Real Estate Investing in Meridian, Texas (76665)

Everything the listing leaves out — vacancy, rent trend, cap rate, landlord climate. All free.

Bosque County • Population: 2,643 • Data updated: September 2026

☆ Watch this market Free account

Should you buy in 76665 (Meridian, TX)? Our answer, based on the numbers below.

🏠 For Homebuyers
CAUTION
Grade D (41/100)

Proceed carefully. Weak appreciation or affordability makes this a harder case for most buyers.

📈 For Investors
MIXED
3.0 / 5 (47/100)

A middle-of-the-road market. Workable, but the best opportunities may be nearby ZIPs rather than this one.

⚠️ Risks to Know
2 flags
  • High vacancy: 20.4% of homes vacant — above national norms.
  • High price-to-rent: Price-to-rent ratio 26.2 — hard to cash-flow at these prices.

• Modeled rent — no observed market rent for this ZIP; the figure is estimated from HUD fair-market rent.

What’s happening in Meridian, TX (76665)?

Click any question — our AI will research it live from the web and show you sources.

✨ Live AI + Web Search
Want to ask your own questions? Upgrade to Pro for unlimited custom queries.
3.0/ 5

Investability

Overall investment appeal

2.0/ 5

Appreciation

Long-term value growth

3.0/ 5

Cashflow ROI

Rental yield potential

Avg Home Value $274,471
Avg Monthly Rent $873
1% Rule ✗ Does Not Meet
Median Income $56,130
% Renters 39.4%

Market Analysis: 76665 Meridian

This part of Bosque County is not an easy win. The 76665 ZIP reports softness in key indicators, and the playbook that works in cleaner markets often stalls here.

For an experienced owner, 76665 can be a a strong candidate for hunting ground — but the discount at $274K reflects genuine risk that outside investors often underestimate.

ZIP 76665's metrics run below Bosque County's averages on price growth and tenant stability. Investors who ignore that regional gap tend to relearn it the hard way.

The demographic picture in 76665 includes headwinds that any investor should price in. Income distribution skews lower than Meridian averages, and tenant stability requires active management.

The 76665 ZIP fits a narrow investor profile — hands-on, patient, and willing to accept that the cap rate on paper is not the cap rate in reality.

Explore the Data — Click a Tab Below
🏦 Current 30-yr Fixed Mortgage Rate: 6.76% as of Sep 10 Source: Freddie Mac PMMS

Here's what matters if you're considering buying a home in Meridian:

C Below Average
Buy Confidence Score: 54/100
Affordability
10/25
Appreciation
14/25
Stability
7/20
Timing
8/15
Rental backup
15/15
Affordability
Moderate
Homes cost 4.9× the median income
Value Trend
Rising (+3.4%)
How home values changed in the past year
Rental Backup
Strong
Could rent for $873/mo if you need to move
Market Conditions
BALANCED
Even conditions for buyers and sellers
Bottom Line: This market may be challenging for buyers. Consider your timing and budget carefully.

Market Trends

Home Value History (with trend line)

$313K$271K$229K$187K$146K$104KMar 2010May 2018Jul 2026

📊 How Does 76665 Compare?

Metric 76665 Meridian Texas
Home Value $274,471 $265,647 $297,000
5-Year CAGR 2.5% 1.9% 5.4%
Avg Rent $873 $936 -
Cap Rate 2.5% 2.8% -
💡 Why Invest in 76665? Click to expand

With a 3/5 investability rating, this ZIP shows solid fundamentals for buy-and-hold investors.

A healthy rental market with 39% renter-occupied households ensures tenant availability.

📊 See where this ZIP ranks in our Best-of lists →
A great house in the wrong ZIP is still a bad deal — screen every market by cash flow & cap rate.
Open the Market Finder →
Free to search · investor plans from $19/mo

Landlord Ground Truth

Real numbers from people who own or manage rentals in ZIP 76665 (Meridian, TX). Anonymous, moderated, never written by AI.

Do you own or manage rentals in ZIP 76665 (Meridian, TX)?

~25 seconds · no account needed · your report is anonymous

Investability
Good
Cap Rate
2.5%
Low
5yr Growth
+2.5%
Slow

📊 Market Snapshot

Home Value $274,471
Monthly Rent $873
Price-to-Rent 26.2:1
1% Rule ✗ Fails

💰 Return Metrics

Gross Yield 3.8%
Cap Rate 2.5%
5-Year IRR 4.9%

📈 Home Appreciation

1-Year +3.4% ▲
3-Year CAGR +0.9% ▲
5-Year CAGR +2.5% ▲
10-Year CAGR +6.3% ▲

🏠 Rent Trends

1-Year N/A
3-Year CAGR N/A
5-Year CAGR N/A
Negative Leverage — IRR / Tax Play Cap Rate: 2.5%  |  30yr Rate: 6.8%
Leverage reduces cash returns at current rates.

