Real Estate Investing in Cut Off, Louisiana (70345)
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Should you buy in 70345 (Cut Off, LA)? Our answer, based on the numbers below.
Mixed — values have been flat. OK for long-horizon buyers, less attractive if you may need to sell soon.
A cash-flow market — rent-to-price math works from day one, though value growth is modest. Great for income-focused investors.
- Declining values: -5.5% 5-year CAGR — values have moved lower.
• Modeled rent — no observed market rent for this ZIP; the figure is estimated from HUD fair-market rent.
What’s happening in Cut Off, LA (70345)?
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Market Analysis: 70345 Cut Off
The 70345 ZIP covers a section of Cut Off that demands careful diligence. Prices near $138K look accessible, but the work to make a deal cash flow is real.
The investment case in 70345 is solid only for operators who understand what they are buying. A $138K median suggests accessibility, but management intensity, vacancy drift, and capex surprises are real.
Nearby ZIPs in Cut Off have seen price recovery that 70345 has not matched. Lafourche Parish data supports the view that the spread is structural rather than temporary.
Resident income in 70345 sits below the county median. That reality colors rent collection, vacancy, and reinvestment math in ways that outside investors often underestimate.
Strategically, 70345 can be a high-return sleeve of a diversified portfolio — but it should not be the whole portfolio, and it should not be someone's first deal.
Here's what matters if you're considering buying a home in Cut Off:
Market Trends
Home Value History (with trend line)
📊 How Does 70345 Compare?
| Metric | 70345 | Cut Off | Houma-Thibodaux, LA | Louisiana |
|---|---|---|---|---|
| Home Value | $138,101 | $122,233 | N/A | $207,909 |
| 5-Year CAGR | N/A | N/A | N/A | 0.7% |
| Avg Rent | $936 | $936 | N/A | - |
| Cap Rate | 5.3% | 6.1% | - | - |
Similar ZIPs Within 25 Miles
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Landlord Ground Truth
Real numbers from people who own or manage rentals in ZIP 70345 (Cut Off, LA). Anonymous, moderated, never written by AI.
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📊 Market Snapshot
| Home Value | $138,101 |
| Monthly Rent | $936 |
| Price-to-Rent | 12.3:1 |
| 1% Rule | ✗ Fails |
💰 Return Metrics
| Gross Yield | 8.1% |
| Cap Rate | 5.3% |
| 5-Year IRR | N/A |
📈 Home Appreciation
| 1-Year | +2.4% ▲ |
| 3-Year CAGR | +0.3% ▲ |
| 5-Year CAGR | -5.5% ▼ |
| 10-Year CAGR | -1.6% ▼ |
🏠 Rent Trends
| 1-Year | N/A |
| 3-Year CAGR | N/A |
| 5-Year CAGR | N/A |
The current 30-yr mortgage rate (6.8%) exceeds the estimated cap rate (5.3%). Financing reduces your cash-on-cash return below the cap rate. Markets like this may still make sense as IRR plays — factoring in appreciation, depreciation, and a future refinance when rates drop.
Run an IRR Analysis →⚠️ Risk Signals
Composite view of factors that can impact a ZIP's stability and your downside risk.
Demographics in 70345
Population: 8,678
Crime & Safety
Crime & Safety Data Coming Soon
We're integrating comprehensive crime statistics including violent crime rates, property crime, and safety scores to help you make informed investment decisions.
Expected: Q1 2025
🎓 Schools in 70345
Schools in This ZIP Code
About Repit School Scores
Traditional school ratings rely heavily on standardized test scores, which often reflect family income more than school quality. Repit takes a different approach.
We evaluate schools based on factors that research shows actually impact educational outcomes:
- Class Size — Smaller classes mean more individual attention
- School Funding — Resources available for programs, staff, and facilities
- Community Factors — Neighborhood characteristics that influence student success
- School Environment — Size, type, and structure
Scores are updated annually using federal education data.
Frequently Asked Questions
Is Cut Off, LA a good market for buy-and-hold investors?
Our data puts Cut Off, LA at 3.0/5 for investability. Home prices of $138K and rents around $936/mo create a solid backdrop for investor activity.
What do landlords charge for rent in Cut Off, LA?
Expect rents around $936/mo per month in Cut Off, LA. With home values at $138K, the yield math works out to reasonable levels for rental investors.
What price range are homes in Cut Off, LA?
Median home price in Cut Off, LA is near $138K, with a 5-year CAGR of 0.0%. Prices have been even-keeled and supportive of buy-and-hold strategies.
Which investment style suits Cut Off, LA?
A careful cash-flow rentals with hands-on management strategy Cut Off, LA best. The market produces consistent results for that approach at the $138K price point.
Should investors worry about vacancy in Cut Off, LA?
Vacancy in Cut Off, LA is elevated, which keeps landlord downtime on reasonable timelines. Most properties lease within the standard window at $936/mo.
You know 70345 now. You don’t know where it ranks.
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