Real Estate Investing in South Coffeyville, Oklahoma (74072)

Everything the listing leaves out — vacancy, rent trend, cap rate, landlord climate. All free.

Nowata County • Population: 1,657 • Data updated: September 2026

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Should you buy in 74072 (South Coffeyville, OK)? Our answer, based on the numbers below.

🏠 For Homebuyers
GOOD FIT
Grade B (72/100)

Solid choice — stable market with a reasonable entry point and good rental backup if you ever need to move.

📈 For Investors
MIXED
3.0 / 5 (52/100)

A cash-flow market — rent-to-price math works from day one, though value growth is modest. Great for income-focused investors.

⚠️ Risks to Know
1 flag
  • High vacancy: 12.2% of homes vacant — above national norms.

• Modeled rent — no observed market rent for this ZIP; the figure is estimated from HUD fair-market rent.

What’s happening in South Coffeyville, OK (74072)?

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3.0/ 5

Investability

Overall investment appeal

2.0/ 5

Appreciation

Long-term value growth

4.0/ 5

Cashflow ROI

Rental yield potential

Avg Home Value $171,184
Avg Monthly Rent $936
1% Rule ✗ Does Not Meet
Median Income $58,875
% Renters 19.6%

Market Analysis: 74072 South Coffeyville

Not every below-median market is a bargain. South Coffeyville's 74072 ZIP reports signals that favor experienced operators who can absorb the risk $171K pricing implies.

Distressed markets are won on execution, not on spreadsheets. ZIP 74072 comes in at the profile where tenant screening, deferred maintenance, and local relationships determine the outcome.

Within OK, ZIP 74072 trails on several market indicators that neighboring Nowata County submarkets outperform. The gap is real and sturdy enough to shape underwriting.

The 74072 ZIP's population of 1,657 has faced economic pressure over the last decade. That pressure shows up in rent delinquency patterns that shows the need for careful underwriting.

Strategy in 74072 is an operator game, not a passive one. Meanwhile, entry prices of $171K are inviting, the management lift is real and non-optional.

Explore the Data — Click a Tab Below
🏦 Current 30-yr Fixed Mortgage Rate: 6.76% as of Sep 10 Source: Freddie Mac PMMS

Here's what matters if you're considering buying a home in South Coffeyville:

C+ Average
Buy Confidence Score: 68/100
Affordability
20/25
Appreciation
18/25
Stability
7/20
Timing
8/15
Rental backup
15/15
Affordability
Affordable
Homes cost 2.9× the median income
Value Trend
Stable (+2.5%)
How home values changed in the past year
Rental Backup
Strong
Could rent for $936/mo if you need to move
Market Conditions
BALANCED
Even conditions for buyers and sellers
Bottom Line: Mixed signals in this market. Research specific properties carefully and be prepared to negotiate.
🏠

Property Strategy for 74072

Which property type performs best in this market?

Best for Cash Flow
2BR
7.5% cap rate
Best for Appreciation
3BR
+7.8% 5yr CAGR
Best Overall Value
2BR
$49,686/bedroom
📊 Compare All Property Types →
Type Median Value Est. Rent Cap Rate 5yr CAGR $/Bedroom
2BR $99,373 $1,040 7.5% +7.5% $49,686
3BR $194,605 $1,290 4.8% +7.8% $64,868

Market Trends

Home Value History (with trend line)

$181K$158K$135K$112K$88K$65KJul 2006Jul 2016Jul 2026

📊 How Does 74072 Compare?

Metric 74072 South Coffeyville Oklahoma
Home Value $171,184 $171,184 $214,563
5-Year CAGR 4.4% 4.4% 6.9%
Avg Rent $936 $936 -
Cap Rate 4.3% 4.3% -
💡 Why Invest in 74072? Click to expand

With a 3/5 investability rating, this ZIP shows solid fundamentals for buy-and-hold investors.

📊 See where this ZIP ranks in our Best-of lists →
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Landlord Ground Truth

Real numbers from people who own or manage rentals in ZIP 74072 (South Coffeyville, OK). Anonymous, moderated, never written by AI.

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Investability
Good
Cap Rate
4.3%
Fair
5yr Growth
+4.4%
Moderate

📊 Market Snapshot

Home Value $171,184
Monthly Rent $936
Price-to-Rent 15.2:1
1% Rule ✗ Fails

💰 Return Metrics

Gross Yield 6.6%
Cap Rate 4.3%
5-Year IRR 8.7%

📈 Home Appreciation

1-Year +2.5% ▲
3-Year CAGR +3.2% ▲
5-Year CAGR +4.4% ▲
10-Year CAGR +6.0% ▲

🏠 Rent Trends

1-Year N/A
3-Year CAGR N/A
5-Year CAGR N/A
Negative Leverage — IRR / Tax Play Cap Rate: 4.3%  |  30yr Rate: 6.8%
Leverage reduces cash returns at current rates.

