Real Estate Investing in Laredo, Texas (78041)

Everything the listing leaves out — vacancy, rent trend, cap rate, landlord climate. All free.

Webb County • Population: 47,089 • Data updated: September 2026

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Should you buy in 78041 (Laredo, TX)? Our answer, based on the numbers below.

🏠 For Homebuyers
MIXED
Grade C (64/100)

Mixed signals — some positives, some negatives. Worth considering but not a slam-dunk.

📈 For Investors
MIXED
3.0 / 5 (47/100)

A middle-of-the-road market. Workable, but the best opportunities may be nearby ZIPs rather than this one.

⚠️ Risks to Know
CLEAN

No major risk flags on the data we track.

What’s happening in Laredo, TX (78041)?

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3.0/ 5

Investability

Overall investment appeal

2.0/ 5

Appreciation

Long-term value growth

3.0/ 5

Cashflow ROI

Rental yield potential

Avg Home Value $248,337
Avg Monthly Rent $1,110
1% Rule ✗ Does Not Meet
Median Income $61,696
% Renters 48.4%

Market Analysis: 78041 Laredo

The 78041 ZIP covers a section of Laredo that demands careful diligence. Prices near $248K look accessible, but the work to make a deal cash flow is real.

In practical terms, the numbers look inviting — $248K purchase price, 0.0% nominal cap — the work to hit that pro forma in 78041 is substantial and deserves full respect.

The gap between 78041 and stronger Laredo ZIPs is not closing quickly. Investors should weight long-horizon assumptions accordingly.

The demographic picture in 78041 includes headwinds that any investor should price in. Income distribution skews lower than Laredo averages, and tenant stability requires active management.

Distressed ZIPs reward experience. solid returns are possible in 78041, but they flow to investors who already understand how to operate in soft markets.

Explore the Data — Click a Tab Below
🏦 Current 30-yr Fixed Mortgage Rate: 6.76% as of Sep 10 Source: Freddie Mac PMMS

Here's what matters if you're considering buying a home in Laredo:

C+ Average
Buy Confidence Score: 63/100
Affordability
15/25
Appreciation
14/25
Stability
13/20
Timing
6/15
Rental backup
15/15
Affordability
Moderate
Homes cost 4× the median income
Value Trend
Rising (+3.9%)
How home values changed in the past year
Rental Backup
Strong
Could rent for $1,110/mo if you need to move
Market Conditions
WARM
Seller-favorable conditions, steady activity
Bottom Line: Mixed signals in this market. Research specific properties carefully and be prepared to negotiate.
☀️
WARM MARKET
Laredo, TX Metro Area
Seller-favorable conditions, steady activity
0 days
Average time to sell
Very Fast
4.7%
Listings with price cuts
Few Cuts
0.0%
Sale price vs asking
Below Ask
0.0%
Income needed for mortgage
Affordable
📅 Market conditions as of August 29, 2026 — updated weekly from Laredo, TX metro data
🏠

Property Strategy for 78041

Which property type performs best in this market?

Best for Cash Flow
3BR
4.1% cap rate
Best for Appreciation
4BR
+5.9% 5yr CAGR
Best Overall Value
3BR
$88,903/bedroom
📊 Compare All Property Types →
Type Median Value Est. Rent Cap Rate 5yr CAGR $/Bedroom
3BR $266,709 $1,520 4.1% +5.2% $88,903
4BR $429,174 $1,580 2.7% +5.9% $107,294

Market Trends

Home Value History (with trend line)

$258K$234K$210K$186K$162K$138KJan 2009Oct 2017Jul 2026

Rent History (with trend line)

$1,396$1,334$1,273$1,212$1,150$1,089Mar 2025Nov 2025Jul 2026

📊 How Does 78041 Compare?

Metric 78041 Laredo Laredo, TX Texas
Home Value $248,337 $152,060 N/A $297,000
5-Year CAGR 2.2% 2.0% N/A 5.4%
Avg Rent $1,110 $1,119 N/A -
Cap Rate 3.5% 4.3% - -
💡 Why Invest in 78041? Click to expand

With a 3/5 investability rating, this ZIP shows solid fundamentals for buy-and-hold investors.

A healthy rental market with 48% renter-occupied households ensures tenant availability.

📊 See where this ZIP ranks in our Best-of lists →
A great house in the wrong ZIP is still a bad deal — screen every market by cash flow & cap rate.
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Landlord Ground Truth

Real numbers from people who own or manage rentals in ZIP 78041 (Laredo, TX). Anonymous, moderated, never written by AI.

