Real Estate Investing in Lincoln, Nebraska (68512)

Everything the listing leaves out — vacancy, rent trend, cap rate, landlord climate. All free.

Lancaster County • Population: 13,668 • Data updated: September 2026

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Should you buy in 68512 (Lincoln, NE)? Our answer, based on the numbers below.

🏠 For Homebuyers
GOOD FIT
Grade B (76/100)

Solid choice — stable market with a reasonable entry point and good rental backup if you ever need to move.

📈 For Investors
MIXED
3.0 / 5 (47/100)

A middle-of-the-road market. Workable, but the best opportunities may be nearby ZIPs rather than this one.

⚠️ Risks to Know
CLEAN

No major risk flags on the data we track.

What’s happening in Lincoln, NE (68512)?

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3.0/ 5

Investability

Overall investment appeal

2.0/ 5

Appreciation

Long-term value growth

3.0/ 5

Cashflow ROI

Rental yield potential

Avg Home Value $352,144
Avg Monthly Rent $1,495
1% Rule ✗ Does Not Meet
Median Income $99,583
% Renters 34.2%

Market Analysis: 68512 Lincoln

Investors eyeing 68512 need to respect the fundamentals at play. Home values of $352K come alongside slower price movement and elevated management overhead.

Distressed markets are won on execution, not on spreadsheets. ZIP 68512 registers the profile where tenant screening, deferred maintenance, and local relationships determine the outcome.

Statewide comparisons place 68512 among NE's softer markets. That context does not make the ZIP uninvestable, but it does raise the bar for due diligence.

Employment concentration in 68512 leans toward sectors with higher volatility. The demographic consequence is income fluctuation that investors need to factor into their pro forma.

The right play in 68512 usually involves deep tenant screening, aggressive delinquency response, and a conservative capex buffer. Anything less, and the discount can turn into a trap.

Explore the Data — Click a Tab Below
🏦 Current 30-yr Fixed Mortgage Rate: 6.76% as of Sep 10 Source: Freddie Mac PMMS

Here's what matters if you're considering buying a home in Lincoln:

B Good
Buy Confidence Score: 72/100
Affordability
20/25
Appreciation
18/25
Stability
11/20
Timing
8/15
Rental backup
15/15
Affordability
Moderate
Homes cost 3.5× the median income
Value Trend
Rising (+4.8%)
How home values changed in the past year
Rental Backup
Strong
Could rent for $1,495/mo if you need to move
Market Conditions
BALANCED
Even conditions for buyers and sellers
Bottom Line: Mixed signals in this market. Research specific properties carefully and be prepared to negotiate.
⚖️
BALANCED MARKET
Lincoln, NE Metro Area
Even conditions for buyers and sellers
31 days
Average time to sell
Average
12.0%
Listings with price cuts
Few Cuts
0.0%
Sale price vs asking
Below Ask
0.0%
Income needed for mortgage
Affordable
📅 Market conditions as of August 29, 2026 — updated weekly from Lincoln, NE metro data
🏠

Property Strategy for 68512

Which property type performs best in this market?

Best for Cash Flow
3BR
4.4% cap rate
Best for Appreciation
2BR
+6.7% 5yr CAGR
Best Overall Value
3BR
$103,600/bedroom
📊 Compare All Property Types →
Type Median Value Est. Rent Cap Rate 5yr CAGR $/Bedroom
1BR $668,699 $1,110 1.2% +6.6% $668,699
2BR $251,339 $1,370 3.9% +6.7% $125,669
3BR $310,801 $1,910 4.4% +6.4% $103,600
4BR $468,226 $2,060 3.2% +6.1% $117,057

Market Trends

Home Value History (with trend line)

$369K$327K$285K$243K$201K$159KJul 2006Jul 2016Jul 2026

Rent History (with trend line)

$1,728$1,625$1,523$1,421$1,319$1,217Feb 2021Nov 2023Jul 2026

📊 How Does 68512 Compare?

Metric 68512 Lincoln Lincoln, NE Nebraska
Home Value $352,144 $275,140 N/A $269,423
5-Year CAGR 4.4% 5.0% N/A 6.7%
Avg Rent $1,495 $1,312 N/A -
Cap Rate 3.3% 3.2% - -
💡 Why Invest in 68512? Click to expand

With a 3/5 investability rating, this ZIP shows solid fundamentals for buy-and-hold investors.

📊 See where this ZIP ranks in our Best-of lists →
A great house in the wrong ZIP is still a bad deal — screen every market by cash flow & cap rate.
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Landlord Ground Truth

Real numbers from people who own or manage rentals in ZIP 68512 (Lincoln, NE). Anonymous, moderated, never written by AI.

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Property managers serving Lancaster County

Manage rentals here? List your business →

Kabredlo's Property offers apartment homes for rent in Nebraska and Iowa. summary from their website

Small multifamily
Unclaimed — is this your business? Claim it free

Four Corners Property Management, LLC welcomes you home. summary from their website

Unclaimed — is this your business? Claim it free
Unclaimed — is this your business? Claim it free

Listings are shown for convenience — Repit doesn’t endorse or vet these companies. Ratings shown come only from email-verified visitors.

Investability
Good
Cap Rate
3.3%
Low
5yr Growth
+4.4%
Moderate

📉 Market Crash Risk Index

Based on Lincoln, NE metro

0/10
Low Risk
Price YoY
0/3
N/A
Rent YoY
0/2
N/A
Below List
0/3
45%
Days Pending
0/2
31 days

View all metro crash risk rankings →

📊 Market Snapshot

Home Value $352,144
Monthly Rent $1,495
Price-to-Rent 19.6:1
1% Rule ✗ Fails

💰 Return Metrics

Gross Yield 5.1%
Cap Rate 3.3%
5-Year IRR 7.7%

📈 Home Appreciation

1-Year +4.8% ▲
3-Year CAGR +3.1% ▲
5-Year CAGR +4.4% ▲
10-Year CAGR +5.4% ▲

🏠 Rent Trends

1-Year -11.5% ▼
3-Year CAGR -1.6% ▼
5-Year CAGR +2.3% ▲
Negative Leverage — IRR / Tax Play Cap Rate: 3.3%  |  30yr Rate: 6.8%
Leverage reduces cash returns at current rates.

