Real Estate Investing in Greenville, Texas (75401)

Everything the listing leaves out — vacancy, rent trend, cap rate, landlord climate. All free.

Hunt County • Population: 21,904 • Data updated: September 2026

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Should you buy in 75401 (Greenville, TX)? Our answer, based on the numbers below.

🏠 For Homebuyers
MIXED
Grade C (66/100)

Mixed signals — some positives, some negatives. Worth considering but not a slam-dunk.

📈 For Investors
MIXED
3.0 / 5 (52/100)

A cash-flow market — rent-to-price math works from day one, though value growth is modest. Great for income-focused investors.

⚠️ Risks to Know
1 flag
  • Elevated vacancy: 10.0% vacancy may signal weakening demand.

What’s happening in Greenville, TX (75401)?

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3.0/ 5

Investability

Overall investment appeal

2.0/ 5

Appreciation

Long-term value growth

4.0/ 5

Cashflow ROI

Rental yield potential

Avg Home Value $201,694
Avg Monthly Rent $1,477
1% Rule ✗ Does Not Meet
Median Income $51,882
% Renters 47.4%

Market Analysis: 75401 Greenville

Investors eyeing 75401 need to respect the fundamentals at play. Home values of $202K come alongside slower price movement and elevated management overhead.

The investment case in 75401 is solid only for operators who understand what they are buying. A $202K median suggests accessibility, but management intensity, vacancy drift, and capex surprises are real.

Regionally, 75401 sits on the difficult end of the TX spectrum. The a viable market for read — for disciplined operators — is that pricing reflects the difficulty.

Demographically, 75401 is a market where tenant selection matters more than unit finishes. Operators who understand that tend to do fine; those who do not tend to learn why the ZIP trades at a discount.

The 75401 ZIP fits a narrow investor profile — hands-on, patient, and willing to accept that the cap rate on paper is not the cap rate in reality.

Explore the Data — Click a Tab Below
🏦 Current 30-yr Fixed Mortgage Rate: 6.76% as of Sep 10 Source: Freddie Mac PMMS

Here's what matters if you're considering buying a home in Greenville:

B Good
Buy Confidence Score: 71/100
Affordability
15/25
Appreciation
18/25
Stability
13/20
Timing
10/15
Rental backup
15/15
Affordability
Moderate
Homes cost 3.9× the median income
Value Trend
Declining (-1.3%)
How home values changed in the past year
Rental Backup
Strong
Could rent for $1,477/mo if you need to move
Market Conditions
COOL
More inventory, negotiating room for buyers
Bottom Line: Mixed signals in this market. Research specific properties carefully and be prepared to negotiate.
❄️
COOL MARKET
Dallas-Fort Worth-Arlington, TX Metro Area
More inventory, negotiating room for buyers
63 days
Average time to sell
Slow
11.2%
Listings with price cuts
Few Cuts
0.0%
Sale price vs asking
Below Ask
0.0%
Income needed for mortgage
Affordable
📅 Market conditions as of August 29, 2026 — updated weekly from Dallas-Fort Worth-Arlington, TX metro data
🏠

Property Strategy for 75401

Which property type performs best in this market?

Best for Cash Flow
2BR
8.4% cap rate
Best for Appreciation
2BR
+9.3% 5yr CAGR
Best Overall Value
2BR
$63,300/bedroom
📊 Compare All Property Types →
Type Median Value Est. Rent Cap Rate 5yr CAGR $/Bedroom
2BR $126,600 $1,480 8.4% +9.3% $63,300
3BR $209,649 $1,860 6.4% +7.6% $69,883
4BR $262,121 $2,370 6.5% +7.4% $65,530

Market Trends

Home Value History (with trend line)

$229K$192K$155K$117K$80K$42KJan 2009Oct 2017Jul 2026

Rent History (with trend line)

$1,499$1,436$1,372$1,308$1,245$1,181Mar 2023Nov 2024Jul 2026

📊 How Does 75401 Compare?

Metric 75401 Greenville Dallas-Fort Worth-Arlington, TX Texas
Home Value $201,694 $235,703 N/A $297,000
5-Year CAGR 3.7% 3.2% N/A 5.4%
Avg Rent $1,477 $1,534 N/A -
Cap Rate 5.7% 5.2% - -
💡 Why Invest in 75401? Click to expand

With a 3/5 investability rating, this ZIP shows solid fundamentals for buy-and-hold investors.

A healthy rental market with 47% renter-occupied households ensures tenant availability.

📊 See where this ZIP ranks in our Best-of lists →
A great house in the wrong ZIP is still a bad deal — screen every market by cash flow & cap rate.
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Landlord Ground Truth

Real numbers from people who own or manage rentals in ZIP 75401 (Greenville, TX). Anonymous, moderated, never written by AI.

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Investability
Good
Cap Rate
5.7%
Fair
5yr Growth
+3.7%
Moderate

📊 Market Snapshot

Home Value $201,694
Monthly Rent $1,477
Price-to-Rent 11.4:1
1% Rule ✗ Fails

💰 Return Metrics

Gross Yield 8.8%
Cap Rate 5.7%
5-Year IRR 9.5%

📈 Home Appreciation

1-Year -1.3% ▼
3-Year CAGR -1.4% ▼
5-Year CAGR +3.7% ▲
10-Year CAGR +10.4% ▲

🏠 Rent Trends

1-Year +3.5% ▲
3-Year CAGR +4.9% ▲
5-Year CAGR N/A
Negative Leverage — IRR / Tax Play Cap Rate: 5.7%  |  30yr Rate: 6.8%
Leverage reduces cash returns at current rates.