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Investability
Good
Cap Rate
3.5%
Low
5yr Growth
+2.2%
Slow

📉 Market Crash Risk Index

Based on Laredo, TX metro

2/10
Low Risk
Price YoY
0/3
N/A
Rent YoY
0/2
N/A
Below List
2/3
67%
Days Pending
0/2
0 days

View all metro crash risk rankings →

📊 Market Snapshot

Home Value $248,337
Monthly Rent $1,110
Price-to-Rent 18.6:1
1% Rule ✗ Fails

💰 Return Metrics

Gross Yield 5.4%
Cap Rate 3.5%
5-Year IRR 5.7%

📈 Home Appreciation

1-Year +3.9% ▲
3-Year CAGR +0.4% ▲
5-Year CAGR +2.2% ▲
10-Year CAGR +3.5% ▲

🏠 Rent Trends

1-Year N/A
3-Year CAGR N/A
5-Year CAGR N/A
Negative Leverage — IRR / Tax Play Cap Rate: 3.5%  |  30yr Rate: 6.8%
Leverage reduces cash returns at current rates.

The current 30-yr mortgage rate (6.8%) exceeds the estimated cap rate (3.5%). Financing reduces your cash-on-cash return below the cap rate. Markets like this may still make sense as IRR plays — factoring in appreciation, depreciation, and a future refinance when rates drop.

Run an IRR Analysis →

⚠️ Risk Signals

Composite view of factors that can impact a ZIP's stability and your downside risk.

Vacancy
6.9%
Low risk
Landlord Climate
5.0/5
Friendly
Value Trend (5yr)
+2.2%
Stable
Eviction process: Fast Rent control: Favorable

Demographics in 78041

Population: 47,089

💰 Median Household Income
$61,696
This area
$61,696
State
$70,593
USA
$74,580
🏠 Renter Occupied
48.4%
This area
48.4%
State
29.5%
USA
34.0%
💼 Unemployment Rate
4.1%
This area
4.1%
State
-25.4%
USA
3.7%
🎓 College Educated
26.9%
This area
26.9%
State
-5.8%
USA
33.7%
👤 Median Age
31.4 years
This area
31.4 years
State
-3.7 years
USA
38.9 years
🏚️ Vacancy Rate
6.9%
This area
6.9%
State
18.3%
USA
10.5%
👥 Population by Ethnicity
White 52.9%
Other/Mixed 45.1%
Hispanic/Latino 44.5%
Black/African American 1.0%
Asian 0.9%
👶 Under 18
28.4%
This area
28.4%
USA
22.0%
👴 65 and Over
13.0%
This area
13.0%
USA
17.3%
📊 Poverty Rate
15.9%
This area
15.9%
USA
11.5%

Crime & Safety

🚧

Crime & Safety Data Coming Soon

We're integrating comprehensive crime statistics including violent crime rates, property crime, and safety scores to help you make informed investment decisions.

Expected: Q1 2025

🎓 Schools in 78041

B+ Avg School Grade
18 Schools
15.9:1 Avg Class Size
$15,313 Avg Per Pupil

Schools in This ZIP Code

A+ Excellent

SANTA MARIA EL

📚 Pre-K – 05 Elementary
👥
522 Students
👨‍🏫
14.2:1 Class Size
💰
$18,187 Per Student
A Very Good

PIERCE EL

📚 Pre-K – 05 Elementary
👥
687 Students
👨‍🏫
16.8:1 Class Size
💰
$18,187 Per Student
A Very Good

T SANCHEZ EL / H OCHOA EL

📚 Pre-K – 05 Elementary
👥
578 Students
👨‍🏫
16.0:1 Class Size
💰
$18,187 Per Student
B+ Above Average

AMPARO GUTIERREZ EL

📚 Pre-K – 05 Elementary
👥
407 Students
👨‍🏫
14.5:1 Class Size
💰
$13,953 Per Student
B+ Above Average

CLARK EL

📚 Pre-K – 05 Elementary
👥
384 Students
👨‍🏫
14.3:1 Class Size
💰
$13,953 Per Student
B+ Above Average

CLARK MIDDLE

📚 06 – 08 Middle
👥
576 Students
👨‍🏫
14.8:1 Class Size
💰
$13,953 Per Student
B+ Above Average

