Real Estate Investing in Graham, Texas (76450)
Everything the listing leaves out — vacancy, rent trend, cap rate, landlord climate. All free.
Should you buy in 76450 (Graham, TX)? Our answer, based on the numbers below.
Mixed signals — some positives, some negatives. Worth considering but not a slam-dunk.
A middle-of-the-road market. Workable, but the best opportunities may be nearby ZIPs rather than this one.
- High vacancy: 15.4% of homes vacant — above national norms.
• Modeled rent — no observed market rent for this ZIP; the figure is estimated from HUD fair-market rent.
What’s happening in Graham, TX (76450)?
Click any question — our AI will research it live from the web and show you sources.
Market Analysis: 76450 Graham
ZIP 76450 in Graham, TX carries a robust set of headwinds. Home values near $216K and rents of $954/mo sit inside a market where underwriting has to be tight.
Distressed markets are won on execution, not on spreadsheets. ZIP 76450 stands at the profile where tenant screening, deferred maintenance, and local relationships determine the outcome.
Put differently, 76450 offers a low basis, the region around Graham has moved on in ways that the ZIP itself has not fully absorbed. The result is a discount with genuine reasons.
The 76450 ZIP's population of 12,890 has faced economic pressure over the last decade. That pressure shows up in rent delinquency patterns that stands at the need for careful underwriting.
Distressed ZIPs reward experience. impressive returns are possible in 76450, but they flow to investors who already understand how to operate in soft markets.
Here's what matters if you're considering buying a home in Graham:
Property Strategy for 76450
Which property type performs best in this market?
📊 Compare All Property Types →
| Type | Median Value | Est. Rent | Cap Rate | 5yr CAGR | $/Bedroom |
|---|---|---|---|---|---|
| 2BR | $100,781 | $1,060 | 7.6% | +6.2% | $50,390 |
| 3BR | $209,595 | $1,470 | 5.0% | +9.9% | $69,865 |
| 4BR | $364,074 | $1,560 | 3.1% | +9.7% | $91,019 |
Market Trends
Home Value History (with trend line)
📊 How Does 76450 Compare?
| Metric | 76450 | Graham | Texas |
|---|---|---|---|
| Home Value | $216,167 | $216,167 | $297,000 |
| 5-Year CAGR | 5.8% | 5.8% | 5.4% |
| Avg Rent | $954 | $954 | - |
| Cap Rate | 3.4% | 3.4% | - |
Similar ZIPs Within 25 Miles
Compare other nearby markets to see if a neighbor offers a better fit.
Landlord Ground Truth
Real numbers from people who own or manage rentals in ZIP 76450 (Graham, TX). Anonymous, moderated, never written by AI.
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📊 Market Snapshot
| Home Value | $216,167 |
| Monthly Rent | $954 |
| Price-to-Rent | 18.9:1 |
| 1% Rule | ✗ Fails |
💰 Return Metrics
| Gross Yield | 5.3% |
| Cap Rate | 3.4% |
| 5-Year IRR | 9.3% |
📈 Home Appreciation
| 1-Year | +2.7% ▲ |
| 3-Year CAGR | +2.1% ▲ |
| 5-Year CAGR | +5.8% ▲ |
| 10-Year CAGR | +6.1% ▲ |
🏠 Rent Trends
| 1-Year | N/A |
| 3-Year CAGR | N/A |
| 5-Year CAGR | N/A |
The current 30-yr mortgage rate (6.8%) exceeds the estimated cap rate (3.4%). Financing reduces your cash-on-cash return below the cap rate. Markets like this may still make sense as IRR plays — factoring in appreciation, depreciation, and a future refinance when rates drop.
Run an IRR Analysis →⚠️ Risk Signals
Composite view of factors that can impact a ZIP's stability and your downside risk.
Demographics in 76450
Population: 12,890
Crime & Safety
Crime & Safety Data Coming Soon
We're integrating comprehensive crime statistics including violent crime rates, property crime, and safety scores to help you make informed investment decisions.
Expected: Q1 2025
🎓 Schools in 76450
Schools in This ZIP Code
About Repit School Scores
Traditional school ratings rely heavily on standardized test scores, which often reflect family income more than school quality. Repit takes a different approach.
We evaluate schools based on factors that research shows actually impact educational outcomes:
- Class Size — Smaller classes mean more individual attention
- School Funding — Resources available for programs, staff, and facilities
- Community Factors — Neighborhood characteristics that influence student success
- School Environment — Size, type, and structure
Scores are updated annually using federal education data.
Frequently Asked Questions
Should investors consider Graham, TX?
Investors tracking Graham, TX will find a 3.0/5 rating supported by $216K median home values and $954/mo rents. That profile suits long-term holders targeting consistent returns.
Does a duplex house hack pencil in Graham, TX?
Graham, TX is a a challenging market for house hackers. FHA or conventional owner-occupant buyers find the $216K price point reasonable to enter.
How much is rent in Graham, TX?
Investors in Graham, TX typically see rents near $954/mo per month against $216K home values - a solid setup for rental cash flow.
Do rentals sit vacant long in Graham, TX?
Vacancy in Graham, TX is elevated, which keeps landlord downtime on reasonable timelines. Most properties lease within the standard window at $954/mo.
Where do home prices stand in Graham, TX?
In Graham, TX the median home value sits at $216K. Against the broader TX market, that reads as reasonable for most investors.
You know 76450 now. You don’t know where it ranks.
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