Real Estate Investing in Diller, Nebraska (68342)

Everything the listing leaves out — vacancy, rent trend, cap rate, landlord climate. All free.

Jefferson County • Population: 525 • Data updated: September 2026

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Should you buy in 68342 (Diller, NE)? Our answer, based on the numbers below.

🏠 For Homebuyers
GOOD FIT
Grade B (71/100)

Solid choice — values are growing steadily and the market is stable enough to buy with confidence.

📈 For Investors
MIXED
3.0 / 5 (47/100)

A middle-of-the-road market. Workable, but the best opportunities may be nearby ZIPs rather than this one.

⚠️ Risks to Know
CLEAN

No major risk flags on the data we track.

• Limited market data — this is a very small market; averages are built from few observations and can swing widely. • Modeled rent — no observed market rent for this ZIP; the figure is estimated from HUD fair-market rent.

What’s happening in Diller, NE (68342)?

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3.0/ 5

Investability

Overall investment appeal

3.0/ 5

Appreciation

Long-term value growth

3.0/ 5

Cashflow ROI

Rental yield potential

Avg Home Value $232,445
Avg Monthly Rent $864
1% Rule ✗ Does Not Meet
Median Income $61,500
% Renters 32.1%

Market Analysis: 68342 Diller

The 68342 ZIP covers a section of Diller that demands careful diligence. Prices near $232K look accessible, but the work to make a deal cash flow is real.

For an experienced owner, 68342 can be a an appealing option for hunting ground — but the discount at $232K reflects genuine risk that outside investors often underestimate.

Nearby ZIPs in Diller have seen price recovery that 68342 has not matched. Jefferson County data supports the view that the spread is structural rather than temporary.

Resident income in 68342 sits below the county median. That reality colors rent collection, vacancy, and reinvestment math in ways that outside investors often underestimate.

Distressed ZIPs reward experience. impressive returns are possible in 68342, but they flow to investors who already understand how to operate in soft markets.

Explore the Data — Click a Tab Below
🏦 Current 30-yr Fixed Mortgage Rate: 6.76% as of Sep 10 Source: Freddie Mac PMMS

Here's what matters if you're considering buying a home in Diller:

C+ Average
Buy Confidence Score: 65/100
Affordability
15/25
Appreciation
22/25
Stability
7/20
Timing
6/15
Rental backup
15/15
Affordability
Moderate
Homes cost 3.8× the median income
Value Trend
Rising (+9.9%)
How home values changed in the past year
Rental Backup
Strong
Could rent for $864/mo if you need to move
Market Conditions
WARM
Seller-favorable conditions, steady activity
Bottom Line: Mixed signals in this market. Research specific properties carefully and be prepared to negotiate.
☀️
WARM MARKET
Beatrice, NE Metro Area
Seller-favorable conditions, steady activity
0 days
Average time to sell
Very Fast
9.2%
Listings with price cuts
Few Cuts
0.0%
Sale price vs asking
Below Ask
0.0%
Income needed for mortgage
Affordable
📅 Market conditions as of August 29, 2026 — updated weekly from Beatrice, NE metro data

Market Trends

Home Value History (with trend line)

$248K$217K$186K$155K$124K$93KApr 2012Jun 2019Jul 2026

📊 How Does 68342 Compare?

Metric 68342 Diller Beatrice, NE Nebraska
Home Value $232,445 $232,445 N/A $269,423
5-Year CAGR 6.8% 6.8% N/A 6.7%
Avg Rent $864 $864 N/A -
Cap Rate 2.9% 2.9% - -
💡 Why Invest in 68342? Click to expand

With a 3/5 investability rating, this ZIP shows solid fundamentals for buy-and-hold investors.

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Landlord Ground Truth

Real numbers from people who own or manage rentals in ZIP 68342 (Diller, NE). Anonymous, moderated, never written by AI.

