 6.9% |
📈 Home Appreciation
| 1-Year | +5.2% ▲ |
| 3-Year CAGR | N/A |
| 5-Year CAGR | N/A |
| 10-Year CAGR | N/A |
🏠 Rent Trends
| 1-Year | N/A |
| 3-Year CAGR | N/A |
| 5-Year CAGR | N/A |
The current 30-yr mortgage rate (6.8%) exceeds the estimated cap rate (1.7%). Financing reduces your cash-on-cash return below the cap rate. Markets like this may still make sense as IRR plays — factoring in appreciation, depreciation, and a future refinance when rates drop.
Run an IRR Analysis →⚠️ Risk Signals
Composite view of factors that can impact a ZIP's stability and your downside risk.
Demographics in 81237
Population: 168
Crime & Safety
Crime & Safety Data Coming Soon
We're integrating comprehensive crime statistics including violent crime rates, property crime, and safety scores to help you make informed investment decisions.
Expected: Q1 2025
Frequently Asked Questions
Is housing expensive in Ohio City, CO?
Expect median prices around $542K in Ohio City, CO. The market has run at a 0.0% 5-year CAGR, so entry costs have been measured.
Is Ohio City in CO worth investing in?
Ohio City, CO scores 2.0/5 for investability. Home values sit at $542K and rents near $1,197/mo, which keeps the rent-to-price ratio in reasonable territory for buy-and-hold investors.
Is CO a landlord-friendly state?
CO law landlord-friendly for landlords, and Ohio City inherits those rules. Investors should still review local ordinances for rental licensing.
Does house hacking work in Ohio City, CO?
The a challenging house-hack environment in Ohio City, CO reflects the rent-to-price spread. Expect meaningful PITI offset at market rents.
How strong is tenant demand in Ohio City, CO?
The tenant pool in Ohio City, CO is solid, supported by local employment and population fundamentals. Rents of $1,197/mo are well-absorbed by the market.
You know 81237 now. You don’t know where it ranks.
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