Real Estate Investing in San Diego, Texas (78341)

Everything the listing leaves out — vacancy, rent trend, cap rate, landlord climate. All free.

Duval County • Population: 1,518 • Data updated: September 2026

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Should you buy in 78341 (San Diego, TX)? Our answer, based on the numbers below.

🏠 For Homebuyers
MIXED
Grade C (61/100)

Mixed — values have been flat. OK for long-horizon buyers, less attractive if you may need to sell soon.

📈 For Investors
STRONG
4.0 / 5 (86/100)

A cash-flow market — rent-to-price math works from day one, though value growth is modest. Great for income-focused investors.

⚠️ Risks to Know
2 flags
  • High vacancy: 46.1% of homes vacant — above national norms.
  • 1-year downturn: Values declined 20.2% in the last year.

• Modeled rent — no observed market rent for this ZIP; the figure is estimated from HUD fair-market rent.

What’s happening in San Diego, TX (78341)?

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4.0/ 5

Investability

Overall investment appeal

0.0/ 5

Appreciation

Long-term value growth

5.0/ 5

Cashflow ROI

Rental yield potential

Avg Home Value $58,000
Avg Monthly Rent $900
1% Rule ✓ Meets
Median Income $55,469
% Renters 43.0%

Market Analysis: 78341 San Diego

Homes in the 78341 ZIP trade near $58K, a discount that has historically rewarded investors willing to renovate. Rent comps near $900/mo support the pro forma.

ZIP 78341 favors investors with a contractor on speed dial. On the rental side, the turnkey yield looks ordinary, a renovated unit pulls stronger rent than the unrenovated $900/mo average.

Statewide, TX value-add investors migrate toward ZIPs with 78341's profile — older stock, soft but real rent growth, and $58K pricing that keeps rehab math workable.

Demographically, 78341 is a working ZIP — not a luxury market. That profile is exactly what value-add operators need in order to price their renovated product correctly.

BRRRR is the most natural fit. Buy under $58K, rehab, refinance, and the capital recycles in a way turnkey markets cannot replicate.

Explore the Data — Click a Tab Below
🏦 Current 30-yr Fixed Mortgage Rate: 6.76% as of Sep 10 Source: Freddie Mac PMMS

Here's what matters if you're considering buying a home in San Diego:

C Below Average
Buy Confidence Score: 53/100
Affordability
25/25
Appreciation
0/25
Stability
7/20
Timing
6/15
Rental backup
15/15
Affordability
Affordable
Homes cost 1× the median income
Value Trend
Declining (-20.2%)
How home values changed in the past year
Rental Backup
Strong
Could rent for $900/mo if you need to move
Market Conditions
WARM
Seller-favorable conditions, steady activity
Bottom Line: This market may be challenging for buyers. Consider your timing and budget carefully.
☀️
WARM MARKET
Alice, TX Metro Area
Seller-favorable conditions, steady activity
0 days
Average time to sell
Very Fast
3.5%
Listings with price cuts
Few Cuts
0.0%
Sale price vs asking
Below Ask
0.0%
Income needed for mortgage
Affordable
📅 Market conditions as of August 29, 2026 — updated weekly from Alice, TX metro data

Market Trends

Home Value History (with trend line)

$135K$118K$102K$85K$69K$52KFeb 2022May 2024Jul 2026

📊 How Does 78341 Compare?

Metric 78341 San Diego Alice, TX Texas
Home Value $58,000 $71,420 N/A $297,000
5-Year CAGR N/A N/A N/A 5.4%
Avg Rent $900 $966 N/A -
Cap Rate 12.1% 10.8% - -
💡 Why Invest in 78341? Click to expand

This ZIP code meets the 1% rule with rent at $900/mo on homes averaging $58,000 — a strong indicator of cash flow potential.

Our analysis gives this area a 4/5 investability rating, placing it in the top tier for rental property potential.

A healthy rental market with 43% renter-occupied households ensures tenant availability.

📊 See where this ZIP ranks in our Best-of lists →
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Landlord Ground Truth

Real numbers from people who own or manage rentals in ZIP 78341 (San Diego, TX). Anonymous, moderated, never written by AI.

