Real Estate Investing in Marshall, Missouri (65340)

Everything the listing leaves out — vacancy, rent trend, cap rate, landlord climate. All free.

Saline County • Population: 15,977 • Data updated: September 2026

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Should you buy in 65340 (Marshall, MO)? Our answer, based on the numbers below.

🏠 For Homebuyers
MIXED
Grade C (60/100)

Mixed signals — some positives, some negatives. Worth considering but not a slam-dunk.

📈 For Investors
MIXED
3.0 / 5 (47/100)

A middle-of-the-road market. Workable, but the best opportunities may be nearby ZIPs rather than this one.

⚠️ Risks to Know
1 flag
  • High vacancy: 18.3% of homes vacant — above national norms.

• Modeled rent — no observed market rent for this ZIP; the figure is estimated from HUD fair-market rent.

What’s happening in Marshall, MO (65340)?

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3.0/ 5

Investability

Overall investment appeal

3.0/ 5

Appreciation

Long-term value growth

3.0/ 5

Cashflow ROI

Rental yield potential

Avg Home Value $192,046
Avg Monthly Rent $819
1% Rule ✗ Does Not Meet
Median Income $53,971
% Renters 28.6%

Market Analysis: 65340 Marshall

Investors eyeing 65340 need to respect the fundamentals at play. Home values of $192K come alongside slower price movement and elevated management overhead.

Rent of $819/mo on a $192K basis reads well until vacancy, delinquency, and capex enter the model. The honest cap rate in 65340 sits below the stated 0.0% once reality is priced in.

Regionally, 65340 sits on the difficult end of the MO spectrum. The a viable market for read — for disciplined operators — is that pricing reflects the difficulty.

Who lives in 65340 is part of why the ZIP is priced as it is. The demographic profile requires hands-on management, tight screening, and local knowledge.

The right play in 65340 usually involves deep tenant screening, aggressive delinquency response, and a conservative capex buffer. Anything less, and the discount can turn into a trap.

Explore the Data — Click a Tab Below
🏦 Current 30-yr Fixed Mortgage Rate: 6.76% as of Sep 10 Source: Freddie Mac PMMS

Here's what matters if you're considering buying a home in Marshall:

C+ Average
Buy Confidence Score: 69/100
Affordability
15/25
Appreciation
22/25
Stability
11/20
Timing
6/15
Rental backup
15/15
Affordability
Moderate
Homes cost 3.6× the median income
Value Trend
Rising (+7.1%)
How home values changed in the past year
Rental Backup
Strong
Could rent for $819/mo if you need to move
Market Conditions
WARM
Seller-favorable conditions, steady activity
Bottom Line: Mixed signals in this market. Research specific properties carefully and be prepared to negotiate.
☀️
WARM MARKET
Marshall, MO Metro Area
Seller-favorable conditions, steady activity
0 days
Average time to sell
Very Fast
6.4%
Listings with price cuts
Few Cuts
0.0%
Sale price vs asking
Below Ask
0.0%
Income needed for mortgage
Affordable
📅 Market conditions as of August 29, 2026 — updated weekly from Marshall, MO metro data

Market Trends

Home Value History (with trend line)

$200K$177K$153K$129K$106K$82KJan 2012May 2019Jul 2026

📊 How Does 65340 Compare?

Metric 65340 Marshall Marshall, MO Missouri
Home Value $192,046 $192,046 N/A $254,657
5-Year CAGR 6.4% 6.4% N/A 7.0%
Avg Rent $819 $819 N/A -
Cap Rate 3.3% 3.3% - -
💡 Why Invest in 65340? Click to expand

With a 3/5 investability rating, this ZIP shows solid fundamentals for buy-and-hold investors.

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Landlord Ground Truth

Real numbers from people who own or manage rentals in ZIP 65340 (Marshall, MO). Anonymous, moderated, never written by AI.

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Investability
Good
Cap Rate
3.3%
Low
5yr Growth
+6.4%
Strong

📉 Market Crash Risk Index

Based on Marshall, MO metro

0/10
Low Risk
Price YoY
0/3
N/A
Rent YoY
0/2
N/A
Below List
0/3
0%
Days Pending
0/2
0 days

View all metro crash risk rankings →

📊 Market Snapshot

Home Value $192,046
Monthly Rent $819
Price-to-Rent 19.5:1
1% Rule ✗ Fails

💰 Return Metrics

Gross Yield 5.1%
Cap Rate 3.3%
5-Year IRR 9.7%

📈 Home Appreciation

1-Year +7.1% ▲
3-Year CAGR +3.4% ▲
5-Year CAGR +6.4% ▲
10-Year CAGR +5.0% ▲

🏠 Rent Trends

1-Year N/A
3-Year CAGR N/A
5-Year CAGR N/A
Negative Leverage — IRR / Tax Play Cap Rate: 3.3%  |  30yr Rate: 6.8%
Leverage reduces cash returns at current rates.

The current 30-yr mortgage rate (6.8%) exceeds the estimated cap rate (3.3%). Financing reduces your cash-on-cash return below the cap rate. Markets like this may still make sense as IRR plays — factoring in appreciation, depreciation, and a future refinance when rates drop.

Run an IRR Analysis →

⚠️ Risk Signals

Composite view of factors that can impact a ZIP's stability and your downside risk.