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Investability
Good
Cap Rate
2.9%
Low
5yr Growth
+6.8%
Strong

📉 Market Crash Risk Index

Based on Beatrice, NE metro

2/10
Low Risk
Price YoY
0/3
N/A
Rent YoY
0/2
N/A
Below List
2/3
71%
Days Pending
0/2
0 days

View all metro crash risk rankings →

📊 Market Snapshot

Home Value $232,445
Monthly Rent $864
Price-to-Rent 22.4:1
1% Rule ✗ Fails

💰 Return Metrics

Gross Yield 4.5%
Cap Rate 2.9%
5-Year IRR 9.7%

📈 Home Appreciation

1-Year +9.9% ▲
3-Year CAGR +6.5% ▲
5-Year CAGR +6.8% ▲
10-Year CAGR +7.4% ▲

🏠 Rent Trends

1-Year N/A
3-Year CAGR N/A
5-Year CAGR N/A
Negative Leverage — IRR / Tax Play Cap Rate: 2.9%  |  30yr Rate: 6.8%
Leverage reduces cash returns at current rates.

The current 30-yr mortgage rate (6.8%) exceeds the estimated cap rate (2.9%). Financing reduces your cash-on-cash return below the cap rate. Markets like this may still make sense as IRR plays — factoring in appreciation, depreciation, and a future refinance when rates drop.

Run an IRR Analysis →

⚠️ Risk Signals

Composite view of factors that can impact a ZIP's stability and your downside risk.

Vacancy
6.5%
Low risk
Landlord Climate
5.0/5
Friendly
Value Trend (5yr)
+6.8%
Growing
Eviction process: Fast Rent control: Favorable

Demographics in 68342

Population: 525

💰 Median Household Income
$61,500
This area
$61,500
State
$70,851
USA
$74,580
🏠 Renter Occupied
32.1%
This area
32.1%
State
22.7%
USA
34.0%
💼 Unemployment Rate
0.2%
This area
0.2%
State
-5.2%
USA
3.7%
🎓 College Educated
24.6%
This area
24.6%
State
15.7%
USA
33.7%
👤 Median Age
36.0 years
This area
36.0 years
State
33.1 years
USA
38.9 years
🏚️ Vacancy Rate
6.5%
This area
6.5%
State
15.6%
USA
10.5%
👥 Population by Ethnicity
White 96.3%
Other/Mixed 3.7%
👶 Under 18
30.8%
This area
30.8%
USA
22.0%
👴 65 and Over
19.8%
This area
19.8%
USA
17.3%
📊 Poverty Rate
11.0%
This area
11.0%
USA
11.5%

Crime & Safety

🚧

Crime & Safety Data Coming Soon

We're integrating comprehensive crime statistics including violent crime rates, property crime, and safety scores to help you make informed investment decisions.

Expected: Q1 2025

🎓 Schools in 68342

A+ Avg School Grade
1 Schools
10.4:1 Avg Class Size
$22,510 Avg Per Pupil

Schools in This ZIP Code

A+ Excellent

DILLER-ODELL ELEM SCHOOL

📚 Pre-K – 06 School
👥
140 Students
👨‍🏫
10.4:1 Class Size
💰
$22,510 Per Student
About Repit School Scores

Traditional school ratings rely heavily on standardized test scores, which often reflect family income more than school quality. Repit takes a different approach.

We evaluate schools based on factors that research shows actually impact educational outcomes:

  • Class Size — Smaller classes mean more individual attention
  • School Funding — Resources available for programs, staff, and facilities
  • Community Factors — Neighborhood characteristics that influence student success
  • School Environment — Size, type, and structure

Scores are updated annually using federal education data.

Frequently Asked Questions

Are rents high in Diller, NE?

Diller, NE rentals go for roughly $864/mo a month. That puts gross yield in solid territory relative to $232K acquisition costs.

Are tenants stable in Diller, NE?

Working renters make up the core of the Diller, NE tenant base. The pool is reasonable for investors targeting long-term holds.

Which investment style suits Diller, NE?

Investors usually favor careful cash-flow rentals with hands-on management in Diller, NE. With home values at $232K and rents near $864/mo, other strategies can work but produce predictable rather than outsized returns.

How tight is the rental market in Diller, NE?

Vacancy risk in Diller, NE is elevated. That supports predictable cash flow for typical rental holds.

Is house hacking profitable in Diller, NE?

House hacking in Diller, NE is reasonable to execute. Prices around $232K and rents of $864/mo solid owner-occupant economics.

You know 68342 now. You don’t know where it ranks.

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How 68342 ranks in Beatrice, NE

Every ZIP in this metro, ranked. Free.

Cash Flow → Appreciation → Affordable →
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