Real Estate Investing in Tupelo, Oklahoma (74572)

Everything the listing leaves out — vacancy, rent trend, cap rate, landlord climate. All free.

Coal County • Population: 806 • Data updated: September 2026

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Should you buy in 74572 (Tupelo, OK)? Our answer, based on the numbers below.

🏠 For Homebuyers
GOOD FIT
Grade B (75/100)

Solid choice — values are growing steadily and the market is stable enough to buy with confidence.

📈 For Investors
MIXED
3.0 / 5 (57/100)

A middle-of-the-road market. Workable, but the best opportunities may be nearby ZIPs rather than this one.

⚠️ Risks to Know
1 flag
  • High vacancy: 14.2% of homes vacant — above national norms.

• Limited market data — this is a very small market; averages are built from few observations and can swing widely. • Modeled rent — no observed market rent for this ZIP; the figure is estimated from HUD fair-market rent.

What’s happening in Tupelo, OK (74572)?

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3.0/ 5

Investability

Overall investment appeal

3.0/ 5

Appreciation

Long-term value growth

5.0/ 5

Cashflow ROI

Rental yield potential

Avg Home Value $116,090
Avg Monthly Rent $1,080
1% Rule ✗ Does Not Meet
Median Income $42,333
% Renters 17.9%

Market Analysis: 74572 Tupelo

Investors eyeing 74572 need to respect the fundamentals at play. Home values of $116K come alongside slower price movement and elevated management overhead.

Distressed does not mean uninvestable. It means the margin for error is thinner. ZIP 74572 rewards the prepared, punishes the overconfident, and leaves the math unchanged either way.

On balance, 74572 offers a low basis, the region around Tupelo has moved on in ways that the ZIP itself has not fully absorbed. The result is a discount with genuine reasons.

The 74572 ZIP's population of 806 has faced economic pressure over the last decade. That pressure shows up in rent delinquency patterns that reports the need for careful underwriting.

New investors are better served looking at Tupelo's stable or hybrid ZIPs before stepping into 74572. The learning curve here is expensive when the lesson is wrong.

Explore the Data — Click a Tab Below
🏦 Current 30-yr Fixed Mortgage Rate: 6.76% as of Sep 10 Source: Freddie Mac PMMS

Here's what matters if you're considering buying a home in Tupelo:

B Good
Buy Confidence Score: 72/100
Affordability
20/25
Appreciation
22/25
Stability
7/20
Timing
8/15
Rental backup
15/15
Affordability
Affordable
Homes cost 2.7× the median income
Value Trend
Rising (+9.5%)
How home values changed in the past year
Rental Backup
Strong
Could rent for $1,080/mo if you need to move
Market Conditions
BALANCED
Even conditions for buyers and sellers
Bottom Line: Mixed signals in this market. Research specific properties carefully and be prepared to negotiate.

Market Trends

Home Value History (with trend line)

$122K$108K$94K$81K$67K$53KFeb 2016May 2021Jul 2026

📊 How Does 74572 Compare?

Metric 74572 Tupelo Oklahoma
Home Value $116,090 $116,090 $214,563
5-Year CAGR 5.3% 5.3% 6.9%
Avg Rent $1,080 $1,080 -
Cap Rate 7.3% 7.3% -
💡 Why Invest in 74572? Click to expand

With a 3/5 investability rating, this ZIP shows solid fundamentals for buy-and-hold investors.

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Landlord Ground Truth

Real numbers from people who own or manage rentals in ZIP 74572 (Tupelo, OK). Anonymous, moderated, never written by AI.

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Investability
Good
Cap Rate
7.3%
Good
5yr Growth
+5.3%
Moderate

📊 Market Snapshot

Home Value $116,090
Monthly Rent $1,080
Price-to-Rent 9.0:1
1% Rule ✗ Fails

💰 Return Metrics

Gross Yield 11.2%
Cap Rate 7.3%
5-Year IRR 12.5%

📈 Home Appreciation

1-Year +9.5% ▲
3-Year CAGR +3.8% ▲
5-Year CAGR +5.3% ▲
10-Year CAGR +6.5% ▲

🏠 Rent Trends

1-Year N/A
3-Year CAGR N/A
5-Year CAGR N/A
Neutral Leverage Cap Rate: 7.3%  |  30yr Rate: 6.8%
Leverage is roughly neutral here.

