Real Estate Investing in Llano, Texas (78643)
Everything the listing leaves out — vacancy, rent trend, cap rate, landlord climate. All free.
Should you buy in 78643 (Llano, TX)? Our answer, based on the numbers below.
Multiple negative signals. Better options likely exist nearby.
Structural challenges here. The numbers may look cheap but operational risk is high. Only for experienced, hands-on investors.
- High vacancy: 29.7% of homes vacant — above national norms.
- High price-to-rent: Price-to-rent ratio 32.2 — hard to cash-flow at these prices.
• Modeled rent — no observed market rent for this ZIP; the figure is estimated from HUD fair-market rent.
What’s happening in Llano, TX (78643)?
Click any question — our AI will research it live from the web and show you sources.
Market Analysis: 78643 Llano
ZIP 78643 inside Llano looks affordable on the surface — median value of $361K — but the discount exists for reasons that a careful buyer should understand before committing.
Rent of $936/mo on a $361K basis reads well until vacancy, delinquency, and capex enter the model. The honest cap rate in 78643 sits below the stated 0.0% once reality is priced in.
Regionally, 78643 sits on the difficult end of the TX spectrum. The worth a close look for read — for disciplined operators — is that pricing reflects the difficulty.
The 78643 ZIP's population of 6,837 has faced economic pressure over the last decade. That pressure shows up in rent delinquency patterns that reports the need for careful underwriting.
The 78643 ZIP fits a narrow investor profile — hands-on, patient, and willing to accept that the cap rate on paper is not the cap rate in reality.
Here's what matters if you're considering buying a home in Llano:
Property Strategy for 78643
Which property type performs best in this market?
📊 Compare All Property Types →
| Type | Median Value | Est. Rent | Cap Rate | 5yr CAGR | $/Bedroom |
|---|---|---|---|---|---|
| 2BR | $302,014 | $1,040 | 2.5% | +7.3% | $151,007 |
| 3BR | $420,297 | $1,450 | 2.5% | +7.0% | $140,099 |
| 4BR | $552,334 | $1,580 | 2.1% | +6.9% | $138,083 |
Market Trends
Home Value History (with trend line)
📊 How Does 78643 Compare?
| Metric | 78643 | Llano | Texas |
|---|---|---|---|
| Home Value | $361,144 | $361,144 | $297,000 |
| 5-Year CAGR | 1.5% | 1.5% | 5.4% |
| Avg Rent | $936 | $936 | - |
| Cap Rate | 2.0% | 2.0% | - |
Similar ZIPs Within 25 Miles
Compare other nearby markets to see if a neighbor offers a better fit.
Landlord Ground Truth
Real numbers from people who own or manage rentals in ZIP 78643 (Llano, TX). Anonymous, moderated, never written by AI.
Do you own or manage rentals in ZIP 78643 (Llano, TX)?
~25 seconds · no account needed · your report is anonymous
📊 Market Snapshot
| Home Value | $361,144 |
| Monthly Rent | $936 |
| Price-to-Rent | 32.2:1 |
| 1% Rule | ✗ Fails |
💰 Return Metrics
| Gross Yield | 3.1% |
| Cap Rate | 2.0% |
| 5-Year IRR | 3.5% |
📈 Home Appreciation
| 1-Year | -1.2% ▼ |
| 3-Year CAGR | -2.4% ▼ |
| 5-Year CAGR | +1.5% ▲ |
| 10-Year CAGR | +5.8% ▲ |
🏠 Rent Trends
| 1-Year | N/A |
| 3-Year CAGR | N/A |
| 5-Year CAGR | N/A |
The current 30-yr mortgage rate (6.8%) exceeds the estimated cap rate (2.0%). Financing reduces your cash-on-cash return below the cap rate. Markets like this may still make sense as IRR plays — factoring in appreciation, depreciation, and a future refinance when rates drop.
Run an IRR Analysis →⚠️ Risk Signals
Composite view of factors that can impact a ZIP's stability and your downside risk.
Demographics in 78643
Population: 6,837
Crime & Safety
Crime & Safety Data Coming Soon
We're integrating comprehensive crime statistics including violent crime rates, property crime, and safety scores to help you make informed investment decisions.
Expected: Q1 2025
🎓 Schools in 78643
Schools in This ZIP Code
About Repit School Scores
Traditional school ratings rely heavily on standardized test scores, which often reflect family income more than school quality. Repit takes a different approach.
We evaluate schools based on factors that research shows actually impact educational outcomes:
- Class Size — Smaller classes mean more individual attention
- School Funding — Resources available for programs, staff, and facilities
- Community Factors — Neighborhood characteristics that influence student success
- School Environment — Size, type, and structure
Scores are updated annually using federal education data.
Frequently Asked Questions
What monthly rent should investors expect in Llano, TX?
Rents in Llano, TX run near $936/mo. Compared with median home prices of $361K that produces solid gross yields for typical rentals.
Does Llano, TX favor landlords or tenants?
For rental operators, Llano, TX rates as landlord-friendly. The regulatory environment standard buy-and-hold operations.
What real estate strategy is ideal for Llano, TX?
The best-fit strategy in Llano, TX is careful cash-flow rentals with hands-on management. That approach the rent and price profile of the market.
Do landlords face vacancy issues in Llano, TX?
Occupancy in Llano, TX runs measured with elevated vacancy. Well-priced units at $936/mo lease on reasonable timelines.
Does house hacking make sense in Llano, TX?
For house hackers, Llano, TX is a challenging. The $936/mo rent on a unit helps defray the mortgage on a $361K property.
You know 78643 now. You don’t know where it ranks.
This page stays free — all of it. What one page can’t tell you is how 78643 compares to every other market. Investor ($19/mo) screens every U.S. ZIP by cap rate, the 1% rule, vacancy and landlord climate, and exports your shortlist.
AI Market Advisor
Ask questions about investing in 78643 (Llano)
Community Ratings
What people who’ve spent time here actually say. Not paid reviews.
Be the first to rate 78643 (Llano, TX).
It takes 30 seconds. No signup. Your rating helps everyone who comes here after you.