Real Estate Investing in Loup City, Nebraska (68852)

Everything the listing leaves out — vacancy, rent trend, cap rate, landlord climate. All free.

Sherman County • Population: 588 • Data updated: September 2026

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Should you buy in 68852 (Loup City, NE)? Our answer, based on the numbers below.

🏠 For Homebuyers
MIXED
Grade C (59/100)

Mixed signals — some positives, some negatives. Worth considering but not a slam-dunk.

📈 For Investors
MIXED
3.0 / 5 (47/100)

A middle-of-the-road market. Workable, but the best opportunities may be nearby ZIPs rather than this one.

⚠️ Risks to Know
1 flag
  • Elevated vacancy: 10.5% vacancy may signal weakening demand.

• Limited market data — this is a very small market; averages are built from few observations and can swing widely. • Modeled rent — no observed market rent for this ZIP; the figure is estimated from HUD fair-market rent.

What’s happening in Loup City, NE (68852)?

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3.0/ 5

Investability

Overall investment appeal

2.0/ 5

Appreciation

Long-term value growth

3.0/ 5

Cashflow ROI

Rental yield potential

Avg Home Value $222,416
Avg Monthly Rent $864
1% Rule ✗ Does Not Meet
Median Income $64,375
% Renters 23.5%

Market Analysis: 68852 Loup City

ZIP 68852 inside Sherman County looks affordable on the surface — median value of $222K — but the discount exists for reasons that a careful buyer should understand before committing.

Distressed does not mean uninvestable. It means the margin for error is thinner. ZIP 68852 rewards the prepared, punishes the overconfident, and leaves the math unchanged either way.

In the broader NE picture, 68852 is a reminder that not every low-priced ZIP is a value-add opportunity — some are simply distressed, and the difference matters.

A significant renter share of 24% in 68852 is not, on its own, a problem — but paired with below-average income and high mobility, it changes the operating playbook.

Experienced landlords with local relationships tend to find 68852 workable. Turnkey investors from out of state usually find the numbers do not hold up in practice.

Explore the Data — Click a Tab Below
🏦 Current 30-yr Fixed Mortgage Rate: 6.76% as of Sep 10 Source: Freddie Mac PMMS

Here's what matters if you're considering buying a home in Loup City:

C+ Average
Buy Confidence Score: 68/100
Affordability
20/25
Appreciation
18/25
Stability
7/20
Timing
8/15
Rental backup
15/15
Affordability
Moderate
Homes cost 3.5× the median income
Value Trend
Stable (+1.0%)
How home values changed in the past year
Rental Backup
Strong
Could rent for $864/mo if you need to move
Market Conditions
BALANCED
Even conditions for buyers and sellers
Bottom Line: Mixed signals in this market. Research specific properties carefully and be prepared to negotiate.

Market Trends

Home Value History (with trend line)

$238K$211K$184K$156K$129K$102KFeb 2016May 2021Jul 2026

📊 How Does 68852 Compare?

Metric 68852 Loup City Nebraska
Home Value $222,416 $198,125 $269,423
5-Year CAGR 3.9% 5.6% 6.7%
Avg Rent $864 $864 -
Cap Rate 3.0% 3.5% -
💡 Why Invest in 68852? Click to expand

With a 3/5 investability rating, this ZIP shows solid fundamentals for buy-and-hold investors.

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Landlord Ground Truth

Real numbers from people who own or manage rentals in ZIP 68852 (Loup City, NE). Anonymous, moderated, never written by AI.

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Investability
Good
Cap Rate
3.0%
Low
5yr Growth
+3.9%
Moderate

📊 Market Snapshot

Home Value $222,416
Monthly Rent $864
Price-to-Rent 21.5:1
1% Rule ✗ Fails

💰 Return Metrics

Gross Yield 4.7%
Cap Rate 3.0%
5-Year IRR 6.9%

📈 Home Appreciation

1-Year +1.0% ▲
3-Year CAGR +2.3% ▲
5-Year CAGR +3.9% ▲
10-Year CAGR +7.1% ▲

🏠 Rent Trends

1-Year N/A
3-Year CAGR N/A
5-Year CAGR N/A
Negative Leverage — IRR / Tax Play Cap Rate: 3.0%  |  30yr Rate: 6.8%
Leverage reduces cash returns at current rates.

