Real Estate Investing in Adair, Oklahoma (74330)

Everything the listing leaves out — vacancy, rent trend, cap rate, landlord climate. All free.

Mayes County • Population: 2,471 • Data updated: September 2026

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Should you buy in 74330 (Adair, OK)? Our answer, based on the numbers below.

🏠 For Homebuyers
MIXED
Grade C (60/100)

Mixed signals — some positives, some negatives. Worth considering but not a slam-dunk.

📈 For Investors
MIXED
3.0 / 5 (47/100)

A middle-of-the-road market. Workable, but the best opportunities may be nearby ZIPs rather than this one.

⚠️ Risks to Know
1 flag
  • High vacancy: 20.9% of homes vacant — above national norms.

• Modeled rent — no observed market rent for this ZIP; the figure is estimated from HUD fair-market rent.

What’s happening in Adair, OK (74330)?

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3.0/ 5

Investability

Overall investment appeal

2.0/ 5

Appreciation

Long-term value growth

3.0/ 5

Cashflow ROI

Rental yield potential

Avg Home Value $253,407
Avg Monthly Rent $864
1% Rule ✗ Does Not Meet
Median Income $72,794
% Renters 16.2%

Market Analysis: 74330 Adair

The 74330 ZIP in Adair, OK is a local-operator market. Outside capital chasing a $253K entry has to pair deep knowledge with the discount.

Rent of $864/mo on a $253K basis reads well until vacancy, delinquency, and capex enter the model. The honest cap rate in 74330 sits below the stated 0.0% once reality is priced in.

Within OK, ZIP 74330 trails on several market indicators that neighboring Mayes County submarkets outperform. The gap is real and significant enough to shape underwriting.

The 74330 ZIP's population of 2,471 has faced economic pressure over the last decade. That pressure shows up in rent delinquency patterns that posts the need for careful underwriting.

The 74330 ZIP fits a narrow investor profile — hands-on, patient, and willing to accept that the cap rate on paper is not the cap rate in reality.

Explore the Data — Click a Tab Below
🏦 Current 30-yr Fixed Mortgage Rate: 6.76% as of Sep 10 Source: Freddie Mac PMMS

Here's what matters if you're considering buying a home in Adair:

C+ Average
Buy Confidence Score: 68/100
Affordability
20/25
Appreciation
18/25
Stability
7/20
Timing
8/15
Rental backup
15/15
Affordability
Moderate
Homes cost 3.5× the median income
Value Trend
Rising (+3.1%)
How home values changed in the past year
Rental Backup
Strong
Could rent for $864/mo if you need to move
Market Conditions
BALANCED
Even conditions for buyers and sellers
Bottom Line: Mixed signals in this market. Research specific properties carefully and be prepared to negotiate.
🏠

Property Strategy for 74330

Which property type performs best in this market?

Best for Cash Flow
2BR
3.7% cap rate
Best for Appreciation
4BR
+8.8% 5yr CAGR
Best Overall Value
3BR
$85,524/bedroom
📊 Compare All Property Types →
Type Median Value Est. Rent Cap Rate 5yr CAGR $/Bedroom
2BR $184,538 $960 3.7% +8.2% $92,269
3BR $256,572 $1,260 3.5% +8.3% $85,524
4BR $403,485 $1,440 2.6% +8.8% $100,871

Market Trends

Home Value History (with trend line)

$266K$234K$202K$170K$138K$105KMar 2006May 2016Jul 2026

📊 How Does 74330 Compare?

Metric 74330 Adair Oklahoma
Home Value $253,407 $253,407 $214,563
5-Year CAGR 4.3% 4.3% 6.9%
Avg Rent $864 $864 -
Cap Rate 2.7% 2.7% -
💡 Why Invest in 74330? Click to expand

With a 3/5 investability rating, this ZIP shows solid fundamentals for buy-and-hold investors.

📊 See where this ZIP ranks in our Best-of lists →
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Landlord Ground Truth

Real numbers from people who own or manage rentals in ZIP 74330 (Adair, OK). Anonymous, moderated, never written by AI.

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Investability
Good
Cap Rate
2.7%
Low
5yr Growth
+4.3%
Moderate

📊 Market Snapshot

Home Value $253,407
Monthly Rent $864
Price-to-Rent 24.4:1
1% Rule ✗ Fails

💰 Return Metrics

Gross Yield 4.1%
Cap Rate 2.7%
5-Year IRR 7.0%

📈 Home Appreciation

1-Year +3.1% ▲
3-Year CAGR +2.0% ▲
5-Year CAGR +4.3% ▲
10-Year CAGR +6.4% ▲

🏠 Rent Trends

1-Year N/A
3-Year CAGR N/A
5-Year CAGR N/A
Negative Leverage — IRR / Tax Play Cap Rate: 2.7%  |  30yr Rate: 6.8%
Leverage reduces cash returns at current rates.

