Real Estate Investing in Colt, Arkansas (72326)

Everything the listing leaves out — vacancy, rent trend, cap rate, landlord climate. All free.

Saint Francis County • Population: 2,030 • Data updated: September 2026

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Should you buy in 72326 (Colt, AR)? Our answer, based on the numbers below.

🏠 For Homebuyers
GOOD FIT
Grade B (71/100)

Solid choice — stable market with a reasonable entry point and good rental backup if you ever need to move.

📈 For Investors
MIXED
3.0 / 5 (52/100)

A cash-flow market — rent-to-price math works from day one, though value growth is modest. Great for income-focused investors.

⚠️ Risks to Know
1 flag
  • Elevated vacancy: 10.7% vacancy may signal weakening demand.

• Modeled rent — no observed market rent for this ZIP; the figure is estimated from HUD fair-market rent.

What’s happening in Colt, AR (72326)?

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3.0/ 5

Investability

Overall investment appeal

2.0/ 5

Appreciation

Long-term value growth

4.0/ 5

Cashflow ROI

Rental yield potential

Avg Home Value $128,491
Avg Monthly Rent $792
1% Rule ✗ Does Not Meet
Median Income $48,988
% Renters 32.5%

Market Analysis: 72326 Colt

Investors eyeing 72326 need to respect the fundamentals at play. Home values of $128K come alongside slower price movement and elevated management overhead.

Distressed does not mean uninvestable. It means the margin for error is thinner. ZIP 72326 rewards the prepared, punishes the overconfident, and leaves the math unchanged either way.

Within AR, ZIP 72326 trails on several market indicators that neighboring Saint Francis County submarkets outperform. The gap is real and significant enough to shape underwriting.

Resident income in 72326 sits below the county median. That reality colors rent collection, vacancy, and reinvestment math in ways that outside investors often underestimate.

New investors are better served looking at Colt's stable or hybrid ZIPs before stepping into 72326. The learning curve here is expensive when the lesson is wrong.

Explore the Data — Click a Tab Below
🏦 Current 30-yr Fixed Mortgage Rate: 6.76% as of Sep 10 Source: Freddie Mac PMMS

Here's what matters if you're considering buying a home in Colt:

C+ Average
Buy Confidence Score: 62/100
Affordability
20/25
Appreciation
14/25
Stability
7/20
Timing
6/15
Rental backup
15/15
Affordability
Affordable
Homes cost 2.6× the median income
Value Trend
Rising (+10.7%)
How home values changed in the past year
Rental Backup
Strong
Could rent for $792/mo if you need to move
Market Conditions
WARM
Seller-favorable conditions, steady activity
Bottom Line: Mixed signals in this market. Research specific properties carefully and be prepared to negotiate.
☀️
WARM MARKET
Forrest City, AR Metro Area
Seller-favorable conditions, steady activity
0 days
Average time to sell
Very Fast
5.3%
Listings with price cuts
Few Cuts
0.0%
Sale price vs asking
Below Ask
0.0%
Income needed for mortgage
Affordable
📅 Market conditions as of August 29, 2026 — updated weekly from Forrest City, AR metro data

Market Trends

Home Value History (with trend line)

$134K$122K$110K$97K$85K$73KJul 2006Jul 2016Jul 2026

📊 How Does 72326 Compare?

Metric 72326 Colt Forrest City, AR Arkansas
Home Value $128,491 $128,491 N/A $216,341
5-Year CAGR 2.0% 2.0% N/A 5.7%
Avg Rent $792 $792 N/A -
Cap Rate 4.8% 4.8% - -
💡 Why Invest in 72326? Click to expand

With a 3/5 investability rating, this ZIP shows solid fundamentals for buy-and-hold investors.

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Landlord Ground Truth

Real numbers from people who own or manage rentals in ZIP 72326 (Colt, AR). Anonymous, moderated, never written by AI.