The current 30-yr mortgage rate (6.8%) exceeds the estimated cap rate (4.3%). Financing reduces your cash-on-cash return below the cap rate. Markets like this may still make sense as IRR plays — factoring in appreciation, depreciation, and a future refinance when rates drop.

Run an IRR Analysis →

⚠️ Risk Signals

Composite view of factors that can impact a ZIP's stability and your downside risk.

Vacancy
12.2%
Moderate risk
Landlord Climate
5.0/5
Friendly
Value Trend (5yr)
+4.4%
Stable
Eviction process: Moderate Rent control: Favorable

Demographics in 74072

Population: 1,657

💰 Median Household Income
$58,875
This area
$58,875
State
$58,994
USA
$74,580
🏠 Renter Occupied
19.6%
This area
19.6%
State
25.6%
USA
34.0%
💼 Unemployment Rate
2.0%
This area
2.0%
State
-1.8%
USA
3.7%
🎓 College Educated
18.2%
This area
18.2%
State
14.2%
USA
33.7%
👤 Median Age
40.9 years
This area
40.9 years
State
30.2 years
USA
38.9 years
🏚️ Vacancy Rate
12.2%
This area
12.2%
State
20.2%
USA
10.5%
👥 Population by Ethnicity
White 69.9%
Other/Mixed 29.0%
Hispanic/Latino 1.4%
Black/African American 1.2%
👶 Under 18
24.8%
This area
24.8%
USA
22.0%
👴 65 and Over
19.4%
This area
19.4%
USA
17.3%
📊 Poverty Rate
7.4%
This area
7.4%
USA
11.5%

Crime & Safety

🚧

Crime & Safety Data Coming Soon

We're integrating comprehensive crime statistics including violent crime rates, property crime, and safety scores to help you make informed investment decisions.

Expected: Q1 2025

🎓 Schools in 74072

C+ Avg School Grade
5 Schools
16.0:1 Avg Class Size
$12,116 Avg Per Pupil

Schools in This ZIP Code

B+ Above Average

OKLAHOMA UNION HS

📚 09 – 12 High School
👥
181 Students
👨‍🏫
11.6:1 Class Size
💰
$12,989 Per Student
B Good

OKLAHOMA UNION ES

📚 Pre-K – 05 Elementary
👥
265 Students
👨‍🏫
15.7:1 Class Size
💰
$12,989 Per Student
B Good

OKLAHOMA UNION MS

📚 06 – 08 Middle
👥
148 Students
👨‍🏫
15.2:1 Class Size
💰
$12,989 Per Student
C Below Average

SOUTH COFFEYVILLE ES

📚 Pre-K – 08 School
👥
169 Students
👨‍🏫
18.0:1 Class Size
💰
$10,806 Per Student
C Below Average

SOUTH COFFEYVILLE HS

📚 09 – 12 High School
👥
80 Students
👨‍🏫
19.6:1 Class Size
💰
$10,806 Per Student
About Repit School Scores

Traditional school ratings rely heavily on standardized test scores, which often reflect family income more than school quality. Repit takes a different approach.

We evaluate schools based on factors that research shows actually impact educational outcomes:

  • Class Size — Smaller classes mean more individual attention
  • School Funding — Resources available for programs, staff, and facilities
  • Community Factors — Neighborhood characteristics that influence student success
  • School Environment — Size, type, and structure

Scores are updated annually using federal education data.

🎓 Nearby Colleges & Universities

1 Nearby 251 Off-Campus Students
C
Coffeyville Community College
1,428 students · 7.6 mi

Frequently Asked Questions

Are landlord laws favorable in South Coffeyville, OK?

Rental owners in South Coffeyville, OK deal with a landlord-friendly legal framework. Most standard eviction processes run on reasonable timelines.

How strong is the working-renter base in South Coffeyville, OK?

The renter base in South Coffeyville, OK is reasonable for the $936/mo price point. Screening well and pricing to market typically yields steady tenants.

How strong are rents in South Coffeyville, OK?

The typical rental in South Coffeyville, OK commands about $936/mo monthly. That rent profile reliable cash flow against the $171K purchase basis.

Can I house hack in South Coffeyville, OK?

South Coffeyville, OK is a a challenging market for house hackers. FHA or conventional owner-occupant buyers find the $171K price point reasonable to enter.

How much does a house cost in South Coffeyville, OK?

In South Coffeyville, OK the median home value sits at $171K. Against the broader OK market, that reads as reasonable for most investors.

You know 74072 now. You don’t know where it ranks.

This page stays free — all of it. What one page can’t tell you is how 74072 compares to every other market. Investor ($19/mo) screens every U.S. ZIP by cap rate, the 1% rule, vacancy and landlord climate, and exports your shortlist.

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