Real Estate Investing in Clayton, Louisiana (71326)

Everything the listing leaves out — vacancy, rent trend, cap rate, landlord climate. All free.

Concordia Parish • Population: 751 • Data updated: September 2026

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Should you buy in 71326 (Clayton, LA)? Our answer, based on the numbers below.

🏠 For Homebuyers
MIXED
Grade C (57/100)

Mixed — values have been flat. OK for long-horizon buyers, less attractive if you may need to sell soon.

📈 For Investors
MIXED
3.0 / 5 (57/100)

A cash-flow market — rent-to-price math works from day one, though value growth is modest. Great for income-focused investors.

⚠️ Risks to Know
2 flags
  • High vacancy: 33.9% of homes vacant — above national norms.
  • Declining values: -3.3% 5-year CAGR — values have moved lower.

• Limited market data — this is a very small market; averages are built from few observations and can swing widely. • Modeled rent — no observed market rent for this ZIP; the figure is estimated from HUD fair-market rent.

What’s happening in Clayton, LA (71326)?

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3.0/ 5

Investability

Overall investment appeal

1.0/ 5

Appreciation

Long-term value growth

5.0/ 5

Cashflow ROI

Rental yield potential

Avg Home Value $86,927
Avg Monthly Rent $747
1% Rule ✗ Does Not Meet
Median Income $47,014
% Renters 17.0%

Market Analysis: 71326 Clayton

From an investor standpoint, ZIP 71326 has challenges — vacancy pressure, softer price growth, and tenant stability concerns sit alongside the $87K median. It rewards specialists, not generalists.

For an experienced owner, 71326 can be a worth a close look for hunting ground — but the discount at $87K reflects genuine risk that outside investors often underestimate.

In the broader LA picture, 71326 is a reminder that not every low-priced ZIP is a value-add opportunity — some are simply distressed, and the difference matters.

Employment concentration in 71326 leans toward sectors with higher volatility. The demographic consequence is income fluctuation that investors need to factor into their pro forma.

Experienced landlords with local relationships tend to find 71326 workable. Turnkey investors from out of state usually find the numbers do not hold up in practice.

Explore the Data — Click a Tab Below
🏦 Current 30-yr Fixed Mortgage Rate: 6.76% as of Sep 10 Source: Freddie Mac PMMS

Here's what matters if you're considering buying a home in Clayton:

C Below Average
Buy Confidence Score: 53/100
Affordability
25/25
Appreciation
0/25
Stability
7/20
Timing
6/15
Rental backup
15/15
Affordability
Affordable
Homes cost 1.8× the median income
Value Trend
Rising (+13.3%)
How home values changed in the past year
Rental Backup
Strong
Could rent for $747/mo if you need to move
Market Conditions
WARM
Seller-favorable conditions, steady activity
Bottom Line: This market may be challenging for buyers. Consider your timing and budget carefully.
☀️
WARM MARKET
Natchez, MS-LA Metro Area
Seller-favorable conditions, steady activity
0 days
Average time to sell
Very Fast
4.2%
Listings with price cuts
Few Cuts
0.0%
Sale price vs asking
Below Ask
0.0%
Income needed for mortgage
Affordable
📅 Market conditions as of August 29, 2026 — updated weekly from Natchez, MS-LA metro data

Market Trends

Home Value History (with trend line)

$114K$106K$98K$90K$82K$73KFeb 2016May 2021Jul 2026

📊 How Does 71326 Compare?

Metric 71326 Clayton Natchez, MS-LA Louisiana
Home Value $86,927 $86,927 N/A $207,909
5-Year CAGR N/A N/A N/A 0.7%
Avg Rent $747 $747 N/A -
Cap Rate 6.7% 6.7% - -
💡 Why Invest in 71326? Click to expand

With a 3/5 investability rating, this ZIP shows solid fundamentals for buy-and-hold investors.

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Landlord Ground Truth

Real numbers from people who own or manage rentals in ZIP 71326 (Clayton, LA). Anonymous, moderated, never written by AI.

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Investability
Good
Cap Rate
6.7%
Good
5yr Growth
-3.3%
Declining

📊 Market Snapshot

Home Value $86,927
Monthly Rent $747
Price-to-Rent 9.7:1
1% Rule ✗ Fails

💰 Return Metrics

Gross Yield 10.3%
Cap Rate 6.7%
5-Year IRR 3.4%

📈 Home Appreciation

1-Year +13.3% ▲
3-Year CAGR -5.4% ▼
5-Year CAGR -3.3% ▼
10-Year CAGR -0.9% ▼

🏠 Rent Trends

1-Year N/A
3-Year CAGR N/A
5-Year CAGR N/A
Neutral Leverage Cap Rate: 6.7%  |  30yr Rate: 6.8%
Leverage is roughly neutral here.

The current 30-yr mortgage rate (6.8%) is close to the estimated cap rate (6.7%). Financing this market at current rates produces a cash-on-cash return near the cap rate. Appreciation and tax benefits may still support the investment.

⚠️ Risk Signals

Composite view of factors that can impact a ZIP's stability and your downside risk.

Vacancy
33.9%
Elevated risk
Landlord Climate
5.0/5
Friendly
Value Trend (5yr)
-3.3%
Declining
Eviction process: Fast Rent control: Favorable

Demographics in 71326

Population: 751

💰 Median Household Income
$47,014
This area
$47,014
State
$55,539
USA
$74,580
🏠 Renter Occupied
17.0%
This area
17.0%
State
27.4%
USA
34.0%
💼 Unemployment Rate
1.2%
This area
1.2%
State
-18.7%
USA
3.7%
🎓 College Educated
21.4%
This area
21.4%
State
-4.6%
USA
33.7%
👤 Median Age
56.3 years
This area
56.3 years
State
-6.3 years
USA
38.9 years
🏚️ Vacancy Rate
33.9%
This area
33.9%
State
20.4%
USA
10.5%
👥 Population by Ethnicity
White 49.2%
Black/African American 49.2%
Hispanic/Latino 1.7%
Other/Mixed 1.7%
👶 Under 18
16.4%
This area
16.4%
USA
22.0%
👴 65 and Over
29.8%
This area
29.8%
USA
17.3%
📊 Poverty Rate
15.5%
This area
15.5%
USA
11.5%

Crime & Safety

🚧

Crime & Safety Data Coming Soon

We're integrating comprehensive crime statistics including violent crime rates, property crime, and safety scores to help you make informed investment decisions.

Expected: Q1 2025

Frequently Asked Questions

How does Clayton, LA rate as a rental market?

Clayton, LA shows an investability rating of 3.0/5, with median home values near $87K and average rents around $747/mo. That combination puts it in the resilient tier for investor interest.

What strategy should investors use in Clayton, LA?

For Clayton, LA, careful cash-flow rentals with hands-on management is the standard investor playbook. The market structure makes it a reasonable default approach.

Are rents high in Clayton, LA?

The typical rental in Clayton, LA commands about $747/mo monthly. That rent profile stable cash flow against the $87K purchase basis.

How deep is the rental pool in Clayton, LA?

Clayton, LA offers a measured renter base at the $747/mo rent level. Tenant turnover is reasonable for well-managed properties.

How landlord-friendly is Clayton, LA?

For rental operators, Clayton, LA rates as landlord-friendly. The regulatory environment standard buy-and-hold operations.

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How 71326 ranks in Natchez, MS-LA

Every ZIP in this metro, ranked. Free.

Cash Flow → Appreciation → Affordable →
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