The current 30-yr mortgage rate (6.8%) exceeds the estimated cap rate (2.7%). Financing reduces your cash-on-cash return below the cap rate. Markets like this may still make sense as IRR plays — factoring in appreciation, depreciation, and a future refinance when rates drop.

Run an IRR Analysis →

⚠️ Risk Signals

Composite view of factors that can impact a ZIP's stability and your downside risk.

Vacancy
20.9%
Elevated risk
Landlord Climate
5.0/5
Friendly
Value Trend (5yr)
+4.3%
Stable
Eviction process: Moderate Rent control: Favorable

Demographics in 74330

Population: 2,471

💰 Median Household Income
$72,794
This area
$72,794
State
$58,994
USA
$74,580
🏠 Renter Occupied
16.2%
This area
16.2%
State
25.6%
USA
34.0%
💼 Unemployment Rate
0.9%
This area
0.9%
State
-1.8%
USA
3.7%
🎓 College Educated
16.5%
This area
16.5%
State
14.2%
USA
33.7%
👤 Median Age
45.4 years
This area
45.4 years
State
30.2 years
USA
38.9 years
🏚️ Vacancy Rate
20.9%
This area
20.9%
State
20.2%
USA
10.5%
👥 Population by Ethnicity
White 70.4%
Other/Mixed 29.6%
Hispanic/Latino 1.3%
👶 Under 18
24.5%
This area
24.5%
USA
22.0%
👴 65 and Over
25.4%
This area
25.4%
USA
17.3%
📊 Poverty Rate
15.0%
This area
15.0%
USA
11.5%

Crime & Safety

🚧

Crime & Safety Data Coming Soon

We're integrating comprehensive crime statistics including violent crime rates, property crime, and safety scores to help you make informed investment decisions.

Expected: Q1 2025

🎓 Schools in 74330

B Avg School Grade
3 Schools
14.8:1 Avg Class Size
$11,226 Avg Per Pupil

Schools in This ZIP Code

B+ Above Average

ADAIR HS

📚 09 – 12 High School
👥
286 Students
👨‍🏫
14.6:1 Class Size
💰
$11,226 Per Student
B+ Above Average

ADAIR MS

📚 06 – 08 Middle
👥
251 Students
👨‍🏫
14.0:1 Class Size
💰
$11,226 Per Student
B Good

BERNITA HUGHES ES

📚 Pre-K – 05 Elementary
👥
505 Students
👨‍🏫
15.8:1 Class Size
💰
$11,226 Per Student
About Repit School Scores

Traditional school ratings rely heavily on standardized test scores, which often reflect family income more than school quality. Repit takes a different approach.

We evaluate schools based on factors that research shows actually impact educational outcomes:

  • Class Size — Smaller classes mean more individual attention
  • School Funding — Resources available for programs, staff, and facilities
  • Community Factors — Neighborhood characteristics that influence student success
  • School Environment — Size, type, and structure

Scores are updated annually using federal education data.

🎓 Nearby Colleges & Universities

1 Nearby 818 Off-Campus Students
C+
Northeast Technology Center
1,340 students · 10.3 mi

Investor Insight: With 818 students living off-campus nearby, this area has strong rental demand from the college population.

Frequently Asked Questions

Is it easy to find good tenants in Adair, OK?

The renter base in Adair, OK is reasonable for the $864/mo price point. Screening well and pricing to market typically yields predictable tenants.

What does house hacking look like in Adair, OK?

For house hackers, Adair, OK is a challenging. The $864/mo rent on a unit helps defray the mortgage on a $253K property.

Are homes affordable in Adair, OK?

Adair, OK median home values land near $253K. That is reasonable territory for investors looking at $864/mo-per-month rentals.

Is Adair, OK a friendly market for rental owners?

For rental operators, Adair, OK rates as landlord-friendly. The regulatory environment standard buy-and-hold operations.

What is the average monthly rent in Adair, OK?

Rent in Adair, OK is around $864/mo. The resulting rent-to-value relationship with $253K pricing is reasonable for most investor models.

You know 74330 now. You don’t know where it ranks.

This page stays free — all of it. What one page can’t tell you is how 74330 compares to every other market. Investor ($19/mo) screens every U.S. ZIP by cap rate, the 1% rule, vacancy and landlord climate, and exports your shortlist.

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