The current 30-yr mortgage rate (6.8%) exceeds the estimated cap rate (3.3%). Financing reduces your cash-on-cash return below the cap rate. Markets like this may still make sense as IRR plays — factoring in appreciation, depreciation, and a future refinance when rates drop.

Run an IRR Analysis →

⚠️ Risk Signals

Composite view of factors that can impact a ZIP's stability and your downside risk.

Vacancy
1.2%
Low risk
Landlord Climate
5.0/5
Friendly
Value Trend (5yr)
+4.4%
Stable
Eviction process: Fast Rent control: Favorable

Demographics in 68512

Population: 13,668

💰 Median Household Income
$99,583
This area
$99,583
State
$70,851
USA
$74,580
🏠 Renter Occupied
34.2%
This area
34.2%
State
22.7%
USA
34.0%
💼 Unemployment Rate
2.8%
This area
2.8%
State
-5.2%
USA
3.7%
🎓 College Educated
50.6%
This area
50.6%
State
15.7%
USA
33.7%
👤 Median Age
36.7 years
This area
36.7 years
State
33.1 years
USA
38.9 years
🏚️ Vacancy Rate
1.2%
This area
1.2%
State
15.6%
USA
10.5%
👥 Population by Ethnicity
White 84.2%
Asian 6.7%
Other/Mixed 6.0%
Black/African American 3.1%
Hispanic/Latino 2.1%
👶 Under 18
22.1%
This area
22.1%
USA
22.0%
👴 65 and Over
14.8%
This area
14.8%
USA
17.3%
📊 Poverty Rate
2.2%
This area
2.2%
USA
11.5%

Crime & Safety

🚧

Crime & Safety Data Coming Soon

We're integrating comprehensive crime statistics including violent crime rates, property crime, and safety scores to help you make informed investment decisions.

Expected: Q1 2025

🎓 Schools in 68512

B Avg School Grade
4 Schools
16.2:1 Avg Class Size
$14,943 Avg Per Pupil

Schools in This ZIP Code

A Very Good

HILL ELEMENTARY SCHOOL

📚 Pre-K – 05 Elementary
👥
396 Students
👨‍🏫
13.1:1 Class Size
💰
$14,943 Per Student
B+ Above Average

ADAMS ELEMENTARY SCHOOL

📚 Pre-K – 05 Elementary
👥
757 Students
👨‍🏫
16.3:1 Class Size
💰
$14,943 Per Student
C+ Average

SOUTHWEST HIGH SCHOOL

📚 09 – 12 High School
👥
2,049 Students
👨‍🏫
19.2:1 Class Size
💰
$14,943 Per Student
C Below Average

PATHFINDER ED PRG-LANCASTER CO

📚 07 – 12 High School Limited Data
About Repit School Scores

Traditional school ratings rely heavily on standardized test scores, which often reflect family income more than school quality. Repit takes a different approach.

We evaluate schools based on factors that research shows actually impact educational outcomes:

  • Class Size — Smaller classes mean more individual attention
  • School Funding — Resources available for programs, staff, and facilities
  • Community Factors — Neighborhood characteristics that influence student success
  • School Environment — Size, type, and structure

Scores are updated annually using federal education data.

🎓 Nearby Colleges & Universities

8 Nearby 3,458 Off-Campus Students
D
Entourage Institute of Beauty and Esthetics
49 students · 3.6 mi
C
Union Adventist University
635 students · 3.8 mi
C
Bryan College of Health Sciences
746 students · 5.0 mi
C+
College of Hair Design-Downtown
72 students · 5.1 mi
B
University of Nebraska-Lincoln
23,986 students · 5.5 mi
C+
College of Hair Design-East Campus
116 students · 5.7 mi
C
Southeast Community College Area
9,799 students · 6.5 mi
D
University of Nebraska-Central Administration System Office
0 students · 6.6 mi

Investor Insight: With 3,458 students living off-campus nearby, this area has strong rental demand from the college population.

Frequently Asked Questions

Where do home prices stand in Lincoln, NE?

Lincoln, NE median home values land near $352K. That is reasonable territory for investors looking at $1,495/mo-per-month rentals.

How deep is the rental pool in Lincoln, NE?

Expect a solid tenant pool in Lincoln, NE. The rental market absorbs $1,495/mo rents without meaningful friction.

How viable is house hacking in Lincoln, NE?

The house hack math a challenging in Lincoln, NE. Owner-occupant buyers benefit from the $1,495/mo rents and $352K home values.

What kind of vacancy should I budget for in Lincoln, NE?

Lincoln, NE vacancy trends elevated. Investors running standard buy-and-hold plays see reasonable downtime between tenants.

Where do rents currently stand in Lincoln, NE?

The typical rental in Lincoln, NE commands about $1,495/mo monthly. That rent profile consistent cash flow against the $352K purchase basis.

You know 68512 now. You don’t know where it ranks.

This page stays free — all of it. What one page can’t tell you is how 68512 compares to every other market. Investor ($19/mo) screens every U.S. ZIP by cap rate, the 1% rule, vacancy and landlord climate, and exports your shortlist.

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How 68512 ranks in Lincoln, NE

Every ZIP in this metro, ranked. Free.

Cash Flow → Appreciation → Affordable →
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