Real Estate Investing in Pomona, Kansas (66076)

Everything the listing leaves out — vacancy, rent trend, cap rate, landlord climate. All free.

Franklin County • Population: 2,231 • Data updated: September 2026

☆ Watch this market Free account

Should you buy in 66076 (Pomona, KS)? Our answer, based on the numbers below.

🏠 For Homebuyers
GOOD FIT
Grade B (77/100)

Solid choice — values are growing steadily and the market is stable enough to buy with confidence.

📈 For Investors
MIXED
3.0 / 5 (47/100)

A middle-of-the-road market. Workable, but the best opportunities may be nearby ZIPs rather than this one.

⚠️ Risks to Know
1 flag
  • High price-to-rent: Price-to-rent ratio 26.2 — hard to cash-flow at these prices.

• Modeled rent — no observed market rent for this ZIP; the figure is estimated from HUD fair-market rent.

What’s happening in Pomona, KS (66076)?

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3.0/ 5

Investability

Overall investment appeal

4.0/ 5

Appreciation

Long-term value growth

3.0/ 5

Cashflow ROI

Rental yield potential

Avg Home Value $291,241
Avg Monthly Rent $927
1% Rule ✗ Does Not Meet
Median Income $68,788
% Renters 18.0%

Market Analysis: 66076 Pomona

ZIP 66076 in Pomona, KS carries a healthy set of headwinds. Home values near $291K and rents of $927/mo sit inside a market where underwriting has to be tight.

For an experienced owner, 66076 can be a a strong candidate for hunting ground — but the discount at $291K reflects genuine risk that outside investors often underestimate.

Statewide comparisons place 66076 among KS's softer markets. That context does not make the ZIP uninvestable, but it does raise the bar for due diligence.

Put differently, 2,231 residents fill the ZIP, renter turnover runs higher than neighboring postal codes and delinquency risk is a real line item rather than a theoretical one.

Strategically, 66076 can be a high-return sleeve of a diversified portfolio — but it should not be the whole portfolio, and it should not be someone's first deal.

Explore the Data — Click a Tab Below
🏦 Current 30-yr Fixed Mortgage Rate: 6.76% as of Sep 10 Source: Freddie Mac PMMS

Here's what matters if you're considering buying a home in Pomona:

C+ Average
Buy Confidence Score: 68/100
Affordability
15/25
Appreciation
25/25
Stability
7/20
Timing
6/15
Rental backup
15/15
Affordability
Moderate
Homes cost 4.2× the median income
Value Trend
Rising (+9.8%)
How home values changed in the past year
Rental Backup
Strong
Could rent for $927/mo if you need to move
Market Conditions
WARM
Seller-favorable conditions, steady activity
Bottom Line: Mixed signals in this market. Research specific properties carefully and be prepared to negotiate.
☀️
WARM MARKET
Ottawa, KS Metro Area
Seller-favorable conditions, steady activity
0 days
Average time to sell
Very Fast
6.4%
Listings with price cuts
Few Cuts
0.0%
Sale price vs asking
Below Ask
0.0%
Income needed for mortgage
Affordable
📅 Market conditions as of August 29, 2026 — updated weekly from Ottawa, KS metro data
🏠

Property Strategy for 66076

Which property type performs best in this market?

Best for Cash Flow
2BR
3.5% cap rate
Best for Appreciation
2BR
+11.0% 5yr CAGR
Best Overall Value
3BR
$91,666/bedroom
📊 Compare All Property Types →
Type Median Value Est. Rent Cap Rate 5yr CAGR $/Bedroom
2BR $210,220 $1,030 3.5% +11.0% $105,110
3BR $274,998 $1,230 3.2% +10.3% $91,666

Market Trends

Home Value History (with trend line)

$315K$266K$218K$169K$121K$73KJul 2006Jul 2016Jul 2026

📊 How Does 66076 Compare?

Metric 66076 Pomona Ottawa, KS Kansas
Home Value $291,241 $291,241 N/A $237,409
5-Year CAGR 8.1% 8.1% N/A 7.2%
Avg Rent $927 $927 N/A -
Cap Rate 2.5% 2.5% - -
💡 Why Invest in 66076? Click to expand

With a 3/5 investability rating, this ZIP shows solid fundamentals for buy-and-hold investors.

📊 See where this ZIP ranks in our Best-of lists →
A great house in the wrong ZIP is still a bad deal — screen every market by cash flow & cap rate.
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Landlord Ground Truth

Real numbers from people who own or manage rentals in ZIP 66076 (Pomona, KS). Anonymous, moderated, never written by AI.