FARIAS EL

📚 Pre-K – 05 Elementary
👥
638 Students
👨‍🏫
19.8:1 Class Size
💰
$18,187 Per Student
B+ Above Average

FINLEY EL

📚 Pre-K – 05 Elementary
👥
484 Students
👨‍🏫
15.0:1 Class Size
💰
$13,953 Per Student
B+ Above Average

HECTOR J GARCIA EARLY COLLEGE H S

📚 09 – 12 High School
👥
383 Students
👨‍🏫
21.3:1 Class Size
💰
$18,187 Per Student
B+ Above Average

HENRY CUELLAR EL

📚 Pre-K – 05 Elementary
👥
507 Students
👨‍🏫
13.4:1 Class Size
💰
$13,953 Per Student
B+ Above Average

KAZEN EL

📚 Pre-K – 05 Elementary
👥
364 Students
👨‍🏫
13.0:1 Class Size
💰
$13,953 Per Student
B+ Above Average

NEWMAN EL

📚 Pre-K – 05 Elementary
👥
383 Students
👨‍🏫
13.1:1 Class Size
💰
$13,953 Per Student
B+ Above Average

HARMONY SCIENCE ACADEMY - LAREDO

📚 06 – 08 Middle Charter
👥
668 Students
👨‍🏫
15.0:1 Class Size
💰
$12,995 Per Student
B Good

NYE EL

📚 Pre-K – 05 Elementary
👥
692 Students
👨‍🏫
16.9:1 Class Size
💰
$13,953 Per Student
B Good

TRIUMPH PUBLIC HIGH SCHOOLS-LAREDO NORTH

📚 09 – 12 High School Charter
👥
148 Students
👨‍🏫
17.8:1 Class Size
💰
$20,137 Per Student
B Good

HARMONY SCHOOL OF EXCELLENCE - LAREDO

📚 09 – 12 High School Charter
👥
679 Students
👨‍🏫
15.5:1 Class Size
💰
$12,995 Per Student
B Good

HARMONY SCHOOL OF INNOVATION - LAREDO

📚 K – 05 Elementary Charter
👥
666 Students
👨‍🏫
16.5:1 Class Size
💰
$12,995 Per Student
C Below Average

JOHN B ALEXANDER H S

📚 09 – 12 High School
👥
3,178 Students
👨‍🏫
18.0:1 Class Size
💰
$13,953 Per Student
About Repit School Scores

Traditional school ratings rely heavily on standardized test scores, which often reflect family income more than school quality. Repit takes a different approach.

We evaluate schools based on factors that research shows actually impact educational outcomes:

  • Class Size — Smaller classes mean more individual attention
  • School Funding — Resources available for programs, staff, and facilities
  • Community Factors — Neighborhood characteristics that influence student success
  • School Environment — Size, type, and structure

Scores are updated annually using federal education data.

🎓 Nearby Colleges & Universities

6 Nearby 4,241 Off-Campus Students
C
Barber Education Academy
43 students · 0.7 mi
C
The Professional Cosmetology Academy
120 students · 0.8 mi
C+
Laredo CHI Academy Beauty School
56 students · 1.4 mi
D
Laredo Beauty College Inc
191 students · 2.3 mi
B
Texas A & M International University
8,536 students · 2.3 mi
C+
Laredo College
10,191 students · 4.6 mi

Investor Insight: With 4,241 students living off-campus nearby, this area has strong rental demand from the college population.

Frequently Asked Questions

Is Laredo in TX worth investing in?

Laredo, TX scores 3.0/5 for investability. Home values sit at $248K and rents near $1,110/mo, which keeps the rent-to-price ratio in reasonable territory for buy-and-hold investors.

What are rental rates like in Laredo, TX?

Laredo, TX rentals go for roughly $1,110/mo a month. That puts gross yield in solid territory relative to $248K acquisition costs.

What kind of vacancy should I budget for in Laredo, TX?

Rental vacancy in Laredo, TX is elevated. Investors should budget normal turnover but not chronic empty units.

Is Laredo, TX better for rentals, flips, or BRRRR?

Investors who focus on careful cash-flow rentals with hands-on management typically do well in Laredo, TX. The numbers - $248K homes against $1,110/mo rents - support that play.

How much should I expect to pay for a home in Laredo, TX?

Laredo, TX home values average about $248K. That price point suits investors targeting rentals with $1,110/mo in monthly income.

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How 78041 ranks in Laredo, TX

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