Real Estate Investing in New Boston, Texas (75570)

Everything the listing leaves out — vacancy, rent trend, cap rate, landlord climate. All free.

Bowie County • Population: 11,047 • Data updated: September 2026

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Should you buy in 75570 (New Boston, TX)? Our answer, based on the numbers below.

🏠 For Homebuyers
CAUTION
Grade D (53/100)

Proceed carefully. Weak appreciation or affordability makes this a harder case for most buyers.

📈 For Investors
WEAK
2.0 / 5 (33/100)

Structural challenges here. The numbers may look cheap but operational risk is high. Only for experienced, hands-on investors.

⚠️ Risks to Know
2 flags
  • Declining values: -0.4% 5-year CAGR — values have moved lower.
  • Elevated vacancy: 11.3% vacancy may signal weakening demand.

• Modeled rent — no observed market rent for this ZIP; the figure is estimated from HUD fair-market rent.

What’s happening in New Boston, TX (75570)?

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2.0/ 5

Investability

Overall investment appeal

1.0/ 5

Appreciation

Long-term value growth

3.0/ 5

Cashflow ROI

Rental yield potential

Avg Home Value $174,622
Avg Monthly Rent $873
1% Rule ✗ Does Not Meet
Median Income $64,304
% Renters 30.6%

Market Analysis: 75570 New Boston

This part of Bowie County is not an easy win. The 75570 ZIP sits at softness in key indicators, and the playbook that works in cleaner markets often stalls here.

Rent of $873/mo on a $175K basis reads well until vacancy, delinquency, and capex enter the model. The honest cap rate in 75570 sits below the stated 0.0% once reality is priced in.

Within TX, ZIP 75570 trails on several market indicators that neighboring Bowie County submarkets outperform. The gap is real and robust enough to shape underwriting.

Resident income in 75570 sits below the county median. That reality colors rent collection, vacancy, and reinvestment math in ways that outside investors often underestimate.

The right play in 75570 usually involves deep tenant screening, aggressive delinquency response, and a conservative capex buffer. Anything less, and the discount can turn into a trap.

Explore the Data — Click a Tab Below
🏦 Current 30-yr Fixed Mortgage Rate: 6.76% as of Sep 10 Source: Freddie Mac PMMS

Here's what matters if you're considering buying a home in New Boston:

C Below Average
Buy Confidence Score: 57/100
Affordability
20/25
Appreciation
5/25
Stability
11/20
Timing
6/15
Rental backup
15/15
Affordability
Affordable
Homes cost 2.7× the median income
Value Trend
Stable (+0.4%)
How home values changed in the past year
Rental Backup
Strong
Could rent for $873/mo if you need to move
Market Conditions
WARM
Seller-favorable conditions, steady activity
Bottom Line: This market may be challenging for buyers. Consider your timing and budget carefully.
☀️
WARM MARKET
Texarkana, TX-AR Metro Area
Seller-favorable conditions, steady activity
0 days
Average time to sell
Very Fast
6.3%
Listings with price cuts
Few Cuts
0.0%
Sale price vs asking
Below Ask
0.0%
Income needed for mortgage
Affordable
📅 Market conditions as of August 29, 2026 — updated weekly from Texarkana, TX-AR metro data

Market Trends

Home Value History (with trend line)

$212K$189K$167K$144K$121K$99KJan 2009Oct 2017Jul 2026

📊 How Does 75570 Compare?

Metric 75570 New Boston Texarkana, TX-AR Texas
Home Value $174,622 $174,622 N/A $297,000
5-Year CAGR N/A N/A N/A 5.4%
Avg Rent $873 $873 N/A -
Cap Rate 3.9% 3.9% - -
A great house in the wrong ZIP is still a bad deal — screen every market by cash flow & cap rate.
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Landlord Ground Truth

Real numbers from people who own or manage rentals in ZIP 75570 (New Boston, TX). Anonymous, moderated, never written by AI.

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Investability
Fair
Cap Rate
3.9%
Low
5yr Growth
-0.4%
Declining

📊 Market Snapshot

Home Value $174,622
Monthly Rent $873
Price-to-Rent 16.7:1
1% Rule ✗ Fails

💰 Return Metrics

Gross Yield 6.0%
Cap Rate 3.9%
5-Year IRR 3.5%

📈 Home Appreciation

1-Year +0.4% ▲
3-Year CAGR -3.3% ▼
5-Year CAGR -0.4% ▼
10-Year CAGR +2.9% ▲

🏠 Rent Trends

1-Year N/A
3-Year CAGR N/A
5-Year CAGR N/A
Negative Leverage — IRR / Tax Play Cap Rate: 3.9%  |  30yr Rate: 6.8%
Leverage reduces cash returns at current rates.

