Real Estate Investing in Hamilton, Texas (76436)
Everything the listing leaves out — vacancy, rent trend, cap rate, landlord climate. All free.
Should you buy in 76436 (Hamilton, TX)? Our answer, based on the numbers below.
Multiple negative signals. Better options likely exist nearby.
Structural challenges here. The numbers may look cheap but operational risk is high. Only for experienced, hands-on investors.
- High vacancy: 63.2% of homes vacant — above national norms.
- High price-to-rent: Price-to-rent ratio 31.8 — hard to cash-flow at these prices.
• Limited market data — this is a very small market; averages are built from few observations and can swing widely. • Modeled rent — no observed market rent for this ZIP; the figure is estimated from HUD fair-market rent.
What’s happening in Hamilton, TX (76436)?
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Market Analysis: 76436 Hamilton
ZIP 76436 in Hamilton, TX carries a solid set of headwinds. Home values near $394K and rents of $1,035/mo sit inside a market where underwriting has to be tight.
If the plan assumes clean turnover, on-time rent, and low maintenance on a $394K asset, 76436 is the wrong submarket. If the plan prices in friction, the yield can still work.
ZIP 76436's metrics run below Comanche County's averages on price growth and tenant stability. Investors who ignore that regional gap tend to relearn it the hard way.
The 76436 ZIP's population of 87 has faced economic pressure over the last decade. That pressure shows up in rent delinquency patterns that posts the need for careful underwriting.
The right play in 76436 usually involves deep tenant screening, aggressive delinquency response, and a conservative capex buffer. Anything less, and the discount can turn into a trap.
Here's what matters if you're considering buying a home in Hamilton:
Market Trends
Home Value History (with trend line)
📊 How Does 76436 Compare?
| Metric | 76436 | Hamilton | Texas |
|---|---|---|---|
| Home Value | $394,334 | $317,774 | $297,000 |
| 5-Year CAGR | N/A | 3.6% | 5.4% |
| Avg Rent | $1,035 | $954 | - |
| Cap Rate | 2.1% | 2.4% | - |
Similar ZIPs Within 25 Miles
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Landlord Ground Truth
Real numbers from people who own or manage rentals in ZIP 76436 (Hamilton, TX). Anonymous, moderated, never written by AI.
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📊 Market Snapshot
| Home Value | $394,334 |
| Monthly Rent | $1,035 |
| Price-to-Rent | 31.8:1 |
| 1% Rule | ✗ Fails |
💰 Return Metrics
| Gross Yield | 3.2% |
| Cap Rate | 2.1% |
| 5-Year IRR | 11.2% |
📈 Home Appreciation
| 1-Year | +9.1% ▲ |
| 3-Year CAGR | N/A |
| 5-Year CAGR | N/A |
| 10-Year CAGR | N/A |
🏠 Rent Trends
| 1-Year | N/A |
| 3-Year CAGR | N/A |
| 5-Year CAGR | N/A |
The current 30-yr mortgage rate (6.8%) exceeds the estimated cap rate (2.1%). Financing reduces your cash-on-cash return below the cap rate. Markets like this may still make sense as IRR plays — factoring in appreciation, depreciation, and a future refinance when rates drop.
Run an IRR Analysis →⚠️ Risk Signals
Composite view of factors that can impact a ZIP's stability and your downside risk.
Demographics in 76436
Population: 87
Crime & Safety
Crime & Safety Data Coming Soon
We're integrating comprehensive crime statistics including violent crime rates, property crime, and safety scores to help you make informed investment decisions.
Expected: Q1 2025
Frequently Asked Questions
How much do tenants pay in Hamilton, TX?
Investors in Hamilton, TX typically see rents near $1,035/mo per month against $394K home values - a solid setup for rental cash flow.
Are tenants stable in Hamilton, TX?
The tenant pool in Hamilton, TX is solid, supported by local employment and population fundamentals. Rents of $1,035/mo are well-absorbed by the market.
What is the average home sale price in Hamilton, TX?
Hamilton, TX home values average about $394K. That price point suits investors targeting rentals with $1,035/mo in monthly income.
What investment strategy works best in Hamilton, TX?
Investors usually favor careful cash-flow rentals with hands-on management in Hamilton, TX. With home values at $394K and rents near $1,035/mo, other strategies can work but produce measured rather than outsized returns.
How viable is house hacking in Hamilton, TX?
Hamilton, TX is a a challenging market for house hackers. FHA or conventional owner-occupant buyers find the $394K price point reasonable to enter.
You know 76436 now. You don’t know where it ranks.
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