Real Estate Investing in Refugio, Texas (78377)

Everything the listing leaves out — vacancy, rent trend, cap rate, landlord climate. All free.

Refugio County • Population: 3,376 • Data updated: September 2026

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Should you buy in 78377 (Refugio, TX)? Our answer, based on the numbers below.

🏠 For Homebuyers
CAUTION
Grade D (54/100)

Proceed carefully. Weak appreciation or affordability makes this a harder case for most buyers.

📈 For Investors
MIXED
3.0 / 5 (52/100)

A cash-flow market — rent-to-price math works from day one, though value growth is modest. Great for income-focused investors.

⚠️ Risks to Know
4 flags
  • High vacancy: 32.5% of homes vacant — above national norms.
  • Declining values: -2.2% 5-year CAGR — values have moved lower.
  • 1-year downturn: Values declined 3.7% in the last year.
  • Elevated poverty: 28.6% poverty rate — can affect rent collection.

• Modeled rent — no observed market rent for this ZIP; the figure is estimated from HUD fair-market rent.

What’s happening in Refugio, TX (78377)?

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3.0/ 5

Investability

Overall investment appeal

1.0/ 5

Appreciation

Long-term value growth

4.0/ 5

Cashflow ROI

Rental yield potential

Avg Home Value $131,699
Avg Monthly Rent $873
1% Rule ✗ Does Not Meet
Median Income $45,884
% Renters 34.3%

Market Analysis: 78377 Refugio

ZIP 78377 inside Refugio County looks affordable on the surface — median value of $132K — but the discount exists for reasons that a careful buyer should understand before committing.

The investment case in 78377 is solid only for operators who understand what they are buying. A $132K median suggests accessibility, but management intensity, vacancy drift, and capex surprises are real.

ZIP 78377's metrics run below Refugio County's averages on price growth and tenant stability. Investors who ignore that regional gap tend to relearn it the hard way.

Resident income in 78377 sits below the county median. That reality colors rent collection, vacancy, and reinvestment math in ways that outside investors often underestimate.

leans the ZIP is not uninvestable, but it is unforgiving. Section 8 landlords, local operators, and specialized value-add funds are the investor types that tend to succeed.

Explore the Data — Click a Tab Below
🏦 Current 30-yr Fixed Mortgage Rate: 6.76% as of Sep 10 Source: Freddie Mac PMMS

Here's what matters if you're considering buying a home in Refugio:

C Below Average
Buy Confidence Score: 50/100
Affordability
20/25
Appreciation
0/25
Stability
7/20
Timing
8/15
Rental backup
15/15
Affordability
Affordable
Homes cost 2.9× the median income
Value Trend
Declining (-3.7%)
How home values changed in the past year
Rental Backup
Strong
Could rent for $873/mo if you need to move
Market Conditions
BALANCED
Even conditions for buyers and sellers
Bottom Line: This market may be challenging for buyers. Consider your timing and budget carefully.

Market Trends

Home Value History (with trend line)

$154K$140K$126K$112K$98K$84KJun 2010Jul 2018Jul 2026

📊 How Does 78377 Compare?

Metric 78377 Refugio Texas
Home Value $131,699 $131,936 $297,000
5-Year CAGR N/A N/A 5.4%
Avg Rent $873 $932 -
Cap Rate 5.2% 5.5% -
💡 Why Invest in 78377? Click to expand

With a 3/5 investability rating, this ZIP shows solid fundamentals for buy-and-hold investors.

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Landlord Ground Truth

Real numbers from people who own or manage rentals in ZIP 78377 (Refugio, TX). Anonymous, moderated, never written by AI.

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Investability
Good
Cap Rate
5.2%
Fair
5yr Growth
-2.2%
Declining

📊 Market Snapshot

Home Value $131,699
Monthly Rent $873
Price-to-Rent 12.6:1
1% Rule ✗ Fails

💰 Return Metrics

Gross Yield 8.0%
Cap Rate 5.2%
5-Year IRR 3.0%

📈 Home Appreciation

1-Year -3.7% ▼
3-Year CAGR -2.0% ▼
5-Year CAGR -2.2% ▼
10-Year CAGR +2.9% ▲

🏠 Rent Trends

1-Year N/A
3-Year CAGR N/A
5-Year CAGR N/A
Negative Leverage — IRR / Tax Play Cap Rate: 5.2%  |  30yr Rate: 6.8%
Leverage reduces cash returns at current rates.