The current 30-yr mortgage rate (6.8%) is close to the estimated cap rate (7.3%). Financing this market at current rates produces a cash-on-cash return near the cap rate. Appreciation and tax benefits may still support the investment.

⚠️ Risk Signals

Composite view of factors that can impact a ZIP's stability and your downside risk.

Vacancy
14.2%
Moderate risk
Landlord Climate
5.0/5
Friendly
Value Trend (5yr)
+5.3%
Stable
Eviction process: Moderate Rent control: Favorable

Demographics in 74572

Population: 806

💰 Median Household Income
$42,333
This area
$42,333
State
$58,994
USA
$74,580
🏠 Renter Occupied
17.9%
This area
17.9%
State
25.6%
USA
34.0%
💼 Unemployment Rate
2.3%
This area
2.3%
State
-1.8%
USA
3.7%
🎓 College Educated
11.3%
This area
11.3%
State
14.2%
USA
33.7%
👤 Median Age
39.3 years
This area
39.3 years
State
30.2 years
USA
38.9 years
🏚️ Vacancy Rate
14.2%
This area
14.2%
State
20.2%
USA
10.5%
👥 Population by Ethnicity
White 70.5%
Other/Mixed 29.6%
Hispanic/Latino 2.4%
👶 Under 18
19.6%
This area
19.6%
USA
22.0%
👴 65 and Over
14.5%
This area
14.5%
USA
17.3%
📊 Poverty Rate
9.4%
This area
9.4%
USA
11.5%

Crime & Safety

🚧

Crime & Safety Data Coming Soon

We're integrating comprehensive crime statistics including violent crime rates, property crime, and safety scores to help you make informed investment decisions.

Expected: Q1 2025

🎓 Schools in 74572

B+ Avg School Grade
2 Schools
12.2:1 Avg Class Size
$15,417 Avg Per Pupil

Schools in This ZIP Code

B+ Above Average

TUPELO HS

📚 09 – 12 High School
👥
78 Students
👨‍🏫
10.1:1 Class Size
💰
$15,417 Per Student
B+ Above Average

TUPELO ES

📚 Pre-K – 08 School
👥
163 Students
👨‍🏫
14.3:1 Class Size
💰
$15,417 Per Student
About Repit School Scores

Traditional school ratings rely heavily on standardized test scores, which often reflect family income more than school quality. Repit takes a different approach.

We evaluate schools based on factors that research shows actually impact educational outcomes:

  • Class Size — Smaller classes mean more individual attention
  • School Funding — Resources available for programs, staff, and facilities
  • Community Factors — Neighborhood characteristics that influence student success
  • School Environment — Size, type, and structure

Scores are updated annually using federal education data.

Frequently Asked Questions

What is the tenant pool like in Tupelo, OK?

Tupelo, OK offers a reliable renter base at the $1,080/mo rent level. Tenant turnover is reasonable for well-managed properties.

How do landlord-tenant laws work in Tupelo, OK?

Tupelo, OK operates under OK law, which is landlord-friendly overall for landlords. Expect measured treatment in typical lease and eviction cases.

What is the typical home price in Tupelo, OK?

Tupelo, OK median home values land near $116K. That is reasonable territory for investors looking at $1,080/mo-per-month rentals.

How quickly do rentals get leased in Tupelo, OK?

Tupelo, OK vacancy trends elevated. Investors running standard buy-and-hold plays see reasonable downtime between tenants.

Is Tupelo, OK a good market for FHA house hackers?

For house hackers, Tupelo, OK is a challenging. The $1,080/mo rent on a unit helps defray the mortgage on a $116K property.

You know 74572 now. You don’t know where it ranks.

This page stays free — all of it. What one page can’t tell you is how 74572 compares to every other market. Investor ($19/mo) screens every U.S. ZIP by cap rate, the 1% rule, vacancy and landlord climate, and exports your shortlist.

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