Real Estate Investing in Campbell, Texas (75422)

Everything the listing leaves out — vacancy, rent trend, cap rate, landlord climate. All free.

Hunt County • Population: 2,913 • Data updated: September 2026

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Should you buy in 75422 (Campbell, TX)? Our answer, based on the numbers below.

🏠 For Homebuyers
MIXED
Grade C (58/100)

Mixed — home prices are stretched relative to local incomes. Run the math on your specific situation.

📈 For Investors
MIXED
3.0 / 5 (47/100)

A middle-of-the-road market. Workable, but the best opportunities may be nearby ZIPs rather than this one.

⚠️ Risks to Know
1 flag
  • Elevated vacancy: 11.1% vacancy may signal weakening demand.

• Modeled rent — no observed market rent for this ZIP; the figure is estimated from HUD fair-market rent.

What’s happening in Campbell, TX (75422)?

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3.0/ 5

Investability

Overall investment appeal

2.0/ 5

Appreciation

Long-term value growth

3.0/ 5

Cashflow ROI

Rental yield potential

Avg Home Value $360,647
Avg Monthly Rent $1,305
1% Rule ✗ Does Not Meet
Median Income $65,093
% Renters 21.7%

Market Analysis: 75422 Campbell

ZIP 75422 in Campbell, TX carries a sturdy set of headwinds. Home values near $361K and rents of $1,305/mo sit inside a market where underwriting has to be tight.

Rent of $1,305/mo on a $361K basis reads well until vacancy, delinquency, and capex enter the model. The honest cap rate in 75422 sits below the stated 0.0% once reality is priced in.

In the broader TX picture, 75422 is a reminder that not every low-priced ZIP is a value-add opportunity — some are simply distressed, and the difference matters.

Employment concentration in 75422 leans toward sectors with higher volatility. The demographic consequence is income fluctuation that investors need to factor into their pro forma.

The right play in 75422 usually involves deep tenant screening, aggressive delinquency response, and a conservative capex buffer. Anything less, and the discount can turn into a trap.

Explore the Data — Click a Tab Below
🏦 Current 30-yr Fixed Mortgage Rate: 6.76% as of Sep 10 Source: Freddie Mac PMMS

Here's what matters if you're considering buying a home in Campbell:

C+ Average
Buy Confidence Score: 60/100
Affordability
10/25
Appreciation
18/25
Stability
7/20
Timing
10/15
Rental backup
15/15
Affordability
Expensive
Homes cost 5.5× the median income
Value Trend
Stable (+0.6%)
How home values changed in the past year
Rental Backup
Strong
Could rent for $1,305/mo if you need to move
Market Conditions
COOL
More inventory, negotiating room for buyers
Bottom Line: Mixed signals in this market. Research specific properties carefully and be prepared to negotiate.
❄️
COOL MARKET
Dallas-Fort Worth-Arlington, TX Metro Area
More inventory, negotiating room for buyers
63 days
Average time to sell
Slow
11.2%
Listings with price cuts
Few Cuts
0.0%
Sale price vs asking
Below Ask
0.0%
Income needed for mortgage
Affordable
📅 Market conditions as of August 29, 2026 — updated weekly from Dallas-Fort Worth-Arlington, TX metro data

Market Trends

Home Value History (with trend line)

$389K$332K$274K$217K$160K$103KJan 2009Oct 2017Jul 2026

📊 How Does 75422 Compare?

Metric 75422 Campbell Dallas-Fort Worth-Arlington, TX Texas
Home Value $360,647 $360,647 N/A $297,000
5-Year CAGR 4.7% 4.7% N/A 5.4%
Avg Rent $1,305 $1,305 N/A -
Cap Rate 2.8% 2.8% - -
💡 Why Invest in 75422? Click to expand

With a 3/5 investability rating, this ZIP shows solid fundamentals for buy-and-hold investors.

📊 See where this ZIP ranks in our Best-of lists →
A great house in the wrong ZIP is still a bad deal — screen every market by cash flow & cap rate.
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Landlord Ground Truth

Real numbers from people who own or manage rentals in ZIP 75422 (Campbell, TX). Anonymous, moderated, never written by AI.

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Investability
Good
Cap Rate
2.8%
Low
5yr Growth
+4.7%
Moderate

📊 Market Snapshot

Home Value $360,647
Monthly Rent $1,305
Price-to-Rent 23.0:1
1% Rule ✗ Fails

💰 Return Metrics

Gross Yield 4.3%
Cap Rate 2.8%
5-Year IRR 7.5%

📈 Home Appreciation

1-Year +0.6% ▲
3-Year CAGR +0.5% ▲
5-Year CAGR +4.7% ▲
10-Year CAGR +8.1% ▲

🏠 Rent Trends

1-Year N/A
3-Year CAGR N/A
5-Year CAGR N/A
Negative Leverage — IRR / Tax Play Cap Rate: 2.8%  |  30yr Rate: 6.8%
Leverage reduces cash returns at current rates.

