Real Estate Investing in Vinita, Oklahoma (74301)

Everything the listing leaves out — vacancy, rent trend, cap rate, landlord climate. All free.

Craig County • Population: 11,126 • Data updated: September 2026

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Should you buy in 74301 (Vinita, OK)? Our answer, based on the numbers below.

🏠 For Homebuyers
MIXED
Grade C (65/100)

Mixed signals — some positives, some negatives. Worth considering but not a slam-dunk.

📈 For Investors
MIXED
3.0 / 5 (47/100)

A middle-of-the-road market. Workable, but the best opportunities may be nearby ZIPs rather than this one.

⚠️ Risks to Know
1 flag
  • High vacancy: 18.7% of homes vacant — above national norms.

• Modeled rent — no observed market rent for this ZIP; the figure is estimated from HUD fair-market rent.

What’s happening in Vinita, OK (74301)?

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3.0/ 5

Investability

Overall investment appeal

3.0/ 5

Appreciation

Long-term value growth

3.0/ 5

Cashflow ROI

Rental yield potential

Avg Home Value $191,797
Avg Monthly Rent $891
1% Rule ✗ Does Not Meet
Median Income $47,889
% Renters 32.7%

Market Analysis: 74301 Vinita

ZIP 74301 in Vinita, OK carries a significant set of headwinds. Home values near $192K and rents of $891/mo sit inside a market where underwriting has to be tight.

The investment case in 74301 is substantial only for operators who understand what they are buying. A $192K median suggests accessibility, but management intensity, vacancy drift, and capex surprises are real.

Nearby ZIPs in Vinita have seen price recovery that 74301 has not matched. Craig County data supports the view that the spread is structural rather than temporary.

Employment concentration in 74301 leans toward sectors with higher volatility. The demographic consequence is income fluctuation that investors need to factor into their pro forma.

Strategically, 74301 can be a high-return sleeve of a diversified portfolio — but it should not be the whole portfolio, and it should not be someone's first deal.

Explore the Data — Click a Tab Below
🏦 Current 30-yr Fixed Mortgage Rate: 6.76% as of Sep 10 Source: Freddie Mac PMMS

Here's what matters if you're considering buying a home in Vinita:

B Good
Buy Confidence Score: 74/100
Affordability
15/25
Appreciation
25/25
Stability
11/20
Timing
8/15
Rental backup
15/15
Affordability
Moderate
Homes cost 4× the median income
Value Trend
Rising (+8.2%)
How home values changed in the past year
Rental Backup
Strong
Could rent for $891/mo if you need to move
Market Conditions
BALANCED
Even conditions for buyers and sellers
Bottom Line: Mixed signals in this market. Research specific properties carefully and be prepared to negotiate.
🏠

Property Strategy for 74301

Which property type performs best in this market?

Best for Cash Flow
1BR
7.2% cap rate
Best for Appreciation
3BR
+9.3% 5yr CAGR
Best Overall Value
2BR
$52,540/bedroom
📊 Compare All Property Types →
Type Median Value Est. Rent Cap Rate 5yr CAGR $/Bedroom
1BR $75,523 $750 7.2% +7.3% $75,523
2BR $105,079 $990 6.8% +9.3% $52,540
3BR $208,641 $1,210 4.2% +9.3% $69,547
4BR $319,778 $1,380 3.1% +8.5% $79,945

Market Trends

Home Value History (with trend line)

$204K$177K$149K$121K$93K$65KMar 2006May 2016Jul 2026

📊 How Does 74301 Compare?

Metric 74301 Vinita Oklahoma
Home Value $191,797 $191,797 $214,563
5-Year CAGR 7.1% 7.1% 6.9%
Avg Rent $891 $891 -
Cap Rate 3.6% 3.6% -
💡 Why Invest in 74301? Click to expand

With a 3/5 investability rating, this ZIP shows solid fundamentals for buy-and-hold investors.

📊 See where this ZIP ranks in our Best-of lists →
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Landlord Ground Truth

Real numbers from people who own or manage rentals in ZIP 74301 (Vinita, OK). Anonymous, moderated, never written by AI.

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Investability
Good
Cap Rate
3.6%
Low
5yr Growth
+7.1%
Strong

📊 Market Snapshot

Home Value $191,797
Monthly Rent $891
Price-to-Rent 17.9:1
1% Rule ✗ Fails

💰 Return Metrics

Gross Yield 5.6%
Cap Rate 3.6%
5-Year IRR 10.7%

📈 Home Appreciation

1-Year +8.2% ▲
3-Year CAGR +5.9% ▲
5-Year CAGR +7.1% ▲
10-Year CAGR +7.6% ▲

🏠 Rent Trends

1-Year N/A
3-Year CAGR N/A
5-Year CAGR N/A
Negative Leverage — IRR / Tax Play Cap Rate: 3.6%  |  30yr Rate: 6.8%
Leverage reduces cash returns at current rates.

