Real Estate Investing in Terral, Oklahoma (73569)

Everything the listing leaves out — vacancy, rent trend, cap rate, landlord climate. All free.

Jefferson County • Population: 406 • Data updated: September 2026

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Should you buy in 73569 (Terral, OK)? Our answer, based on the numbers below.

🏠 For Homebuyers
MIXED
Grade C (66/100)

Mixed — values have been flat. OK for long-horizon buyers, less attractive if you may need to sell soon.

📈 For Investors
STRONG
4.0 / 5 (86/100)

A cash-flow market — rent-to-price math works from day one, though value growth is modest. Great for income-focused investors.

⚠️ Risks to Know
3 flags
  • High vacancy: 32.1% of homes vacant — above national norms.
  • Flat appreciation: Values have barely moved over 5 years (0.9% CAGR).
  • 1-year downturn: Values declined 3.1% in the last year.

• Limited market data — this is a very small market; averages are built from few observations and can swing widely. • Modeled rent — no observed market rent for this ZIP; the figure is estimated from HUD fair-market rent.

What’s happening in Terral, OK (73569)?

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4.0/ 5

Investability

Overall investment appeal

1.0/ 5

Appreciation

Long-term value growth

5.0/ 5

Cashflow ROI

Rental yield potential

Avg Home Value $63,398
Avg Monthly Rent $846
1% Rule ✓ Meets
Median Income $42,500
% Renters 31.7%

Market Analysis: 73569 Terral

The 73569 ZIP in Terral is not a pristine, turnkey story — it is a value-add map. Stock is older, prices near $63K are approachable, and upside sits in the rehab line.

In 73569, the deal is made on the buy and on the capex. healthy entry prices of $63K leave room in the budget for light-to-medium renovation, with rent lift to match.

The a solid fit for piece of regional context is that nearby ZIPs with newer stock and higher basis have priced out of the value-add game. 73569 has not.

On the rental side, incomes in 73569 sit below the county median, the tenant pool is deep and the demand for upgraded rental stock consistently outruns supply.

Strategic fit here is operational. Pro forma discipline, capex reserves, and lender relationships matter more than the marketing pitch.

Explore the Data — Click a Tab Below
🏦 Current 30-yr Fixed Mortgage Rate: 6.76% as of Sep 10 Source: Freddie Mac PMMS

Here's what matters if you're considering buying a home in Terral:

C+ Average
Buy Confidence Score: 65/100
Affordability
25/25
Appreciation
10/25
Stability
7/20
Timing
8/15
Rental backup
15/15
Affordability
Affordable
Homes cost 1.5× the median income
Value Trend
Declining (-3.1%)
How home values changed in the past year
Rental Backup
Strong
Could rent for $846/mo if you need to move
Market Conditions
BALANCED
Even conditions for buyers and sellers
Bottom Line: Mixed signals in this market. Research specific properties carefully and be prepared to negotiate.

Market Trends

Home Value History (with trend line)

$76K$67K$57K$48K$39K$29KFeb 2009Nov 2017Jul 2026

📊 How Does 73569 Compare?

Metric 73569 Terral Oklahoma
Home Value $63,398 $63,398 $214,563
5-Year CAGR 0.9% 0.9% 6.9%
Avg Rent $846 $846 -
Cap Rate 10.4% 10.4% -
💡 Why Invest in 73569? Click to expand

This ZIP code meets the 1% rule with rent at $846/mo on homes averaging $63,398 — a strong indicator of cash flow potential.

Our analysis gives this area a 4/5 investability rating, placing it in the top tier for rental property potential.

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Landlord Ground Truth

Real numbers from people who own or manage rentals in ZIP 73569 (Terral, OK). Anonymous, moderated, never written by AI.

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Investability
Excellent
Cap Rate
10.4%
Excellent
5yr Growth
+0.9%
Slow

📊 Market Snapshot

Home Value $63,398
Monthly Rent $846
Price-to-Rent 6.2:1
1% Rule ✓ Passes

💰 Return Metrics

Gross Yield 16.0%
Cap Rate 10.4%
5-Year IRR 11.3%

📈 Home Appreciation

1-Year -3.1% ▼
3-Year CAGR -0.5% ▼
5-Year CAGR +0.9% ▲
10-Year CAGR +4.2% ▲

🏠 Rent Trends

1-Year N/A
3-Year CAGR N/A
5-Year CAGR N/A
Positive Leverage Market Cap Rate: 10.4%  |  30yr Rate: 6.8%
Leverage may enhance returns here.

The estimated cap rate (10.4%) exceeds the current 30-yr mortgage rate (6.8%). When borrowing costs less than a property yields, leverage can increase your cash-on-cash return above the cap rate.

⚠️ Risk Signals

Composite view of factors that can impact a ZIP's stability and your downside risk.

Vacancy
32.1%
Elevated risk
Landlord Climate
5.0/5
Friendly
Value Trend (5yr)
+0.9%
Flat
Eviction process: Moderate Rent control: Favorable

Demographics in 73569

Population: 406

💰 Median Household Income
$42,500
This area
$42,500
State
$58,994
USA
$74,580
🏠 Renter Occupied
31.7%
This area
31.7%
State
25.6%
USA
34.0%
💼 Unemployment Rate
3.8%
This area
3.8%
State
-1.8%
USA
3.7%
🎓 College Educated
8.7%
This area
8.7%
State
14.2%
USA
33.7%
👤 Median Age
49.6 years
This area
49.6 years
State
30.2 years
USA
38.9 years
🏚️ Vacancy Rate
32.1%
This area
32.1%
State
20.2%
USA
10.5%
👥 Population by Ethnicity
White 76.3%
Other/Mixed 22.8%
Hispanic/Latino 10.4%
Black/African American 0.9%
👶 Under 18
18.3%
This area
18.3%
USA
22.0%
👴 65 and Over
27.5%
This area
27.5%
USA
17.3%
📊 Poverty Rate
14.0%
This area
14.0%
USA
11.5%

Crime & Safety

🚧

Crime & Safety Data Coming Soon

We're integrating comprehensive crime statistics including violent crime rates, property crime, and safety scores to help you make informed investment decisions.

Expected: Q1 2025

Frequently Asked Questions

Is housing expensive in Terral, OK?

In Terral, OK the median home value sits at $63K. Against the broader OK market, that reads as reasonable for most investors.

Can you find 1% rule deals in Terral, OK?

The median property in Terral, OK ($63K at $846/mo rent) a 1.33% rent-to-price figure. Pure 1% deals require disciplined offer pricing.

Can investors BRRRR in Terral, OK?

Operators BRRRR-ing in Terral, OK report a strong results. Focus on sub-market acquisition and tight rehab budgets to capture the spread.

How does Terral, OK rate as a rental market?

Yes - Terral, OK a 4.0/5 investability score. With $63K home prices against $846/mo monthly rent, the market delivers a reasonable entry point for new investors.

What does house hacking look like in Terral, OK?

Terral, OK is a an attractive market for house hackers. FHA or conventional owner-occupant buyers find the $63K price point reasonable to enter.

You know 73569 now. You don’t know where it ranks.

This page stays free — all of it. What one page can’t tell you is how 73569 compares to every other market. Investor ($19/mo) screens every U.S. ZIP by cap rate, the 1% rule, vacancy and landlord climate, and exports your shortlist.

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