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Investability
Good
Cap Rate
4.8%
Fair
5yr Growth
+2.0%
Slow

📉 Market Crash Risk Index

Based on Forrest City, AR metro

0/10
Low Risk
Price YoY
0/3
N/A
Rent YoY
0/2
N/A
Below List
0/3
0%
Days Pending
0/2
0 days

View all metro crash risk rankings →

📊 Market Snapshot

Home Value $128,491
Monthly Rent $792
Price-to-Rent 13.5:1
1% Rule ✗ Fails

💰 Return Metrics

Gross Yield 7.4%
Cap Rate 4.8%
5-Year IRR 6.8%

📈 Home Appreciation

1-Year +10.7% ▲
3-Year CAGR +1.6% ▲
5-Year CAGR +2.0% ▲
10-Year CAGR +3.5% ▲

🏠 Rent Trends

1-Year N/A
3-Year CAGR N/A
5-Year CAGR N/A
Negative Leverage — IRR / Tax Play Cap Rate: 4.8%  |  30yr Rate: 6.8%
Leverage reduces cash returns at current rates.

The current 30-yr mortgage rate (6.8%) exceeds the estimated cap rate (4.8%). Financing reduces your cash-on-cash return below the cap rate. Markets like this may still make sense as IRR plays — factoring in appreciation, depreciation, and a future refinance when rates drop.

Run an IRR Analysis →

⚠️ Risk Signals

Composite view of factors that can impact a ZIP's stability and your downside risk.

Vacancy
10.7%
Moderate risk
Landlord Climate
5.0/5
Friendly
Value Trend (5yr)
+2.0%
Stable
Eviction process: Fast Rent control: Favorable

Demographics in 72326

Population: 2,030

💰 Median Household Income
$48,988
This area
$48,988
State
$52,981
USA
$74,580
🏠 Renter Occupied
32.5%
This area
32.5%
State
24.2%
USA
34.0%
💼 Unemployment Rate
5.1%
This area
5.1%
State
-21.7%
USA
3.7%
🎓 College Educated
15.8%
This area
15.8%
State
-9.2%
USA
33.7%
👤 Median Age
47.5 years
This area
47.5 years
State
3.7 years
USA
38.9 years
🏚️ Vacancy Rate
10.7%
This area
10.7%
State
22.6%
USA
10.5%
👥 Population by Ethnicity
White 71.8%
Black/African American 25.8%
Other/Mixed 2.4%
Hispanic/Latino 1.5%
👶 Under 18
19.2%
This area
19.2%
USA
22.0%
👴 65 and Over
21.5%
This area
21.5%
USA
17.3%
📊 Poverty Rate
16.9%
This area
16.9%
USA
11.5%

Crime & Safety

🚧

Crime & Safety Data Coming Soon

We're integrating comprehensive crime statistics including violent crime rates, property crime, and safety scores to help you make informed investment decisions.

Expected: Q1 2025

🎓 Nearby Colleges & Universities

1 Nearby 572 Off-Campus Students
C
East Arkansas Community College
1,273 students · 8.6 mi

Investor Insight: With 572 students living off-campus nearby, this area has strong rental demand from the college population.

Frequently Asked Questions

What strategy should investors use in Colt, AR?

Colt, AR investors pursuing careful cash-flow rentals with hands-on management. The underlying economics ($128K prices, $792/mo rents) make it a reasonable choice.

Is Colt in AR worth investing in?

The 3.0/5 investability rating in Colt, AR reflects its $128K prices and $792/mo rents. Investors generally consider it a solid option within AR.

How deep is the rental pool in Colt, AR?

Tenant quality in Colt, AR ranks as solid. Landlords generally report consistent occupancy at market rents of $792/mo.

Is Colt, AR good for landlords?

The landlord environment in Colt, AR is landlord-friendly. Statewide rules shape most day-to-day operations for rental owners.

Is Colt, AR a good market for FHA house hackers?

The a challenging house-hack environment in Colt, AR reflects the rent-to-price spread. Expect meaningful PITI offset at market rents.

You know 72326 now. You don’t know where it ranks.

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