Real Estate Investing in Clatonia, Nebraska (68328)

Everything the listing leaves out — vacancy, rent trend, cap rate, landlord climate. All free.

Gage County • Population: 439 • Data updated: September 2026

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Should you buy in 68328 (Clatonia, NE)? Our answer, based on the numbers below.

🏠 For Homebuyers
CAUTION
Grade D (45/100)

Proceed carefully. Weak appreciation or affordability makes this a harder case for most buyers.

📈 For Investors
WEAK
2.0 / 5 (33/100)

Structural challenges here. The numbers may look cheap but operational risk is high. Only for experienced, hands-on investors.

⚠️ Risks to Know
1 flag
  • Elevated vacancy: 8.1% vacancy may signal weakening demand.

• Limited market data — this is a very small market; averages are built from few observations and can swing widely. • Modeled rent — no observed market rent for this ZIP; the figure is estimated from HUD fair-market rent.

What’s happening in Clatonia, NE (68328)?

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2.0/ 5

Investability

Overall investment appeal

0.0/ 5

Appreciation

Long-term value growth

3.0/ 5

Cashflow ROI

Rental yield potential

Avg Home Value $227,091
Avg Monthly Rent $1,017
1% Rule ✗ Does Not Meet
Median Income $58,295
% Renters 22.0%

Market Analysis: 68328 Clatonia

ZIP 68328 in Clatonia, NE carries a substantial set of headwinds. Home values near $227K and rents of $1,017/mo sit inside a market where underwriting has to be tight.

The investment case in 68328 is sturdy only for operators who understand what they are buying. A $227K median suggests accessibility, but management intensity, vacancy drift, and capex surprises are real.

ZIP 68328's metrics run below Gage County's averages on price growth and tenant stability. Investors who ignore that regional gap tend to relearn it the hard way.

Who lives in 68328 is part of why the ZIP is priced as it is. The demographic profile requires hands-on management, tight screening, and local knowledge.

Strategically, 68328 can be a high-return sleeve of a diversified portfolio — but it should not be the whole portfolio, and it should not be someone's first deal.

Explore the Data — Click a Tab Below
🏦 Current 30-yr Fixed Mortgage Rate: 6.76% as of Sep 10 Source: Freddie Mac PMMS

Here's what matters if you're considering buying a home in Clatonia:

C+ Average
Buy Confidence Score: 68/100
Affordability
15/25
Appreciation
25/25
Stability
7/20
Timing
6/15
Rental backup
15/15
Affordability
Moderate
Homes cost 3.9× the median income
Value Trend
Rising (+7.6%)
How home values changed in the past year
Rental Backup
Strong
Could rent for $1,017/mo if you need to move
Market Conditions
WARM
Seller-favorable conditions, steady activity
Bottom Line: Mixed signals in this market. Research specific properties carefully and be prepared to negotiate.
☀️
WARM MARKET
Beatrice, NE Metro Area
Seller-favorable conditions, steady activity
0 days
Average time to sell
Very Fast
9.2%
Listings with price cuts
Few Cuts
0.0%
Sale price vs asking
Below Ask
0.0%
Income needed for mortgage
Affordable
📅 Market conditions as of August 29, 2026 — updated weekly from Beatrice, NE metro data

Market Trends

Home Value History (with trend line)

$233K$221K$210K$199K$188K$176KFeb 2022May 2024Jul 2026

📊 How Does 68328 Compare?

Metric 68328 Clatonia Beatrice, NE Nebraska
Home Value $227,091 $227,091 N/A $269,423
5-Year CAGR N/A N/A N/A 6.7%
Avg Rent $1,017 $1,017 N/A -
Cap Rate 3.5% 3.5% - -
A great house in the wrong ZIP is still a bad deal — screen every market by cash flow & cap rate.
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Landlord Ground Truth

Real numbers from people who own or manage rentals in ZIP 68328 (Clatonia, NE). Anonymous, moderated, never written by AI.

