Real Estate Investing in Houston, Texas (77095)
Everything the listing leaves out — vacancy, rent trend, cap rate, landlord climate. All free.
Should you buy in 77095 (Houston, TX)? Our answer, based on the numbers below.
Mixed signals — some positives, some negatives. Worth considering but not a slam-dunk.
A middle-of-the-road market. Workable, but the best opportunities may be nearby ZIPs rather than this one.
No major risk flags on the data we track.
What’s happening in Houston, TX (77095)?
Click any question — our AI will research it live from the web and show you sources.
Market Analysis: 77095 Houston
ZIP 77095 inside Harris County looks affordable on the surface — median value of $328K — but the discount exists for reasons that a careful buyer should understand before committing.
For an experienced owner, 77095 can be a a strong candidate for hunting ground — but the discount at $328K reflects genuine risk that outside investors often underestimate.
Within TX, ZIP 77095 trails on several market indicators that neighboring Harris County submarkets outperform. The gap is real and solid enough to shape underwriting.
The demographic picture in 77095 includes headwinds that any investor should price in. Income distribution skews lower than Houston averages, and tenant stability requires active management.
Strategically, 77095 can be a high-return sleeve of a diversified portfolio — but it should not be the whole portfolio, and it should not be someone's first deal.
Here's what matters if you're considering buying a home in Houston:
Property Strategy for 77095
Which property type performs best in this market?
📊 Compare All Property Types →
| Type | Median Value | Est. Rent | Cap Rate | 5yr CAGR | $/Bedroom |
|---|---|---|---|---|---|
| 2BR | $205,984 | $1,840 | 6.4% | +6.2% | $102,992 |
| 3BR | $283,371 | $2,480 | 6.3% | +6.3% | $94,457 |
| 4BR | $345,790 | $3,090 | 6.4% | +6.1% | $86,448 |
| 5BR | $429,657 | — | — | +6.6% | $85,931 |
Market Trends
Home Value History (with trend line)
Rent History (with trend line)
📊 How Does 77095 Compare?
| Metric | 77095 | Houston | Houston-The Woodlands-Sugar Land, TX | Texas |
|---|---|---|---|---|
| Home Value | $328,471 | $318,356 | N/A | $297,000 |
| 5-Year CAGR | 3.6% | 2.6% | N/A | 5.4% |
| Avg Rent | $1,375 | $1,555 | N/A | - |
| Cap Rate | 3.3% | 4.6% | - | - |
Similar ZIPs Within 25 Miles
Compare other nearby markets to see if a neighbor offers a better fit.
Landlord Ground Truth
Real numbers from people who own or manage rentals in ZIP 77095 (Houston, TX). Anonymous, moderated, never written by AI.
Do you own or manage rentals in ZIP 77095 (Houston, TX)?
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Property managers serving Harris County
Manage rentals here? List your business →SBB Community Management provides Texas HOA management services, including financial management, property maintenance, and technology solutions, serving Dallas, Fort Worth, and Houston since 1974. summary from their website
KPM Property Management offers end-to-end solutions including pre-acquisition due diligence, on-site property management, and development of townhomes in the Houston area. summary from their website
SBB Community Management provides Texas HOA management services for homeowners associations, condominium associations, and master-planned communities across Dallas, Fort Worth, and Houston. summary from their website
Listings are shown for convenience — Repit doesn’t endorse or vet these companies. Ratings shown come only from email-verified visitors.
📊 Market Snapshot
| Home Value | $328,471 |
| Monthly Rent | $1,375 |
| Price-to-Rent | 19.9:1 |
| 1% Rule | ✗ Fails |
💰 Return Metrics
| Gross Yield | 5.0% |
| Cap Rate | 3.3% |
| 5-Year IRR | 6.8% |
📈 Home Appreciation
| 1-Year | +0.4% ▲ |
| 3-Year CAGR | -0.2% ▼ |
| 5-Year CAGR | +3.6% ▲ |
| 10-Year CAGR | +4.6% ▲ |
🏠 Rent Trends
| 1-Year | -12.1% ▼ |
| 3-Year CAGR | -3.8% ▼ |
| 5-Year CAGR | -0.3% ▼ |
The current 30-yr mortgage rate (6.8%) exceeds the estimated cap rate (3.3%). Financing reduces your cash-on-cash return below the cap rate. Markets like this may still make sense as IRR plays — factoring in appreciation, depreciation, and a future refinance when rates drop.
Run an IRR Analysis →⚠️ Risk Signals
Composite view of factors that can impact a ZIP's stability and your downside risk.
Demographics in 77095
Population: 69,912
Crime & Safety
Crime & Safety Data Coming Soon
We're integrating comprehensive crime statistics including violent crime rates, property crime, and safety scores to help you make informed investment decisions.
Expected: Q1 2025
🎓 Schools in 77095
Schools in This ZIP Code
About Repit School Scores
Traditional school ratings rely heavily on standardized test scores, which often reflect family income more than school quality. Repit takes a different approach.
We evaluate schools based on factors that research shows actually impact educational outcomes:
- Class Size — Smaller classes mean more individual attention
- School Funding — Resources available for programs, staff, and facilities
- Community Factors — Neighborhood characteristics that influence student success
- School Environment — Size, type, and structure
Scores are updated annually using federal education data.
🎓 Nearby Colleges & Universities
Frequently Asked Questions
What is the smart move for investors in Houston, TX?
The best-fit strategy in Houston, TX is careful cash-flow rentals with hands-on management. That approach the rent and price profile of the market.
Is Houston, TX a friendly market for rental owners?
The landlord environment in Houston, TX is landlord-friendly. Statewide rules shape most day-to-day operations for rental owners.
What is the investability score for Houston, TX?
Houston, TX rates 3.0/5 for investability. With median values at $328K and rents near $1,375/mo, the market offers reasonable fundamentals for rental investors.
What is the tenant pool like in Houston, TX?
Tenant quality in Houston, TX ranks as solid. Landlords generally report predictable occupancy at market rents of $1,375/mo.
How tight is the rental market in Houston, TX?
Houston, TX vacancy trends elevated. Investors running standard buy-and-hold plays see reasonable downtime between tenants.
You know 77095 now. You don’t know where it ranks.
This page stays free — all of it. What one page can’t tell you is how 77095 compares to every other market. Investor ($19/mo) screens every U.S. ZIP by cap rate, the 1% rule, vacancy and landlord climate, and exports your shortlist.
How 77095 ranks in Houston-The Woodlands-Sugar Land, TX
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Community Ratings
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