Real Estate Investing in Laredo, Texas (78045)
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Should you buy in 78045 (Laredo, TX)? Our answer, based on the numbers below.
Mixed signals — some positives, some negatives. Worth considering but not a slam-dunk.
A middle-of-the-road market. Workable, but the best opportunities may be nearby ZIPs rather than this one.
No major risk flags on the data we track.
What’s happening in Laredo, TX (78045)?
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Market Analysis: 78045 Laredo
The 78045 ZIP covers a section of Laredo that demands careful diligence. Prices near $297K look accessible, but the work to make a deal cash flow is real.
Rent of $1,466/mo on a $297K basis reads well until vacancy, delinquency, and capex enter the model. The honest cap rate in 78045 sits below the stated 0.0% once reality is priced in.
Regionally, 78045 sits on the difficult end of the TX spectrum. The a strong candidate for read — for disciplined operators — is that pricing reflects the difficulty.
The demographic picture in 78045 includes headwinds that any investor should price in. Income distribution skews lower than Laredo averages, and tenant stability requires active management.
The right play in 78045 usually involves deep tenant screening, aggressive delinquency response, and a conservative capex buffer. Anything less, and the discount can turn into a trap.
Here's what matters if you're considering buying a home in Laredo:
Market Trends
Home Value History (with trend line)
Rent History (with trend line)
📊 How Does 78045 Compare?
| Metric | 78045 | Laredo | Laredo, TX | Texas |
|---|---|---|---|---|
| Home Value | $297,302 | $152,060 | N/A | $297,000 |
| 5-Year CAGR | 3.4% | 2.0% | N/A | 5.4% |
| Avg Rent | $1,466 | $1,119 | N/A | - |
| Cap Rate | 3.9% | 4.3% | - | - |
Similar ZIPs Within 25 Miles
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Landlord Ground Truth
Real numbers from people who own or manage rentals in ZIP 78045 (Laredo, TX). Anonymous, moderated, never written by AI.
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📊 Market Snapshot
| Home Value | $297,302 |
| Monthly Rent | $1,466 |
| Price-to-Rent | 16.9:1 |
| 1% Rule | ✗ Fails |
💰 Return Metrics
| Gross Yield | 5.9% |
| Cap Rate | 3.9% |
| 5-Year IRR | 7.3% |
📈 Home Appreciation
| 1-Year | +4.7% ▲ |
| 3-Year CAGR | +1.8% ▲ |
| 5-Year CAGR | +3.4% ▲ |
| 10-Year CAGR | +4.1% ▲ |
🏠 Rent Trends
| 1-Year | -4.0% ▼ |
| 3-Year CAGR | -0.4% ▼ |
| 5-Year CAGR | +2.4% ▲ |
The current 30-yr mortgage rate (6.8%) exceeds the estimated cap rate (3.9%). Financing reduces your cash-on-cash return below the cap rate. Markets like this may still make sense as IRR plays — factoring in appreciation, depreciation, and a future refinance when rates drop.
Run an IRR Analysis →⚠️ Risk Signals
Composite view of factors that can impact a ZIP's stability and your downside risk.
Demographics in 78045
Population: 67,185
Crime & Safety
Crime & Safety Data Coming Soon
We're integrating comprehensive crime statistics including violent crime rates, property crime, and safety scores to help you make informed investment decisions.
Expected: Q1 2025
🎓 Schools in 78045
Schools in This ZIP Code
About Repit School Scores
Traditional school ratings rely heavily on standardized test scores, which often reflect family income more than school quality. Repit takes a different approach.
We evaluate schools based on factors that research shows actually impact educational outcomes:
- Class Size — Smaller classes mean more individual attention
- School Funding — Resources available for programs, staff, and facilities
- Community Factors — Neighborhood characteristics that influence student success
- School Environment — Size, type, and structure
Scores are updated annually using federal education data.
Frequently Asked Questions
How does Laredo, TX rate as a rental market?
With a 3.0/5 investability score, Laredo, TX ranks as a solid market for rental property investors. Median prices of $297K and rents of $1,466/mo drive the underlying numbers.
What kind of tenants rent in Laredo, TX?
Working renters make up the core of the Laredo, TX tenant base. The pool is reasonable for investors targeting long-term holds.
How much rent can I charge in Laredo, TX?
Expect rents around $1,466/mo per month in Laredo, TX. With home values at $297K, the yield math works out to reasonable levels for rental investors.
Is Laredo, TX a friendly market for rental owners?
TX ranks as a landlord-friendly state for landlord-tenant law. Laredo generally follows the statewide framework, so landlords face reasonable operating rules.
How quickly do rentals get leased in Laredo, TX?
Expect elevated vacancy in Laredo, TX. Rents at $1,466/mo are absorbed by the tenant base without meaningful lag.
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How 78045 ranks in Laredo, TX
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