The current 30-yr mortgage rate (6.8%) exceeds the estimated cap rate (3.6%). Financing reduces your cash-on-cash return below the cap rate. Markets like this may still make sense as IRR plays — factoring in appreciation, depreciation, and a future refinance when rates drop.

Run an IRR Analysis →

⚠️ Risk Signals

Composite view of factors that can impact a ZIP's stability and your downside risk.

Vacancy
18.7%
Elevated risk
Landlord Climate
5.0/5
Friendly
Value Trend (5yr)
+7.1%
Growing
Eviction process: Moderate Rent control: Favorable

Demographics in 74301

Population: 11,126

💰 Median Household Income
$47,889
This area
$47,889
State
$58,994
USA
$74,580
🏠 Renter Occupied
32.7%
This area
32.7%
State
25.6%
USA
34.0%
💼 Unemployment Rate
2.6%
This area
2.6%
State
-1.8%
USA
3.7%
🎓 College Educated
13.2%
This area
13.2%
State
14.2%
USA
33.7%
👤 Median Age
41.2 years
This area
41.2 years
State
30.2 years
USA
38.9 years
🏚️ Vacancy Rate
18.7%
This area
18.7%
State
20.2%
USA
10.5%
👥 Population by Ethnicity
White 60.0%
Other/Mixed 34.3%
Hispanic/Latino 4.2%
Black/African American 4.2%
Asian 1.6%
👶 Under 18
20.7%
This area
20.7%
USA
22.0%
👴 65 and Over
17.6%
This area
17.6%
USA
17.3%
📊 Poverty Rate
12.6%
This area
12.6%
USA
11.5%

Crime & Safety

🚧

Crime & Safety Data Coming Soon

We're integrating comprehensive crime statistics including violent crime rates, property crime, and safety scores to help you make informed investment decisions.

Expected: Q1 2025

🎓 Schools in 74301

B+ Avg School Grade
4 Schools
14.1:1 Avg Class Size
$14,683 Avg Per Pupil

Schools in This ZIP Code

A Very Good

WHITE OAK PUBLIC SCHOOL

📚 Pre-K – 08 School
👥
49 Students
👨‍🏫
10.3:1 Class Size
💰
$21,353 Per Student
B+ Above Average

VINITA ES

📚 Pre-K – 05 Elementary
👥
579 Students
👨‍🏫
14.9:1 Class Size
💰
$12,460 Per Student
B Good

VINITA HS

📚 09 – 12 High School
👥
400 Students
👨‍🏫
15.4:1 Class Size
💰
$12,460 Per Student
B Good

EWING HALSELL MS

📚 06 – 08 Middle
👥
293 Students
👨‍🏫
16.0:1 Class Size
💰
$12,460 Per Student
About Repit School Scores

Traditional school ratings rely heavily on standardized test scores, which often reflect family income more than school quality. Repit takes a different approach.

We evaluate schools based on factors that research shows actually impact educational outcomes:

  • Class Size — Smaller classes mean more individual attention
  • School Funding — Resources available for programs, staff, and facilities
  • Community Factors — Neighborhood characteristics that influence student success
  • School Environment — Size, type, and structure

Scores are updated annually using federal education data.

Frequently Asked Questions

What is the typical vacancy rate in Vinita, OK?

Occupancy in Vinita, OK runs even-keeled with elevated vacancy. Well-priced units at $891/mo lease on reasonable timelines.

Are tenants stable in Vinita, OK?

Vinita, OK draws a steady base of working renters. Demand at the $891/mo rent level is reasonable for standard single-family and small multi rentals.

Where do home prices stand in Vinita, OK?

Vinita, OK median home values land near $192K. That is reasonable territory for investors looking at $891/mo-per-month rentals.

What type of investing works in Vinita, OK?

A careful cash-flow rentals with hands-on management strategy Vinita, OK best. The market produces measured results for that approach at the $192K price point.

Is Vinita, OK good for landlords?

For rental operators, Vinita, OK rates as landlord-friendly. The regulatory environment standard buy-and-hold operations.

You know 74301 now. You don’t know where it ranks.

This page stays free — all of it. What one page can’t tell you is how 74301 compares to every other market. Investor ($19/mo) screens every U.S. ZIP by cap rate, the 1% rule, vacancy and landlord climate, and exports your shortlist.

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