The current 30-yr mortgage rate (6.8%) exceeds the estimated cap rate (5.7%). Financing reduces your cash-on-cash return below the cap rate. Markets like this may still make sense as IRR plays — factoring in appreciation, depreciation, and a future refinance when rates drop.

Run an IRR Analysis →

⚠️ Risk Signals

Composite view of factors that can impact a ZIP's stability and your downside risk.

Vacancy
10.0%
Moderate risk
Landlord Climate
5.0/5
Friendly
Value Trend (5yr)
+3.7%
Stable
Eviction process: Fast Rent control: Favorable

Demographics in 75401

Population: 21,904

💰 Median Household Income
$51,882
This area
$51,882
State
$70,593
USA
$74,580
🏠 Renter Occupied
47.4%
This area
47.4%
State
29.5%
USA
34.0%
💼 Unemployment Rate
4.3%
This area
4.3%
State
-25.4%
USA
3.7%
🎓 College Educated
12.9%
This area
12.9%
State
-5.8%
USA
33.7%
👤 Median Age
36.2 years
This area
36.2 years
State
-3.7 years
USA
38.9 years
🏚️ Vacancy Rate
10.0%
This area
10.0%
State
18.3%
USA
10.5%
👥 Population by Ethnicity
White 62.7%
Other/Mixed 23.9%
Hispanic/Latino 20.5%
Black/African American 13.1%
Asian 0.3%
👶 Under 18
25.0%
This area
25.0%
USA
22.0%
👴 65 and Over
16.1%
This area
16.1%
USA
17.3%
📊 Poverty Rate
11.9%
This area
11.9%
USA
11.5%

Crime & Safety

🚧

Crime & Safety Data Coming Soon

We're integrating comprehensive crime statistics including violent crime rates, property crime, and safety scores to help you make informed investment decisions.

Expected: Q1 2025

🎓 Schools in 75401

B Avg School Grade
8 Schools
14.8:1 Avg Class Size
$13,251 Avg Per Pupil

Schools in This ZIP Code

B+ Above Average

CARVER EL

📚 K – 04 Elementary
👥
538 Students
👨‍🏫
14.3:1 Class Size
💰
$13,251 Per Student
B+ Above Average

GREENVILLE MIDDLE

📚 07 – 08 Middle
👥
718 Students
👨‍🏫
13.6:1 Class Size
💰
$13,251 Per Student
B+ Above Average

L P WATERS EARLY CHILDHOOD CENTER

📚 Grade PK Elementary
👥
394 Students
👨‍🏫
15.0:1 Class Size
💰
$13,251 Per Student
B+ Above Average

TRAVIS INT

📚 05 – 06 School
👥
734 Students
👨‍🏫
14.0:1 Class Size
💰
$13,251 Per Student
B+ Above Average

CROCKETT EL

📚 K – 04 Elementary
👥
229 Students
👨‍🏫
14.8:1 Class Size
💰
$13,251 Per Student
B Good

KATHERINE G JOHNSON STEM ACADEMY

📚 K – 04 Elementary
👥
81 Students
👨‍🏫
9.3:1 Class Size
💰
$13,251 Per Student
B Good

LAMAR EL

📚 K – 04 Elementary
👥
509 Students
👨‍🏫
15.0:1 Class Size
💰
$13,251 Per Student
D Needs Improvement

GREENVILLE ALTERNATIVE EDUCATIONAL PROGRAM

📚 06 – 12 High School
👥
49 Students
👨‍🏫
22.1:1 Class Size
💰
$13,251 Per Student
About Repit School Scores

Traditional school ratings rely heavily on standardized test scores, which often reflect family income more than school quality. Repit takes a different approach.

We evaluate schools based on factors that research shows actually impact educational outcomes:

  • Class Size — Smaller classes mean more individual attention
  • School Funding — Resources available for programs, staff, and facilities
  • Community Factors — Neighborhood characteristics that influence student success
  • School Environment — Size, type, and structure

Scores are updated annually using federal education data.

🎓 Nearby Colleges & Universities

3 Nearby 828 Off-Campus Students
C
Bella Cosmetology and Barber College
71 students · 4.5 mi
C
Redeemers University North America
60 students · 7.6 mi
C+
Texas A & M University-Commerce
12,013 students · 12.8 mi

Investor Insight: With 828 students living off-campus nearby, this area has strong rental demand from the college population.

Frequently Asked Questions

How qualified is the tenant pool in Greenville, TX?

The tenant pool in Greenville, TX is solid, supported by local employment and population fundamentals. Rents of $1,477/mo are well-absorbed by the market.

Which investment style suits Greenville, TX?

A careful cash-flow rentals with hands-on management strategy Greenville, TX best. The market produces stable results for that approach at the $202K price point.

Where do home prices stand in Greenville, TX?

Greenville, TX median home values land near $202K. That is reasonable territory for investors looking at $1,477/mo-per-month rentals.

Is Greenville, TX good for landlords?

Greenville, TX falls under TX landlord-tenant law, which is landlord-friendly. That backdrop makes day-to-day property management reasonable.

Are there empty rentals in Greenville, TX?

Vacancy in Greenville, TX is elevated, which keeps landlord downtime on reasonable timelines. Most properties lease within the standard window at $1,477/mo.

You know 75401 now. You don’t know where it ranks.

This page stays free — all of it. What one page can’t tell you is how 75401 compares to every other market. Investor ($19/mo) screens every U.S. ZIP by cap rate, the 1% rule, vacancy and landlord climate, and exports your shortlist.

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How 75401 ranks in Dallas-Fort Worth-Arlington, TX

Every ZIP in this metro, ranked. Free.

Cash Flow → Appreciation → Affordable →
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