Real Estate Investing in Montague, Texas (76251)

Everything the listing leaves out — vacancy, rent trend, cap rate, landlord climate. All free.

Montague County • Population: 704 • Data updated: September 2026

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Should you buy in 76251 (Montague, TX)? Our answer, based on the numbers below.

🏠 For Homebuyers
WEAK FIT
Grade F (24/100)

Multiple negative signals. Better options likely exist nearby.

📈 For Investors
WEAK
2.0 / 5 (33/100)

Structural challenges here. The numbers may look cheap but operational risk is high. Only for experienced, hands-on investors.

⚠️ Risks to Know
1 flag
  • High vacancy: 22.3% of homes vacant — above national norms.

• Limited market data — this is a very small market; averages are built from few observations and can swing widely. • Modeled rent — no observed market rent for this ZIP; the figure is estimated from HUD fair-market rent.

What’s happening in Montague, TX (76251)?

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2.0/ 5

Investability

Overall investment appeal

0.0/ 5

Appreciation

Long-term value growth

3.0/ 5

Cashflow ROI

Rental yield potential

Avg Home Value $371,148
Avg Monthly Rent $1,260
1% Rule ✗ Does Not Meet
Median Income $61,172
% Renters 15.2%

Market Analysis: 76251 Montague

The 76251 ZIP in Montague, TX is a local-operator market. Outside capital chasing a $371K entry has to pair deep knowledge with the discount.

For an experienced owner, 76251 can be a worth a close look for hunting ground — but the discount at $371K reflects genuine risk that outside investors often underestimate.

ZIP 76251's metrics run below Montague County's averages on price growth and tenant stability. Investors who ignore that regional gap tend to relearn it the hard way.

The demographic picture in 76251 includes headwinds that any investor should price in. Income distribution skews lower than Montague averages, and tenant stability requires active management.

Experienced landlords with local relationships tend to find 76251 workable. Turnkey investors from out of state usually find the numbers do not hold up in practice.

Explore the Data — Click a Tab Below
🏦 Current 30-yr Fixed Mortgage Rate: 6.76% as of Sep 10 Source: Freddie Mac PMMS

Here's what matters if you're considering buying a home in Montague:

D Needs Caution
Buy Confidence Score: 49/100
Affordability
5/25
Appreciation
14/25
Stability
7/20
Timing
8/15
Rental backup
15/15
Affordability
Expensive
Homes cost 6.1× the median income
Value Trend
Stable (+1.5%)
How home values changed in the past year
Rental Backup
Strong
Could rent for $1,260/mo if you need to move
Market Conditions
BALANCED
Even conditions for buyers and sellers
Bottom Line: This market may be challenging for buyers. Consider your timing and budget carefully.

Market Trends

Home Value History (with trend line)

$382K$369K$355K$342K$328K$315KFeb 2022May 2024Jul 2026

📊 How Does 76251 Compare?

Metric 76251 Montague Texas
Home Value $371,148 $371,148 $297,000
5-Year CAGR N/A N/A 5.4%
Avg Rent $1,260 $1,260 -
Cap Rate 2.7% 2.7% -
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Landlord Ground Truth

Real numbers from people who own or manage rentals in ZIP 76251 (Montague, TX). Anonymous, moderated, never written by AI.

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Investability
Fair
Cap Rate
2.7%
Low

📊 Market Snapshot

Home Value $371,148
Monthly Rent $1,260
Price-to-Rent 24.6:1
1% Rule ✗ Fails

💰 Return Metrics

Gross Yield 4.1%
Cap Rate 2.7%
5-Year IRR 5.1%

📈 Home Appreciation

1-Year +1.5% ▲
3-Year CAGR +2.4% ▲
5-Year CAGR N/A
10-Year CAGR N/A

🏠 Rent Trends

1-Year N/A
3-Year CAGR N/A
5-Year CAGR N/A
Negative Leverage — IRR / Tax Play Cap Rate: 2.7%  |  30yr Rate: 6.8%
Leverage reduces cash returns at current rates.

The current 30-yr mortgage rate (6.8%) exceeds the estimated cap rate (2.7%). Financing reduces your cash-on-cash return below the cap rate. Markets like this may still make sense as IRR plays — factoring in appreciation, depreciation, and a future refinance when rates drop.

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⚠️ Risk Signals

Composite view of factors that can impact a ZIP's stability and your downside risk.

Vacancy
22.3%
Elevated risk
Landlord Climate
5.0/5
Friendly
Value Trend (5yr)
N/A
Stable
Eviction process: Fast Rent control: Favorable

Demographics in 76251

Population: 704

💰 Median Household Income
$61,172
This area
$61,172
State
$70,593
USA
$74,580
🏠 Renter Occupied
15.2%
This area
15.2%
State
29.5%
USA
34.0%
💼 Unemployment Rate
2.3%
This area
2.3%
State
-25.4%
USA
3.7%
🎓 College Educated
21.8%
This area
21.8%
State
-5.8%
USA
33.7%
👤 Median Age
41.2 years
This area
41.2 years
State
-3.7 years
USA
38.9 years
🏚️ Vacancy Rate
22.3%
This area
22.3%
State
18.3%
USA
10.5%
👥 Population by Ethnicity
White 98.4%
Black/African American 1.0%
Other/Mixed 0.6%
👶 Under 18
20.5%
This area
20.5%
USA
22.0%
👴 65 and Over
21.3%
This area
21.3%
USA
17.3%
📊 Poverty Rate
3.2%
This area
3.2%
USA
11.5%

Crime & Safety

🚧

Crime & Safety Data Coming Soon

We're integrating comprehensive crime statistics including violent crime rates, property crime, and safety scores to help you make informed investment decisions.

Expected: Q1 2025

🎓 Schools in 76251

B+ Avg School Grade
1 Schools
12.6:1 Avg Class Size
$15,351 Avg Per Pupil

Schools in This ZIP Code

B+ Above Average

MONTAGUE EL

📚 Pre-K – 08 School
👥
158 Students
👨‍🏫
12.6:1 Class Size
💰
$15,351 Per Student
About Repit School Scores

Traditional school ratings rely heavily on standardized test scores, which often reflect family income more than school quality. Repit takes a different approach.

We evaluate schools based on factors that research shows actually impact educational outcomes:

  • Class Size — Smaller classes mean more individual attention
  • School Funding — Resources available for programs, staff, and facilities
  • Community Factors — Neighborhood characteristics that influence student success
  • School Environment — Size, type, and structure

Scores are updated annually using federal education data.

Frequently Asked Questions

How much do tenants pay in Montague, TX?

Investors in Montague, TX typically see rents near $1,260/mo per month against $371K home values - a solid setup for rental cash flow.

What is the renter demographic in Montague, TX?

Tenant demand in Montague, TX is solid. The local workforce $1,260/mo rents across most rental classes.

Are eviction rules reasonable in Montague, TX?

Rental owners in Montague, TX deal with a landlord-friendly legal framework. Most standard eviction processes run on reasonable timelines.

How does Montague, TX stack up for property investment?

The 2.0/5 investability rating in Montague, TX reflects its $371K prices and $1,260/mo rents. Investors generally consider it a solid option within TX.

How expensive is real estate in Montague, TX?

In Montague, TX the median home value sits at $371K. Against the broader TX market, that reads as reasonable for most investors.

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