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Investability
Excellent
Cap Rate
12.1%
Excellent

📉 Market Crash Risk Index

Based on Alice, TX metro

0/10
Low Risk
Price YoY
0/3
N/A
Rent YoY
0/2
N/A
Below List
0/3
0%
Days Pending
0/2
0 days

View all metro crash risk rankings →

📊 Market Snapshot

Home Value $58,000
Monthly Rent $900
Price-to-Rent 5.4:1
1% Rule ✓ Passes

💰 Return Metrics

Gross Yield 18.6%
Cap Rate 12.1%
5-Year IRR N/A

📈 Home Appreciation

1-Year -20.2% ▼
3-Year CAGR -13.9% ▼
5-Year CAGR N/A
10-Year CAGR N/A

🏠 Rent Trends

1-Year N/A
3-Year CAGR N/A
5-Year CAGR N/A
Positive Leverage Market Cap Rate: 12.1%  |  30yr Rate: 6.8%
Leverage may enhance returns here.

The estimated cap rate (12.1%) exceeds the current 30-yr mortgage rate (6.8%). When borrowing costs less than a property yields, leverage can increase your cash-on-cash return above the cap rate.

⚠️ Risk Signals

Composite view of factors that can impact a ZIP's stability and your downside risk.

Vacancy
46.1%
Elevated risk
Landlord Climate
5.0/5
Friendly
Value Trend (5yr)
N/A
Stable
Eviction process: Fast Rent control: Favorable

Demographics in 78341

Population: 1,518

💰 Median Household Income
$55,469
This area
$55,469
State
$70,593
USA
$74,580
🏠 Renter Occupied
43.0%
This area
43.0%
State
29.5%
USA
34.0%
💼 Unemployment Rate
1.6%
This area
1.6%
State
-25.4%
USA
3.7%
🎓 College Educated
8.0%
This area
8.0%
State
-5.8%
USA
33.7%
👤 Median Age
26.5 years
This area
26.5 years
State
-3.7 years
USA
38.9 years
🏚️ Vacancy Rate
46.1%
This area
46.1%
State
18.3%
USA
10.5%
👥 Population by Ethnicity
White 90.6%
Hispanic/Latino 9.4%
Other/Mixed 9.4%
👶 Under 18
31.8%
This area
31.8%
USA
22.0%
👴 65 and Over
12.7%
This area
12.7%
USA
17.3%
📊 Poverty Rate
16.9%
This area
16.9%
USA
11.5%

Crime & Safety

🚧

Crime & Safety Data Coming Soon

We're integrating comprehensive crime statistics including violent crime rates, property crime, and safety scores to help you make informed investment decisions.

Expected: Q1 2025

🎓 Schools in 78341

B+ Avg School Grade
3 Schools
9.0:1 Avg Class Size
$30,914 Avg Per Pupil

Schools in This ZIP Code

A Very Good

BENAVIDES EL

📚 Pre-K – 05 Elementary
👥
95 Students
👨‍🏫
11.1:1 Class Size
💰
$30,914 Per Student
A Very Good

BENAVIDES SECONDARY

📚 06 – 12 High School Charter
👥
112 Students
👨‍🏫
6.9:1 Class Size
💰
$30,914 Per Student
C+ Average

TRIPOINT ACADEMY SA

📚 02 – 10 High School Charter
👥
42 Students
💰
$30,914 Per Student
About Repit School Scores

Traditional school ratings rely heavily on standardized test scores, which often reflect family income more than school quality. Repit takes a different approach.

We evaluate schools based on factors that research shows actually impact educational outcomes:

  • Class Size — Smaller classes mean more individual attention
  • School Funding — Resources available for programs, staff, and facilities
  • Community Factors — Neighborhood characteristics that influence student success
  • School Environment — Size, type, and structure

Scores are updated annually using federal education data.

Frequently Asked Questions

Is San Diego, TX a good place for real estate investing?

The 4.0/5 investability rating in San Diego, TX reflects its $58K prices and $900/mo rents. Investors generally consider it a solid option within TX.

Is San Diego, TX a good market for FHA house hackers?

The house hack math an attractive in San Diego, TX. Owner-occupant buyers benefit from the $900/mo rents and $58K home values.

Is San Diego, TX better for rentals, flips, or BRRRR?

The best-fit strategy in San Diego, TX is value-add and BRRRR deals. That approach the rent and price profile of the market.

What are home prices like in San Diego, TX?

Homes in San Diego, TX typically sell near $58K. Prices have moved at a 0.0% 5-year CAGR, which consistent long-term demand.

How much is rent in San Diego, TX?

Rental rates in San Diego, TX average $900/mo. Tenant demand and $58K home values make the yield look reasonable by investor standards.

You know 78341 now. You don’t know where it ranks.

This page stays free — all of it. What one page can’t tell you is how 78341 compares to every other market. Investor ($19/mo) screens every U.S. ZIP by cap rate, the 1% rule, vacancy and landlord climate, and exports your shortlist.

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How 78341 ranks in Alice, TX

Every ZIP in this metro, ranked. Free.

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