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Investability
Good
Cap Rate
2.5%
Low
5yr Growth
+8.1%
Strong

📉 Market Crash Risk Index

Based on Ottawa, KS metro

1/10
Low Risk
Price YoY
0/3
N/A
Rent YoY
0/2
N/A
Below List
1/3
50%
Days Pending
0/2
0 days

View all metro crash risk rankings →

📊 Market Snapshot

Home Value $291,241
Monthly Rent $927
Price-to-Rent 26.2:1
1% Rule ✗ Fails

💰 Return Metrics

Gross Yield 3.8%
Cap Rate 2.5%
5-Year IRR 10.5%

📈 Home Appreciation

1-Year +9.8% ▲
3-Year CAGR +7.4% ▲
5-Year CAGR +8.1% ▲
10-Year CAGR +9.1% ▲

🏠 Rent Trends

1-Year N/A
3-Year CAGR N/A
5-Year CAGR N/A
Negative Leverage — IRR / Tax Play Cap Rate: 2.5%  |  30yr Rate: 6.8%
Leverage reduces cash returns at current rates.

The current 30-yr mortgage rate (6.8%) exceeds the estimated cap rate (2.5%). Financing reduces your cash-on-cash return below the cap rate. Markets like this may still make sense as IRR plays — factoring in appreciation, depreciation, and a future refinance when rates drop.

Run an IRR Analysis →

⚠️ Risk Signals

Composite view of factors that can impact a ZIP's stability and your downside risk.

Vacancy
4.1%
Low risk
Landlord Climate
5.0/5
Friendly
Value Trend (5yr)
+8.1%
Growing
Eviction process: Fast Rent control: Favorable

Demographics in 66076

Population: 2,231

💰 Median Household Income
$68,788
This area
$68,788
State
$67,472
USA
$74,580
🏠 Renter Occupied
18.0%
This area
18.0%
State
22.4%
USA
34.0%
💼 Unemployment Rate
2.4%
This area
2.4%
State
-2.1%
USA
3.7%
🎓 College Educated
15.0%
This area
15.0%
State
17.3%
USA
33.7%
👤 Median Age
41.5 years
This area
41.5 years
State
32.6 years
USA
38.9 years
🏚️ Vacancy Rate
4.1%
This area
4.1%
State
16.4%
USA
10.5%
👥 Population by Ethnicity
White 93.0%
Other/Mixed 6.3%
Hispanic/Latino 0.9%
Black/African American 0.4%
Asian 0.3%
👶 Under 18
27.1%
This area
27.1%
USA
22.0%
👴 65 and Over
18.2%
This area
18.2%
USA
17.3%
📊 Poverty Rate
10.8%
This area
10.8%
USA
11.5%

Crime & Safety

🚧

Crime & Safety Data Coming Soon

We're integrating comprehensive crime statistics including violent crime rates, property crime, and safety scores to help you make informed investment decisions.

Expected: Q1 2025

🎓 Schools in 66076

A Avg School Grade
3 Schools
11.5:1 Avg Class Size
$17,034 Avg Per Pupil

Schools in This ZIP Code

A Very Good

West Franklin High School

📚 09 – 12 High School
👥
194 Students
👨‍🏫
10.5:1 Class Size
💰
$17,034 Per Student
A Very Good

West Franklin Middle School

📚 06 – 08 Middle
👥
134 Students
👨‍🏫
11.5:1 Class Size
💰
$17,034 Per Student
A Very Good

Appanoose Elementary School

📚 Pre-K – 05 Elementary
👥
182 Students
👨‍🏫
12.6:1 Class Size
💰
$17,034 Per Student
About Repit School Scores

Traditional school ratings rely heavily on standardized test scores, which often reflect family income more than school quality. Repit takes a different approach.

We evaluate schools based on factors that research shows actually impact educational outcomes:

  • Class Size — Smaller classes mean more individual attention
  • School Funding — Resources available for programs, staff, and facilities
  • Community Factors — Neighborhood characteristics that influence student success
  • School Environment — Size, type, and structure

Scores are updated annually using federal education data.

🎓 Nearby Colleges & Universities

1 Nearby
D
Ottawa University-Ottawa
1,055 students · 9.6 mi

Frequently Asked Questions

What is the average monthly rent in Pomona, KS?

Expect rents around $927/mo per month in Pomona, KS. With home values at $291K, the yield math works out to reasonable levels for rental investors.

How do landlord-tenant laws work in Pomona, KS?

KS ranks as a landlord-friendly state for landlord-tenant law. Pomona generally follows the statewide framework, so landlords face reasonable operating rules.

How does Pomona, KS rate as a rental market?

Pomona, KS scores 3.0/5 for investability. Home values sit at $291K and rents near $927/mo, which keeps the rent-to-price ratio in reasonable territory for buy-and-hold investors.

How viable is house hacking in Pomona, KS?

The house hack math a challenging in Pomona, KS. Owner-occupant buyers benefit from the $927/mo rents and $291K home values.

What is the typical vacancy rate in Pomona, KS?

Pomona, KS vacancy trends elevated. Investors running standard buy-and-hold plays see reasonable downtime between tenants.

You know 66076 now. You don’t know where it ranks.

This page stays free — all of it. What one page can’t tell you is how 66076 compares to every other market. Investor ($19/mo) screens every U.S. ZIP by cap rate, the 1% rule, vacancy and landlord climate, and exports your shortlist.

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How 66076 ranks in Ottawa, KS

Every ZIP in this metro, ranked. Free.

Cash Flow → Appreciation → Affordable →
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