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Investability
Fair
Cap Rate
3.5%
Low

📉 Market Crash Risk Index

Based on Beatrice, NE metro

2/10
Low Risk
Price YoY
0/3
N/A
Rent YoY
0/2
N/A
Below List
2/3
71%
Days Pending
0/2
0 days

View all metro crash risk rankings →

📊 Market Snapshot

Home Value $227,091
Monthly Rent $1,017
Price-to-Rent 18.6:1
1% Rule ✗ Fails

💰 Return Metrics

Gross Yield 5.4%
Cap Rate 3.5%
5-Year IRR 9.7%

📈 Home Appreciation

1-Year +7.6% ▲
3-Year CAGR +6.2% ▲
5-Year CAGR N/A
10-Year CAGR N/A

🏠 Rent Trends

1-Year N/A
3-Year CAGR N/A
5-Year CAGR N/A
Negative Leverage — IRR / Tax Play Cap Rate: 3.5%  |  30yr Rate: 6.8%
Leverage reduces cash returns at current rates.

The current 30-yr mortgage rate (6.8%) exceeds the estimated cap rate (3.5%). Financing reduces your cash-on-cash return below the cap rate. Markets like this may still make sense as IRR plays — factoring in appreciation, depreciation, and a future refinance when rates drop.

Run an IRR Analysis →

⚠️ Risk Signals

Composite view of factors that can impact a ZIP's stability and your downside risk.

Vacancy
8.1%
Moderate risk
Landlord Climate
5.0/5
Friendly
Value Trend (5yr)
N/A
Stable
Eviction process: Fast Rent control: Favorable

Demographics in 68328

Population: 439

💰 Median Household Income
$58,295
This area
$58,295
State
$70,851
USA
$74,580
🏠 Renter Occupied
22.0%
This area
22.0%
State
22.7%
USA
34.0%
💼 Unemployment Rate
0.0%
This area
0.0%
State
-5.2%
USA
3.7%
🎓 College Educated
19.5%
This area
19.5%
State
15.7%
USA
33.7%
👤 Median Age
39.6 years
This area
39.6 years
State
33.1 years
USA
38.9 years
🏚️ Vacancy Rate
8.1%
This area
8.1%
State
15.6%
USA
10.5%
👥 Population by Ethnicity
White 97.5%
Other/Mixed 2.4%
Hispanic/Latino 1.7%
👶 Under 18
27.6%
This area
27.6%
USA
22.0%
👴 65 and Over
21.9%
This area
21.9%
USA
17.3%
📊 Poverty Rate
1.7%
This area
1.7%
USA
11.5%

Crime & Safety

🚧

Crime & Safety Data Coming Soon

We're integrating comprehensive crime statistics including violent crime rates, property crime, and safety scores to help you make informed investment decisions.

Expected: Q1 2025

🎓 Nearby Colleges & Universities

1 Nearby
C
Doane University
1,948 students · 11.7 mi

Frequently Asked Questions

How expensive is real estate in Clatonia, NE?

Median home price in Clatonia, NE is near $227K, with a 5-year CAGR of 0.0%. Prices have been consistent and supportive of buy-and-hold strategies.

What kind of market is Clatonia, NE for investors?

Our data puts Clatonia, NE at 2.0/5 for investability. Home prices of $227K and rents around $1,017/mo create a solid backdrop for investor activity.

Is Clatonia, NE better for rentals, flips, or BRRRR?

For Clatonia, NE, careful cash-flow rentals with hands-on management is the standard investor playbook. The market structure makes it a reasonable default approach.

How viable is house hacking in Clatonia, NE?

House hacking in Clatonia, NE is a challenging. With home values around $227K and rents at $1,017/mo, owner-occupants can offset a meaningful share of PITI.

How strong is tenant demand in Clatonia, NE?

Clatonia, NE draws a reliable base of working renters. Demand at the $1,017/mo rent level is reasonable for standard single-family and small multi rentals.

You know 68328 now. You don’t know where it ranks.

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How 68328 ranks in Beatrice, NE

Every ZIP in this metro, ranked. Free.

Cash Flow → Appreciation → Affordable →
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