Real Estate Investing in Medina, Texas (78055)
Everything the listing leaves out — vacancy, rent trend, cap rate, landlord climate. All free.
Should you buy in 78055 (Medina, TX)? Our answer, based on the numbers below.
Proceed carefully. Weak appreciation or affordability makes this a harder case for most buyers.
A middle-of-the-road market. Workable, but the best opportunities may be nearby ZIPs rather than this one.
- High vacancy: 30.7% of homes vacant — above national norms.
- High price-to-rent: Price-to-rent ratio 31.8 — hard to cash-flow at these prices.
• Modeled rent — no observed market rent for this ZIP; the figure is estimated from HUD fair-market rent.
What’s happening in Medina, TX (78055)?
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Market Analysis: 78055 Medina
ZIP 78055 in Medina, TX carries a resilient set of headwinds. Home values near $384K and rents of $1,008/mo sit inside a market where underwriting has to be tight.
For an experienced owner, 78055 can be a a credible choice for hunting ground — but the discount at $384K reflects genuine risk that outside investors often underestimate.
The gap between 78055 and stronger Medina ZIPs is not closing quickly. Investors should weight long-horizon assumptions accordingly.
The demographic picture in 78055 includes headwinds that any investor should price in. Income distribution skews lower than Medina averages, and tenant stability requires active management.
The right play in 78055 usually involves deep tenant screening, aggressive delinquency response, and a conservative capex buffer. Anything less, and the discount can turn into a trap.
Here's what matters if you're considering buying a home in Medina:
Market Trends
Home Value History (with trend line)
📊 How Does 78055 Compare?
| Metric | 78055 | Medina | San Antonio-New Braunfels, TX | Texas |
|---|---|---|---|---|
| Home Value | $384,236 | $384,236 | N/A | $297,000 |
| 5-Year CAGR | 2.9% | 2.9% | N/A | 5.4% |
| Avg Rent | $1,008 | $1,008 | N/A | - |
| Cap Rate | 2.1% | 2.1% | - | - |
Similar ZIPs Within 25 Miles
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Landlord Ground Truth
Real numbers from people who own or manage rentals in ZIP 78055 (Medina, TX). Anonymous, moderated, never written by AI.
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📊 Market Snapshot
| Home Value | $384,236 |
| Monthly Rent | $1,008 |
| Price-to-Rent | 31.8:1 |
| 1% Rule | ✗ Fails |
💰 Return Metrics
| Gross Yield | 3.2% |
| Cap Rate | 2.1% |
| 5-Year IRR | 4.9% |
📈 Home Appreciation
| 1-Year | +2.8% ▲ |
| 3-Year CAGR | -0.3% ▼ |
| 5-Year CAGR | +2.9% ▲ |
| 10-Year CAGR | +8.0% ▲ |
🏠 Rent Trends
| 1-Year | N/A |
| 3-Year CAGR | N/A |
| 5-Year CAGR | N/A |
The current 30-yr mortgage rate (6.8%) exceeds the estimated cap rate (2.1%). Financing reduces your cash-on-cash return below the cap rate. Markets like this may still make sense as IRR plays — factoring in appreciation, depreciation, and a future refinance when rates drop.
Run an IRR Analysis →⚠️ Risk Signals
Composite view of factors that can impact a ZIP's stability and your downside risk.
Demographics in 78055
Population: 1,918
Crime & Safety
Crime & Safety Data Coming Soon
We're integrating comprehensive crime statistics including violent crime rates, property crime, and safety scores to help you make informed investment decisions.
Expected: Q1 2025
🎓 Schools in 78055
Schools in This ZIP Code
About Repit School Scores
Traditional school ratings rely heavily on standardized test scores, which often reflect family income more than school quality. Repit takes a different approach.
We evaluate schools based on factors that research shows actually impact educational outcomes:
- Class Size — Smaller classes mean more individual attention
- School Funding — Resources available for programs, staff, and facilities
- Community Factors — Neighborhood characteristics that influence student success
- School Environment — Size, type, and structure
Scores are updated annually using federal education data.
Frequently Asked Questions
What price range are homes in Medina, TX?
In Medina, TX the median home value sits at $384K. Against the broader TX market, that reads as reasonable for most investors.
How landlord-friendly is Medina, TX?
TX law landlord-friendly for landlords, and Medina inherits those rules. Investors should still review local ordinances for rental licensing.
Are renters plentiful in Medina, TX?
Expect a solid tenant pool in Medina, TX. The rental market absorbs $1,008/mo rents without meaningful friction.
Does house hacking make sense in Medina, TX?
The a challenging house-hack environment in Medina, TX reflects the rent-to-price spread. Expect meaningful PITI offset at market rents.
Which investment style suits Medina, TX?
In Medina, TX the resilient play is typically careful cash-flow rentals with hands-on management. The combination of $384K prices and $1,008/mo rents suits that approach.
You know 78055 now. You don’t know where it ranks.
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How 78055 ranks in San Antonio-New Braunfels, TX
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