The current 30-yr mortgage rate (6.8%) exceeds the estimated cap rate (2.5%). Financing reduces your cash-on-cash return below the cap rate. Markets like this may still make sense as IRR plays — factoring in appreciation, depreciation, and a future refinance when rates drop.

Run an IRR Analysis →

⚠️ Risk Signals

Composite view of factors that can impact a ZIP's stability and your downside risk.

Vacancy
20.4%
Elevated risk
Landlord Climate
5.0/5
Friendly
Value Trend (5yr)
+2.5%
Stable
Eviction process: Fast Rent control: Favorable

Demographics in 76665

Population: 2,643

💰 Median Household Income
$56,130
This area
$56,130
State
$70,593
USA
$74,580
🏠 Renter Occupied
39.4%
This area
39.4%
State
29.5%
USA
34.0%
💼 Unemployment Rate
0.3%
This area
0.3%
State
-25.4%
USA
3.7%
🎓 College Educated
15.4%
This area
15.4%
State
-5.8%
USA
33.7%
👤 Median Age
47.4 years
This area
47.4 years
State
-3.7 years
USA
38.9 years
🏚️ Vacancy Rate
20.4%
This area
20.4%
State
18.3%
USA
10.5%
👥 Population by Ethnicity
White 84.1%
Other/Mixed 12.7%
Hispanic/Latino 10.0%
Black/African American 2.9%
Asian 0.3%
👶 Under 18
21.3%
This area
21.3%
USA
22.0%
👴 65 and Over
24.7%
This area
24.7%
USA
17.3%
📊 Poverty Rate
10.5%
This area
10.5%
USA
11.5%

Crime & Safety

🚧

Crime & Safety Data Coming Soon

We're integrating comprehensive crime statistics including violent crime rates, property crime, and safety scores to help you make informed investment decisions.

Expected: Q1 2025

🎓 Schools in 76665

A Avg School Grade
2 Schools
9.4:1 Avg Class Size
$19,196 Avg Per Pupil

Schools in This ZIP Code

A Very Good

MERIDIAN EL

📚 Pre-K – 05 Elementary
👥
162 Students
👨‍🏫
11.1:1 Class Size
💰
$19,196 Per Student
A Very Good

MERIDIAN H S

📚 06 – 12 High School
👥
182 Students
👨‍🏫
7.7:1 Class Size
💰
$19,196 Per Student
About Repit School Scores

Traditional school ratings rely heavily on standardized test scores, which often reflect family income more than school quality. Repit takes a different approach.

We evaluate schools based on factors that research shows actually impact educational outcomes:

  • Class Size — Smaller classes mean more individual attention
  • School Funding — Resources available for programs, staff, and facilities
  • Community Factors — Neighborhood characteristics that influence student success
  • School Environment — Size, type, and structure

Scores are updated annually using federal education data.

Frequently Asked Questions

Is real estate in Meridian, TX a good investment right now?

Meridian, TX scores 3.0/5 for investability. Home values sit at $274K and rents near $873/mo, which keeps the rent-to-price ratio in reasonable territory for buy-and-hold investors.

What is the smart move for investors in Meridian, TX?

In Meridian, TX the solid play is typically careful cash-flow rentals with hands-on management. The combination of $274K prices and $873/mo rents suits that approach.

What do rentals go for in Meridian, TX?

Average rent in Meridian, TX is approximately $873/mo per month. Against $274K home values that yields a reasonable rent-to-price ratio.

Is rental property easy to operate in Meridian, TX?

The landlord environment in Meridian, TX is landlord-friendly. Statewide rules shape most day-to-day operations for rental owners.

Do rentals sit vacant long in Meridian, TX?

Expect elevated vacancy in Meridian, TX. Rents at $873/mo are absorbed by the tenant base without meaningful lag.

You know 76665 now. You don’t know where it ranks.

This page stays free — all of it. What one page can’t tell you is how 76665 compares to every other market. Investor ($19/mo) screens every U.S. ZIP by cap rate, the 1% rule, vacancy and landlord climate, and exports your shortlist.

Compare Plans
🤖

AI Market Advisor

Ask questions about investing in 76665 (Meridian)

Loading...

Community Ratings

What people who’ve spent time here actually say. Not paid reviews.

Be the first to rate 76665 (Meridian, TX).

It takes 30 seconds. No signup. Your rating helps everyone who comes here after you.