Real Estate Investing in Laredo, Texas (78046)
Everything the listing leaves out — vacancy, rent trend, cap rate, landlord climate. All free.
Should you buy in 78046 (Laredo, TX)? Our answer, based on the numbers below.
Mixed signals — some positives, some negatives. Worth considering but not a slam-dunk.
A middle-of-the-road market. Workable, but the best opportunities may be nearby ZIPs rather than this one.
- Elevated poverty: 25.0% poverty rate — can affect rent collection.
What’s happening in Laredo, TX (78046)?
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Market Analysis: 78046 Laredo
The 78046 ZIP covers a section of Laredo that demands careful diligence. Prices near $196K look accessible, but the work to make a deal cash flow is real.
The 78046 ZIP can work — but only with a tight operating hand. Remote landlords and passive investors tend to struggle here more than the underwriting suggests.
ZIP 78046's metrics run below Webb County's averages on price growth and tenant stability. Investors who ignore that regional gap tend to relearn it the hard way.
Who lives in 78046 is part of why the ZIP is priced as it is. The demographic profile requires hands-on management, tight screening, and local knowledge.
leans the ZIP is not uninvestable, but it is unforgiving. Section 8 landlords, local operators, and specialized value-add funds are the investor types that tend to succeed.
Here's what matters if you're considering buying a home in Laredo:
Market Trends
Home Value History (with trend line)
Rent History (with trend line)
📊 How Does 78046 Compare?
| Metric | 78046 | Laredo | Laredo, TX | Texas |
|---|---|---|---|---|
| Home Value | $195,869 | $152,060 | N/A | $297,000 |
| 5-Year CAGR | 3.2% | 2.0% | N/A | 5.4% |
| Avg Rent | $910 | $1,119 | N/A | - |
| Cap Rate | 3.6% | 4.3% | - | - |
Similar ZIPs Within 25 Miles
Compare other nearby markets to see if a neighbor offers a better fit.
Landlord Ground Truth
Real numbers from people who own or manage rentals in ZIP 78046 (Laredo, TX). Anonymous, moderated, never written by AI.
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📊 Market Snapshot
| Home Value | $195,869 |
| Monthly Rent | $910 |
| Price-to-Rent | 17.9:1 |
| 1% Rule | ✗ Fails |
💰 Return Metrics
| Gross Yield | 5.6% |
| Cap Rate | 3.6% |
| 5-Year IRR | 6.8% |
📈 Home Appreciation
| 1-Year | +4.8% ▲ |
| 3-Year CAGR | +1.3% ▲ |
| 5-Year CAGR | +3.2% ▲ |
| 10-Year CAGR | +4.5% ▲ |
🏠 Rent Trends
| 1-Year | N/A |
| 3-Year CAGR | N/A |
| 5-Year CAGR | N/A |
The current 30-yr mortgage rate (6.8%) exceeds the estimated cap rate (3.6%). Financing reduces your cash-on-cash return below the cap rate. Markets like this may still make sense as IRR plays — factoring in appreciation, depreciation, and a future refinance when rates drop.
Run an IRR Analysis →⚠️ Risk Signals
Composite view of factors that can impact a ZIP's stability and your downside risk.
Demographics in 78046
Population: 71,965
Crime & Safety
Crime & Safety Data Coming Soon
We're integrating comprehensive crime statistics including violent crime rates, property crime, and safety scores to help you make informed investment decisions.
Expected: Q1 2025
🎓 Schools in 78046
Schools in This ZIP Code
About Repit School Scores
Traditional school ratings rely heavily on standardized test scores, which often reflect family income more than school quality. Repit takes a different approach.
We evaluate schools based on factors that research shows actually impact educational outcomes:
- Class Size — Smaller classes mean more individual attention
- School Funding — Resources available for programs, staff, and facilities
- Community Factors — Neighborhood characteristics that influence student success
- School Environment — Size, type, and structure
Scores are updated annually using federal education data.
🎓 Nearby Colleges & Universities
Investor Insight: With 4,241 students living off-campus nearby, this area has strong rental demand from the college population.
Frequently Asked Questions
Does a duplex house hack pencil in Laredo, TX?
Laredo, TX is a a challenging market for house hackers. FHA or conventional owner-occupant buyers find the $196K price point reasonable to enter.
How do landlord-tenant laws work in Laredo, TX?
Rental owners in Laredo, TX deal with a landlord-friendly legal framework. Most standard eviction processes run on reasonable timelines.
How much does a house cost in Laredo, TX?
Laredo, TX median home values land near $196K. That is reasonable territory for investors looking at $910/mo-per-month rentals.
Is vacancy a concern in Laredo, TX?
Vacancy in Laredo, TX is elevated, which keeps landlord downtime on reasonable timelines. Most properties lease within the standard window at $910/mo.
What do landlords charge for rent in Laredo, TX?
Average rent in Laredo, TX is approximately $910/mo per month. Against $196K home values that yields a reasonable rent-to-price ratio.
You know 78046 now. You don’t know where it ranks.
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How 78046 ranks in Laredo, TX
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