The current 30-yr mortgage rate (6.8%) exceeds the estimated cap rate (2.8%). Financing reduces your cash-on-cash return below the cap rate. Markets like this may still make sense as IRR plays — factoring in appreciation, depreciation, and a future refinance when rates drop.

Run an IRR Analysis →

⚠️ Risk Signals

Composite view of factors that can impact a ZIP's stability and your downside risk.

Vacancy
11.1%
Moderate risk
Landlord Climate
5.0/5
Friendly
Value Trend (5yr)
+4.7%
Stable
Eviction process: Fast Rent control: Favorable

Demographics in 75422

Population: 2,913

💰 Median Household Income
$65,093
This area
$65,093
State
$70,593
USA
$74,580
🏠 Renter Occupied
21.7%
This area
21.7%
State
29.5%
USA
34.0%
💼 Unemployment Rate
5.2%
This area
5.2%
State
-25.4%
USA
3.7%
🎓 College Educated
24.9%
This area
24.9%
State
-5.8%
USA
33.7%
👤 Median Age
46.6 years
This area
46.6 years
State
-3.7 years
USA
38.9 years
🏚️ Vacancy Rate
11.1%
This area
11.1%
State
18.3%
USA
10.5%
👥 Population by Ethnicity
White 88.8%
Other/Mixed 7.9%
Hispanic/Latino 4.9%
Asian 1.8%
Black/African American 1.6%
👶 Under 18
21.3%
This area
21.3%
USA
22.0%
👴 65 and Over
16.6%
This area
16.6%
USA
17.3%
📊 Poverty Rate
6.2%
This area
6.2%
USA
11.5%

Crime & Safety

🚧

Crime & Safety Data Coming Soon

We're integrating comprehensive crime statistics including violent crime rates, property crime, and safety scores to help you make informed investment decisions.

Expected: Q1 2025

🎓 Schools in 75422

A Avg School Grade
2 Schools
9.8:1 Avg Class Size
$16,614 Avg Per Pupil

Schools in This ZIP Code

A Very Good

CAMPBELL EL

📚 Pre-K – 05 Elementary
👥
153 Students
👨‍🏫
11.8:1 Class Size
💰
$16,614 Per Student
A Very Good

CAMPBELL H S

📚 06 – 12 High School
👥
134 Students
👨‍🏫
7.8:1 Class Size
💰
$16,614 Per Student
About Repit School Scores

Traditional school ratings rely heavily on standardized test scores, which often reflect family income more than school quality. Repit takes a different approach.

We evaluate schools based on factors that research shows actually impact educational outcomes:

  • Class Size — Smaller classes mean more individual attention
  • School Funding — Resources available for programs, staff, and facilities
  • Community Factors — Neighborhood characteristics that influence student success
  • School Environment — Size, type, and structure

Scores are updated annually using federal education data.

🎓 Nearby Colleges & Universities

2 Nearby 828 Off-Campus Students
C+
Texas A & M University-Commerce
12,013 students · 7.3 mi
C
Bella Cosmetology and Barber College
71 students · 10.3 mi

Investor Insight: With 828 students living off-campus nearby, this area has strong rental demand from the college population.

Frequently Asked Questions

What are rental rates like in Campbell, TX?

Campbell, TX rentals go for roughly $1,305/mo a month. That puts gross yield in solid territory relative to $361K acquisition costs.

How do home values compare in Campbell, TX?

The median home value in Campbell, TX is roughly $361K. That puts it reasonable relative to the TX statewide average.

Do rentals sit vacant long in Campbell, TX?

Campbell, TX vacancy trends elevated. Investors running standard buy-and-hold plays see reasonable downtime between tenants.

What approach is best for Campbell, TX real estate?

For Campbell, TX, careful cash-flow rentals with hands-on management is the standard investor playbook. The market structure makes it a reasonable default approach.

Is real estate in Campbell, TX a good investment right now?

Investors tracking Campbell, TX will find a 3.0/5 rating supported by $361K median home values and $1,305/mo rents. That profile suits long-term holders targeting measured returns.

You know 75422 now. You don’t know where it ranks.

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How 75422 ranks in Dallas-Fort Worth-Arlington, TX

Every ZIP in this metro, ranked. Free.

Cash Flow → Appreciation → Affordable →
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