The current 30-yr mortgage rate (6.8%) exceeds the estimated cap rate (3.0%). Financing reduces your cash-on-cash return below the cap rate. Markets like this may still make sense as IRR plays — factoring in appreciation, depreciation, and a future refinance when rates drop.

Run an IRR Analysis →

⚠️ Risk Signals

Composite view of factors that can impact a ZIP's stability and your downside risk.

Vacancy
10.5%
Moderate risk
Landlord Climate
5.0/5
Friendly
Value Trend (5yr)
+3.9%
Stable
Eviction process: Fast Rent control: Favorable

Demographics in 68852

Population: 588

💰 Median Household Income
$64,375
This area
$64,375
State
$70,851
USA
$74,580
🏠 Renter Occupied
23.5%
This area
23.5%
State
22.7%
USA
34.0%
💼 Unemployment Rate
0.7%
This area
0.7%
State
-5.2%
USA
3.7%
🎓 College Educated
20.5%
This area
20.5%
State
15.7%
USA
33.7%
👤 Median Age
46.9 years
This area
46.9 years
State
33.1 years
USA
38.9 years
🏚️ Vacancy Rate
10.5%
This area
10.5%
State
15.6%
USA
10.5%
👥 Population by Ethnicity
White 96.4%
Other/Mixed 2.0%
Black/African American 1.6%
Hispanic/Latino 0.4%
👶 Under 18
22.0%
This area
22.0%
USA
22.0%
👴 65 and Over
20.8%
This area
20.8%
USA
17.3%
📊 Poverty Rate
3.6%
This area
3.6%
USA
11.5%

Crime & Safety

🚧

Crime & Safety Data Coming Soon

We're integrating comprehensive crime statistics including violent crime rates, property crime, and safety scores to help you make informed investment decisions.

Expected: Q1 2025

🎓 Schools in 68852

A Avg School Grade
2 Schools
7.1:1 Avg Class Size
$27,545 Avg Per Pupil

Schools in This ZIP Code

A Very Good

LITCHFIELD ELEMENTARY SCHOOL

📚 Pre-K – 06 School
👥
75 Students
👨‍🏫
9.3:1 Class Size
💰
$27,545 Per Student
A Very Good

LITCHFIELD HIGH SCHOOL

📚 07 – 12 High School
👥
44 Students
👨‍🏫
4.9:1 Class Size
💰
$27,545 Per Student
About Repit School Scores

Traditional school ratings rely heavily on standardized test scores, which often reflect family income more than school quality. Repit takes a different approach.

We evaluate schools based on factors that research shows actually impact educational outcomes:

  • Class Size — Smaller classes mean more individual attention
  • School Funding — Resources available for programs, staff, and facilities
  • Community Factors — Neighborhood characteristics that influence student success
  • School Environment — Size, type, and structure

Scores are updated annually using federal education data.

Frequently Asked Questions

Does a duplex house hack pencil in Loup City, NE?

For house hackers, Loup City, NE is a challenging. The $864/mo rent on a unit helps defray the mortgage on a $222K property.

Are landlord laws favorable in Loup City, NE?

Rental owners in Loup City, NE deal with a landlord-friendly legal framework. Most standard eviction processes run on reasonable timelines.

What is the renter demographic in Loup City, NE?

Tenant quality in Loup City, NE ranks as solid. Landlords generally report steady occupancy at market rents of $864/mo.

Does Loup City, NE make sense for an investment property?

With a 3.0/5 investability score, Loup City, NE ranks as a solid market for rental property investors. Median prices of $222K and rents of $864/mo drive the underlying numbers.

What is the best play in Loup City, NE?

Loup City, NE investors pursuing careful cash-flow rentals with hands-on management. The underlying economics ($222K prices, $864/mo rents) make it a reasonable choice.

You know 68852 now. You don’t know where it ranks.

This page stays free — all of it. What one page can’t tell you is how 68852 compares to every other market. Investor ($19/mo) screens every U.S. ZIP by cap rate, the 1% rule, vacancy and landlord climate, and exports your shortlist.

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