Vacancy
18.3%
Elevated risk
Landlord Climate
5.0/5
Friendly
Value Trend (5yr)
+6.4%
Growing
Eviction process: Fast Rent control: Favorable

Demographics in 65340

Population: 15,977

💰 Median Household Income
$53,971
This area
$53,971
State
$62,768
USA
$74,580
🏠 Renter Occupied
28.6%
This area
28.6%
State
23.7%
USA
34.0%
💼 Unemployment Rate
1.5%
This area
1.5%
State
-8.1%
USA
3.7%
🎓 College Educated
28.5%
This area
28.5%
State
8.6%
USA
33.7%
👤 Median Age
33.7 years
This area
33.7 years
State
20.4 years
USA
38.9 years
🏚️ Vacancy Rate
18.3%
This area
18.3%
State
18.8%
USA
10.5%
👥 Population by Ethnicity
White 75.9%
Other/Mixed 17.2%
Hispanic/Latino 10.9%
Black/African American 6.3%
Asian 0.5%
👶 Under 18
20.9%
This area
20.9%
USA
22.0%
👴 65 and Over
17.4%
This area
17.4%
USA
17.3%
📊 Poverty Rate
8.2%
This area
8.2%
USA
11.5%

Crime & Safety

🚧

Crime & Safety Data Coming Soon

We're integrating comprehensive crime statistics including violent crime rates, property crime, and safety scores to help you make informed investment decisions.

Expected: Q1 2025

🎓 Schools in 65340

B Avg School Grade
10 Schools
12.0:1 Avg Class Size
$12,889 Avg Per Pupil

Schools in This ZIP Code

A Very Good

BUEKER MIDDLE

📚 06 – 08 Middle
👥
520 Students
👨‍🏫
11.9:1 Class Size
💰
$12,678 Per Student
B+ Above Average

HARDEMAN ELEM.

📚 Pre-K – 08 School
👥
64 Students
👨‍🏫
8.1:1 Class Size
💰
$14,580 Per Student
B+ Above Average

MARSHALL SR. HIGH

📚 09 – 12 High School
👥
797 Students
👨‍🏫
14.1:1 Class Size
💰
$12,678 Per Student
B+ Above Average

SPAINHOWER PRIMARY SCHOOL

📚 K – 02 Elementary
👥
472 Students
👨‍🏫
14.1:1 Class Size
💰
$12,678 Per Student
B+ Above Average

EASTWOOD ELEM.

📚 03 – 04 Elementary
👥
134 Students
👨‍🏫
12.0:1 Class Size
💰
$12,678 Per Student
B+ Above Average

BENTON ELEM.

📚 03 – 04 Elementary
👥
215 Students
👨‍🏫
13.4:1 Class Size
💰
$12,678 Per Student
B Good

Northwest 5th Grade Center

📚 Grade 05 Elementary
👥
183 Students
👨‍🏫
14.8:1 Class Size
💰
$12,678 Per Student
B Good

Tom Butterfield Early Chld Ctr

📚 Grade PK Elementary
👥
80 Students
👨‍🏫
12.8:1 Class Size
💰
$12,678 Per Student
C+ Average

PRAIRIE VIEW SCHOOL

📚 K – 12 K-12
👥
7 Students
👨‍🏫
7.0:1 Class Size
C+ Average

SALINE CO. CAREER CTR.

📚 09 – 12 High School Limited Data
💰
$12,678 Per Student
About Repit School Scores

Traditional school ratings rely heavily on standardized test scores, which often reflect family income more than school quality. Repit takes a different approach.

We evaluate schools based on factors that research shows actually impact educational outcomes:

  • Class Size — Smaller classes mean more individual attention
  • School Funding — Resources available for programs, staff, and facilities
  • Community Factors — Neighborhood characteristics that influence student success
  • School Environment — Size, type, and structure

Scores are updated annually using federal education data.

🎓 Nearby Colleges & Universities

2 Nearby 11 Off-Campus Students
C
Missouri Valley College
1,619 students · 1.3 mi
B
Saline County Career Center
23 students · 1.8 mi

Frequently Asked Questions

How viable is house hacking in Marshall, MO?

The house hack math a challenging in Marshall, MO. Owner-occupant buyers benefit from the $819/mo rents and $192K home values.

Is it easy to find good tenants in Marshall, MO?

The renter base in Marshall, MO is reasonable for the $819/mo price point. Screening well and pricing to market typically yields stable tenants.

How do experienced investors play Marshall, MO?

The best-fit strategy in Marshall, MO is careful cash-flow rentals with hands-on management. That approach the rent and price profile of the market.

Is Marshall in MO worth investing in?

Investors tracking Marshall, MO will find a 3.0/5 rating supported by $192K median home values and $819/mo rents. That profile suits long-term holders targeting reliable returns.

Are landlord laws favorable in Marshall, MO?

Marshall, MO operates under MO law, which is landlord-friendly overall for landlords. Expect steady treatment in typical lease and eviction cases.

You know 65340 now. You don’t know where it ranks.

This page stays free — all of it. What one page can’t tell you is how 65340 compares to every other market. Investor ($19/mo) screens every U.S. ZIP by cap rate, the 1% rule, vacancy and landlord climate, and exports your shortlist.

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