Real Estate Investing in Stonewall, Oklahoma (74871)
Everything the listing leaves out — vacancy, rent trend, cap rate, landlord climate. All free.
Should you buy in 74871 (Stonewall, OK)? Our answer, based on the numbers below.
Mixed signals — some positives, some negatives. Worth considering but not a slam-dunk.
A middle-of-the-road market. Workable, but the best opportunities may be nearby ZIPs rather than this one.
- High vacancy: 13.5% of homes vacant — above national norms.
• Modeled rent — no observed market rent for this ZIP; the figure is estimated from HUD fair-market rent.
What’s happening in Stonewall, OK (74871)?
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Market Analysis: 74871 Stonewall
This part of Pontotoc County is not an easy win. The 74871 ZIP registers softness in key indicators, and the playbook that works in cleaner markets often stalls here.
Rent of $846/mo on a $215K basis reads well until vacancy, delinquency, and capex enter the model. The honest cap rate in 74871 sits below the stated 0.0% once reality is priced in.
Regionally, 74871 sits on the difficult end of the OK spectrum. The a viable market for read — for disciplined operators — is that pricing reflects the difficulty.
Demographically, 74871 is a market where tenant selection matters more than unit finishes. Operators who understand that tend to do fine; those who do not tend to learn why the ZIP trades at a discount.
New investors are better served looking at Stonewall's stable or hybrid ZIPs before stepping into 74871. The learning curve here is expensive when the lesson is wrong.
Here's what matters if you're considering buying a home in Stonewall:
Market Trends
Home Value History (with trend line)
📊 How Does 74871 Compare?
| Metric | 74871 | Stonewall | Ada, OK | Oklahoma |
|---|---|---|---|---|
| Home Value | $214,979 | $214,979 | N/A | $214,563 |
| 5-Year CAGR | 4.8% | 4.8% | N/A | 6.9% |
| Avg Rent | $846 | $846 | N/A | - |
| Cap Rate | 3.1% | 3.1% | - | - |
Similar ZIPs Within 25 Miles
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Landlord Ground Truth
Real numbers from people who own or manage rentals in ZIP 74871 (Stonewall, OK). Anonymous, moderated, never written by AI.
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📊 Market Snapshot
| Home Value | $214,979 |
| Monthly Rent | $846 |
| Price-to-Rent | 21.2:1 |
| 1% Rule | ✗ Fails |
💰 Return Metrics
| Gross Yield | 4.7% |
| Cap Rate | 3.1% |
| 5-Year IRR | 7.9% |
📈 Home Appreciation
| 1-Year | +7.8% ▲ |
| 3-Year CAGR | +0.8% ▲ |
| 5-Year CAGR | +4.8% ▲ |
| 10-Year CAGR | +6.3% ▲ |
🏠 Rent Trends
| 1-Year | N/A |
| 3-Year CAGR | N/A |
| 5-Year CAGR | N/A |
The current 30-yr mortgage rate (6.8%) exceeds the estimated cap rate (3.1%). Financing reduces your cash-on-cash return below the cap rate. Markets like this may still make sense as IRR plays — factoring in appreciation, depreciation, and a future refinance when rates drop.
Run an IRR Analysis →⚠️ Risk Signals
Composite view of factors that can impact a ZIP's stability and your downside risk.
Demographics in 74871
Population: 2,174
Crime & Safety
Crime & Safety Data Coming Soon
We're integrating comprehensive crime statistics including violent crime rates, property crime, and safety scores to help you make informed investment decisions.
Expected: Q1 2025
🎓 Schools in 74871
Schools in This ZIP Code
About Repit School Scores
Traditional school ratings rely heavily on standardized test scores, which often reflect family income more than school quality. Repit takes a different approach.
We evaluate schools based on factors that research shows actually impact educational outcomes:
- Class Size — Smaller classes mean more individual attention
- School Funding — Resources available for programs, staff, and facilities
- Community Factors — Neighborhood characteristics that influence student success
- School Environment — Size, type, and structure
Scores are updated annually using federal education data.
🎓 Nearby Colleges & Universities
Frequently Asked Questions
How tight is the rental market in Stonewall, OK?
Vacancy risk in Stonewall, OK is elevated. That supports reliable cash flow for typical rental holds.
What is the investability score for Stonewall, OK?
Yes - Stonewall, OK a 3.0/5 investability score. With $215K home prices against $846/mo monthly rent, the market delivers a reasonable entry point for new investors.
How much does a house cost in Stonewall, OK?
Homes in Stonewall, OK typically sell near $215K. Prices have moved at a 0.0% 5-year CAGR, which steady long-term demand.
Is Stonewall, OK a good market for FHA house hackers?
Stonewall, OK offers a challenging house-hacking opportunity. Small multifamily or rent-by-the-room plays can pair well with the $846/mo rent level.
Is it easy to find good tenants in Stonewall, OK?
Tenant demand in Stonewall, OK is solid. The local workforce $846/mo rents across most rental classes.
You know 74871 now. You don’t know where it ranks.
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Community Ratings
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