Real Estate Investing in Eufaula, Oklahoma (74432)
Everything the listing leaves out — vacancy, rent trend, cap rate, landlord climate. All free.
Should you buy in 74432 (Eufaula, OK)? Our answer, based on the numbers below.
Proceed carefully. Weak appreciation or affordability makes this a harder case for most buyers.
A middle-of-the-road market. Workable, but the best opportunities may be nearby ZIPs rather than this one.
- High vacancy: 38.9% of homes vacant — above national norms.
• Modeled rent — no observed market rent for this ZIP; the figure is estimated from HUD fair-market rent.
What’s happening in Eufaula, OK (74432)?
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Market Analysis: 74432 Eufaula
The 74432 ZIP in Eufaula, OK is a local-operator market. Outside capital chasing a $219K entry has to pair deep knowledge with the discount.
The investment case in 74432 is significant only for operators who understand what they are buying. A $219K median suggests accessibility, but management intensity, vacancy drift, and capex surprises are real.
Nearby ZIPs in Eufaula have seen price recovery that 74432 has not matched. McIntosh County data supports the view that the spread is structural rather than temporary.
Who lives in 74432 is part of why the ZIP is priced as it is. The demographic profile requires hands-on management, tight screening, and local knowledge.
Strategy in 74432 is an operator game, not a passive one. Meanwhile, entry prices of $219K are inviting, the management lift is real and non-optional.
Here's what matters if you're considering buying a home in Eufaula:
Property Strategy for 74432
Which property type performs best in this market?
📊 Compare All Property Types →
| Type | Median Value | Est. Rent | Cap Rate | 5yr CAGR | $/Bedroom |
|---|---|---|---|---|---|
| 1BR | $75,404 | $760 | 7.3% | +5.3% | $75,404 |
| 2BR | $152,901 | $940 | 4.4% | +9.7% | $76,450 |
| 3BR | $243,254 | $1,290 | 3.8% | +9.0% | $81,085 |
| 4BR | $472,149 | $1,400 | 2.1% | +7.3% | $118,037 |
Market Trends
Home Value History (with trend line)
📊 How Does 74432 Compare?
| Metric | 74432 | Eufaula | McAlester, OK | Oklahoma |
|---|---|---|---|---|
| Home Value | $219,049 | $219,049 | N/A | $214,563 |
| 5-Year CAGR | 6.0% | 6.0% | N/A | 6.9% |
| Avg Rent | $846 | $846 | N/A | - |
| Cap Rate | 3.0% | 3.0% | - | - |
Similar ZIPs Within 25 Miles
Compare other nearby markets to see if a neighbor offers a better fit.
Landlord Ground Truth
Real numbers from people who own or manage rentals in ZIP 74432 (Eufaula, OK). Anonymous, moderated, never written by AI.
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📊 Market Snapshot
| Home Value | $219,049 |
| Monthly Rent | $846 |
| Price-to-Rent | 21.6:1 |
| 1% Rule | ✗ Fails |
💰 Return Metrics
| Gross Yield | 4.6% |
| Cap Rate | 3.0% |
| 5-Year IRR | 9.0% |
📈 Home Appreciation
| 1-Year | +4.0% ▲ |
| 3-Year CAGR | +2.3% ▲ |
| 5-Year CAGR | +6.0% ▲ |
| 10-Year CAGR | +6.6% ▲ |
🏠 Rent Trends
| 1-Year | N/A |
| 3-Year CAGR | N/A |
| 5-Year CAGR | N/A |
The current 30-yr mortgage rate (6.8%) exceeds the estimated cap rate (3.0%). Financing reduces your cash-on-cash return below the cap rate. Markets like this may still make sense as IRR plays — factoring in appreciation, depreciation, and a future refinance when rates drop.
Run an IRR Analysis →⚠️ Risk Signals
Composite view of factors that can impact a ZIP's stability and your downside risk.
Demographics in 74432
Population: 9,793
Crime & Safety
Crime & Safety Data Coming Soon
We're integrating comprehensive crime statistics including violent crime rates, property crime, and safety scores to help you make informed investment decisions.
Expected: Q1 2025
🎓 Schools in 74432
Schools in This ZIP Code
About Repit School Scores
Traditional school ratings rely heavily on standardized test scores, which often reflect family income more than school quality. Repit takes a different approach.
We evaluate schools based on factors that research shows actually impact educational outcomes:
- Class Size — Smaller classes mean more individual attention
- School Funding — Resources available for programs, staff, and facilities
- Community Factors — Neighborhood characteristics that influence student success
- School Environment — Size, type, and structure
Scores are updated annually using federal education data.
Frequently Asked Questions
Is it easy to find good tenants in Eufaula, OK?
Tenant demand in Eufaula, OK is solid. The local workforce $846/mo rents across most rental classes.
Is Eufaula, OK a good place for real estate investing?
Eufaula, OK reflects an investability rating of 3.0/5, with median home values near $219K and average rents around $846/mo. That combination puts it in the sturdy tier for investor interest.
How strict are landlord regulations in Eufaula, OK?
Eufaula, OK operates under OK law, which is landlord-friendly overall for landlords. Expect reliable treatment in typical lease and eviction cases.
What do rentals go for in Eufaula, OK?
Average rent in Eufaula, OK is approximately $846/mo per month. Against $219K home values that yields a reasonable rent-to-price ratio.
Is house hacking profitable in Eufaula, OK?
House hacking works a challenging in Eufaula, OK. Rents of $846/mo against $219K acquisition make the strategy solid for owner-occupants.
You know 74432 now. You don’t know where it ranks.
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How 74432 ranks in McAlester, OK
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