Real Estate Investing in Horton, Kansas (66439)
Everything the listing leaves out — vacancy, rent trend, cap rate, landlord climate. All free.
Should you buy in 66439 (Horton, KS)? Our answer, based on the numbers below.
Solid choice — values are growing steadily and the market is stable enough to buy with confidence.
A middle-of-the-road market. Workable, but the best opportunities may be nearby ZIPs rather than this one.
- High vacancy: 18.8% of homes vacant — above national norms.
• Modeled rent — no observed market rent for this ZIP; the figure is estimated from HUD fair-market rent.
What’s happening in Horton, KS (66439)?
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Market Analysis: 66439 Horton
The 66439 ZIP in Horton, KS is a local-operator market. Outside capital chasing a $109K entry has to pair deep knowledge with the discount.
Rent of $801/mo on a $109K basis reads well until vacancy, delinquency, and capex enter the model. The honest cap rate in 66439 sits below the stated 0.0% once reality is priced in.
Regionally, 66439 sits on the difficult end of the KS spectrum. The worth a close look for read — for disciplined operators — is that pricing reflects the difficulty.
The demographic picture in 66439 includes headwinds that any investor should price in. Income distribution skews lower than Horton averages, and tenant stability requires active management.
The 66439 ZIP fits a narrow investor profile — hands-on, patient, and willing to accept that the cap rate on paper is not the cap rate in reality.
Here's what matters if you're considering buying a home in Horton:
Property Strategy for 66439
Which property type performs best in this market?
📊 Compare All Property Types →
| Type | Median Value | Est. Rent | Cap Rate | 5yr CAGR | $/Bedroom |
|---|---|---|---|---|---|
| 2BR | $76,624 | $890 | 8.4% | +10.1% | $38,312 |
| 3BR | $132,695 | $1,160 | 6.3% | +9.0% | $44,232 |
| 4BR | $191,031 | $1,250 | 4.7% | +8.8% | $47,758 |
Market Trends
Home Value History (with trend line)
📊 How Does 66439 Compare?
| Metric | 66439 | Horton | Atchison, KS | Kansas |
|---|---|---|---|---|
| Home Value | $109,356 | $109,356 | N/A | $237,409 |
| 5-Year CAGR | 6.0% | 6.0% | N/A | 7.2% |
| Avg Rent | $801 | $801 | N/A | - |
| Cap Rate | 5.7% | 5.7% | - | - |
Similar ZIPs Within 25 Miles
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Landlord Ground Truth
Real numbers from people who own or manage rentals in ZIP 66439 (Horton, KS). Anonymous, moderated, never written by AI.
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📊 Market Snapshot
| Home Value | $109,356 |
| Monthly Rent | $801 |
| Price-to-Rent | 11.4:1 |
| 1% Rule | ✗ Fails |
💰 Return Metrics
| Gross Yield | 8.8% |
| Cap Rate | 5.7% |
| 5-Year IRR | 11.7% |
📈 Home Appreciation
| 1-Year | +9.4% ▲ |
| 3-Year CAGR | +5.4% ▲ |
| 5-Year CAGR | +6.0% ▲ |
| 10-Year CAGR | +6.9% ▲ |
🏠 Rent Trends
| 1-Year | N/A |
| 3-Year CAGR | N/A |
| 5-Year CAGR | N/A |
The current 30-yr mortgage rate (6.8%) exceeds the estimated cap rate (5.7%). Financing reduces your cash-on-cash return below the cap rate. Markets like this may still make sense as IRR plays — factoring in appreciation, depreciation, and a future refinance when rates drop.
Run an IRR Analysis →⚠️ Risk Signals
Composite view of factors that can impact a ZIP's stability and your downside risk.
Demographics in 66439
Population: 2,585
Crime & Safety
Crime & Safety Data Coming Soon
We're integrating comprehensive crime statistics including violent crime rates, property crime, and safety scores to help you make informed investment decisions.
Expected: Q1 2025
🎓 Schools in 66439
Schools in This ZIP Code
About Repit School Scores
Traditional school ratings rely heavily on standardized test scores, which often reflect family income more than school quality. Repit takes a different approach.
We evaluate schools based on factors that research shows actually impact educational outcomes:
- Class Size — Smaller classes mean more individual attention
- School Funding — Resources available for programs, staff, and facilities
- Community Factors — Neighborhood characteristics that influence student success
- School Environment — Size, type, and structure
Scores are updated annually using federal education data.
Frequently Asked Questions
Is Horton in KS worth investing in?
Horton, KS scores 3.0/5 for investability. Home values sit at $109K and rents near $801/mo, which keeps the rent-to-price ratio in reasonable territory for buy-and-hold investors.
How much do tenants pay in Horton, KS?
The typical rental in Horton, KS commands about $801/mo monthly. That rent profile stable cash flow against the $109K purchase basis.
How quickly do rentals get leased in Horton, KS?
Vacancy in Horton, KS is elevated, which keeps landlord downtime on reasonable timelines. Most properties lease within the standard window at $801/mo.
How strong is tenant demand in Horton, KS?
The tenant pool in Horton, KS is solid, supported by local employment and population fundamentals. Rents of $801/mo are well-absorbed by the market.
Which investment style suits Horton, KS?
In Horton, KS the significant play is typically careful cash-flow rentals with hands-on management. The combination of $109K prices and $801/mo rents suits that approach.
You know 66439 now. You don’t know where it ranks.
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How 66439 ranks in Atchison, KS
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