The current 30-yr mortgage rate (6.8%) exceeds the estimated cap rate (5.2%). Financing reduces your cash-on-cash return below the cap rate. Markets like this may still make sense as IRR plays — factoring in appreciation, depreciation, and a future refinance when rates drop.

Run an IRR Analysis →

⚠️ Risk Signals

Composite view of factors that can impact a ZIP's stability and your downside risk.

Vacancy
32.5%
Elevated risk
Landlord Climate
5.0/5
Friendly
Value Trend (5yr)
-2.2%
Declining
Eviction process: Fast Rent control: Favorable

Demographics in 78377

Population: 3,376

💰 Median Household Income
$45,884
This area
$45,884
State
$70,593
USA
$74,580
🏠 Renter Occupied
34.3%
This area
34.3%
State
29.5%
USA
34.0%
💼 Unemployment Rate
1.2%
This area
1.2%
State
-25.4%
USA
3.7%
🎓 College Educated
6.7%
This area
6.7%
State
-5.8%
USA
33.7%
👤 Median Age
39.9 years
This area
39.9 years
State
-3.7 years
USA
38.9 years
🏚️ Vacancy Rate
32.5%
This area
32.5%
State
18.3%
USA
10.5%
👥 Population by Ethnicity
White 64.4%
Other/Mixed 23.1%
Hispanic/Latino 17.8%
Black/African American 12.1%
Asian 0.5%
👶 Under 18
27.8%
This area
27.8%
USA
22.0%
👴 65 and Over
21.8%
This area
21.8%
USA
17.3%
📊 Poverty Rate
28.6%
This area
28.6%
USA
11.5%

Crime & Safety

🚧

Crime & Safety Data Coming Soon

We're integrating comprehensive crime statistics including violent crime rates, property crime, and safety scores to help you make informed investment decisions.

Expected: Q1 2025

🎓 Schools in 78377

A+ Avg School Grade
3 Schools
12.7:1 Avg Class Size
$27,437 Avg Per Pupil

Schools in This ZIP Code

A+ Excellent

REFUGIO H S

📚 09 – 12 High School
👥
218 Students
👨‍🏫
11.7:1 Class Size
💰
$27,437 Per Student
A+ Excellent

REFUGIO EL

📚 Pre-K – 05 Elementary
👥
316 Students
👨‍🏫
14.3:1 Class Size
💰
$27,437 Per Student
A Very Good

REFUGIO J H

📚 06 – 08 Middle
👥
151 Students
👨‍🏫
12.1:1 Class Size
💰
$27,437 Per Student
About Repit School Scores

Traditional school ratings rely heavily on standardized test scores, which often reflect family income more than school quality. Repit takes a different approach.

We evaluate schools based on factors that research shows actually impact educational outcomes:

  • Class Size — Smaller classes mean more individual attention
  • School Funding — Resources available for programs, staff, and facilities
  • Community Factors — Neighborhood characteristics that influence student success
  • School Environment — Size, type, and structure

Scores are updated annually using federal education data.

Frequently Asked Questions

What is the average home sale price in Refugio, TX?

Median home price in Refugio, TX is near $132K, with a 5-year CAGR of 0.0%. Prices have been predictable and supportive of buy-and-hold strategies.

How much do tenants pay in Refugio, TX?

Average rent in Refugio, TX is approximately $873/mo per month. Against $132K home values that yields a reasonable rent-to-price ratio.

Which real estate strategy fits Refugio, TX?

In Refugio, TX the impressive play is typically careful cash-flow rentals with hands-on management. The combination of $132K prices and $873/mo rents suits that approach.

Is Refugio in TX worth investing in?

The 3.0/5 investability rating in Refugio, TX reflects its $132K prices and $873/mo rents. Investors generally consider it a solid option within TX.

What is the tenant pool like in Refugio, TX?

Tenant quality in Refugio, TX ranks as solid. Landlords generally report steady occupancy at market rents of $873/mo.

You know 78377 now. You don’t know where it ranks.

This page stays free — all of it. What one page can’t tell you is how 78377 compares to every other market. Investor ($19/mo) screens every U.S. ZIP by cap rate, the 1% rule, vacancy and landlord climate, and exports your shortlist.

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