The current 30-yr mortgage rate (6.8%) exceeds the estimated cap rate (3.9%). Financing reduces your cash-on-cash return below the cap rate. Markets like this may still make sense as IRR plays — factoring in appreciation, depreciation, and a future refinance when rates drop.

Run an IRR Analysis →

⚠️ Risk Signals

Composite view of factors that can impact a ZIP's stability and your downside risk.

Vacancy
11.3%
Moderate risk
Landlord Climate
5.0/5
Friendly
Value Trend (5yr)
-0.4%
Flat
Eviction process: Fast Rent control: Favorable

Demographics in 75570

Population: 11,047

💰 Median Household Income
$64,304
This area
$64,304
State
$70,593
USA
$74,580
🏠 Renter Occupied
30.6%
This area
30.6%
State
29.5%
USA
34.0%
💼 Unemployment Rate
2.3%
This area
2.3%
State
-25.4%
USA
3.7%
🎓 College Educated
20.0%
This area
20.0%
State
-5.8%
USA
33.7%
👤 Median Age
37.4 years
This area
37.4 years
State
-3.7 years
USA
38.9 years
🏚️ Vacancy Rate
11.3%
This area
11.3%
State
18.3%
USA
10.5%
👥 Population by Ethnicity
White 72.0%
Black/African American 17.3%
Other/Mixed 10.6%
Hispanic/Latino 5.2%
Asian 0.1%
👶 Under 18
19.5%
This area
19.5%
USA
22.0%
👴 65 and Over
12.8%
This area
12.8%
USA
17.3%
📊 Poverty Rate
7.2%
This area
7.2%
USA
11.5%

Crime & Safety

🚧

Crime & Safety Data Coming Soon

We're integrating comprehensive crime statistics including violent crime rates, property crime, and safety scores to help you make informed investment decisions.

Expected: Q1 2025

🎓 Schools in 75570

B+ Avg School Grade
5 Schools
10.4:1 Avg Class Size
$13,904 Avg Per Pupil

Schools in This ZIP Code

A Very Good

CRESTVIEW EL

📚 Pre-K – 05 Elementary
👥
547 Students
👨‍🏫
10.7:1 Class Size
💰
$14,790 Per Student
A Very Good

NEW BOSTON H S

📚 09 – 12 High School
👥
343 Students
👨‍🏫
9.3:1 Class Size
💰
$14,790 Per Student
A Very Good

NEW BOSTON MIDDLE

📚 06 – 08 Middle
👥
252 Students
👨‍🏫
10.3:1 Class Size
💰
$14,790 Per Student
B Good

MALTA EL

📚 Pre-K – 06 School
👥
212 Students
👨‍🏫
11.4:1 Class Size
💰
$10,361 Per Student
C Below Average

NEW BOSTON DAEP

📚 02 – 12 High School Limited Data
💰
$14,790 Per Student
About Repit School Scores

Traditional school ratings rely heavily on standardized test scores, which often reflect family income more than school quality. Repit takes a different approach.

We evaluate schools based on factors that research shows actually impact educational outcomes:

  • Class Size — Smaller classes mean more individual attention
  • School Funding — Resources available for programs, staff, and facilities
  • Community Factors — Neighborhood characteristics that influence student success
  • School Environment — Size, type, and structure

Scores are updated annually using federal education data.

Frequently Asked Questions

What is the typical rental rate in New Boston, TX?

New Boston, TX rentals go for roughly $873/mo a month. That puts gross yield in solid territory relative to $175K acquisition costs.

Is housing expensive in New Boston, TX?

In New Boston, TX the median home value sits at $175K. Against the broader TX market, that reads as reasonable for most investors.

Is New Boston, TX a good market for buy-and-hold investors?

The 2.0/5 investability rating in New Boston, TX reflects its $175K prices and $873/mo rents. Investors generally consider it a solid option within TX.

Should investors worry about vacancy in New Boston, TX?

Expect elevated vacancy in New Boston, TX. Rents at $873/mo are absorbed by the tenant base without meaningful lag.

How should investors approach New Boston, TX?

Investors who focus on careful cash-flow rentals with hands-on management typically do well in New Boston, TX. The numbers - $175K homes against $873/mo rents - support that play.

You know 75570 now. You don’t know where it ranks.

This page stays free — all of it. What one page can’t tell you is how 75570 compares to every other market. Investor ($19/mo) screens every U.S. ZIP by cap rate, the 1% rule, vacancy and landlord climate, and exports your shortlist.

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How 75570 ranks in Texarkana, TX-AR

Every ZIP in this metro, ranked. Free.

Cash Flow → Appreciation → Affordable →
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