Real Estate Investing in Webb City, Missouri (64870)

Everything the listing leaves out — vacancy, rent trend, cap rate, landlord climate. All free.

Jasper County • Population: 16,360 • Data updated: September 2026

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Should you buy in 64870 (Webb City, MO)? Our answer, based on the numbers below.

🏠 For Homebuyers
GOOD FIT
Grade B (70/100)

Solid choice — values are growing steadily and the market is stable enough to buy with confidence.

📈 For Investors
MIXED
3.0 / 5 (47/100)

A middle-of-the-road market. Workable, but the best opportunities may be nearby ZIPs rather than this one.

⚠️ Risks to Know
1 flag
  • Elevated vacancy: 8.4% vacancy may signal weakening demand.

What’s happening in Webb City, MO (64870)?

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3.0/ 5

Investability

Overall investment appeal

3.0/ 5

Appreciation

Long-term value growth

3.0/ 5

Cashflow ROI

Rental yield potential

Avg Home Value $224,541
Avg Monthly Rent $1,138
1% Rule ✗ Does Not Meet
Median Income $61,606
% Renters 37.2%

Market Analysis: 64870 Webb City

Not every below-median market is a bargain. Webb City's 64870 ZIP posts signals that favor experienced operators who can absorb the risk $225K pricing implies.

The 64870 ZIP can work — but only with a tight operating hand. Remote landlords and passive investors tend to struggle here more than the underwriting suggests.

Nearby ZIPs in Webb City have seen price recovery that 64870 has not matched. Jasper County data supports the view that the spread is structural rather than temporary.

Employment concentration in 64870 leans toward sectors with higher volatility. The demographic consequence is income fluctuation that investors need to factor into their pro forma.

Strategy in 64870 is an operator game, not a passive one. From a cash-flow lens, entry prices of $225K are inviting, the management lift is real and non-optional.

Explore the Data — Click a Tab Below
🏦 Current 30-yr Fixed Mortgage Rate: 6.76% as of Sep 10 Source: Freddie Mac PMMS

Here's what matters if you're considering buying a home in Webb City:

B Good
Buy Confidence Score: 71/100
Affordability
15/25
Appreciation
22/25
Stability
11/20
Timing
8/15
Rental backup
15/15
Affordability
Moderate
Homes cost 3.6× the median income
Value Trend
Stable (+3.0%)
How home values changed in the past year
Rental Backup
Strong
Could rent for $1,138/mo if you need to move
Market Conditions
BALANCED
Even conditions for buyers and sellers
Bottom Line: Mixed signals in this market. Research specific properties carefully and be prepared to negotiate.
⚖️
BALANCED MARKET
Joplin, MO Metro Area
Even conditions for buyers and sellers
50 days
Average time to sell
Average
8.6%
Listings with price cuts
Few Cuts
0.0%
Sale price vs asking
Below Ask
0.0%
Income needed for mortgage
Affordable
📅 Market conditions as of August 29, 2026 — updated weekly from Joplin, MO metro data
🏠

Property Strategy for 64870

Which property type performs best in this market?

Best for Cash Flow
2BR
6.4% cap rate
Best for Appreciation
2BR
+9.7% 5yr CAGR
Best Overall Value
2BR
$58,074/bedroom
📊 Compare All Property Types →
Type Median Value Est. Rent Cap Rate 5yr CAGR $/Bedroom
2BR $116,148 $1,030 6.4% +9.7% $58,074
3BR $207,300 $1,350 4.7% +8.8% $69,100
4BR $295,960 $1,400 3.4% +8.0% $73,990

Market Trends

Home Value History (with trend line)

$240K$204K$167K$130K$93K$57KMar 2008May 2017Jul 2026

Rent History (with trend line)

$1,389$1,332$1,275$1,219$1,162$1,106Mar 2025Nov 2025Jul 2026

📊 How Does 64870 Compare?

Metric 64870 Webb City Joplin, MO Missouri
Home Value $224,541 $224,541 N/A $254,657
5-Year CAGR 6.2% 6.2% N/A 7.0%
Avg Rent $1,138 $1,138 N/A -
Cap Rate 4.0% 4.0% - -
💡 Why Invest in 64870? Click to expand

With a 3/5 investability rating, this ZIP shows solid fundamentals for buy-and-hold investors.

A healthy rental market with 37% renter-occupied households ensures tenant availability.

📊 See where this ZIP ranks in our Best-of lists →
A great house in the wrong ZIP is still a bad deal — screen every market by cash flow & cap rate.
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Landlord Ground Truth

Real numbers from people who own or manage rentals in ZIP 64870 (Webb City, MO). Anonymous, moderated, never written by AI.

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Investability
Good
Cap Rate
4.0%
Low
5yr Growth
+6.2%
Strong

📉 Market Crash Risk Index

Based on Joplin, MO metro

2/10
Low Risk
Price YoY
0/3
N/A
Rent YoY
0/2
N/A
Below List
1/3
55%
Days Pending
1/2
50 days

View all metro crash risk rankings →

📊 Market Snapshot

Home Value $224,541
Monthly Rent $1,138
Price-to-Rent 16.4:1
1% Rule ✗ Fails

💰 Return Metrics

Gross Yield 6.1%
Cap Rate 4.0%
5-Year IRR 10.2%

📈 Home Appreciation

1-Year +3.0% ▲
3-Year CAGR +3.4% ▲
5-Year CAGR +6.2% ▲
10-Year CAGR +6.5% ▲

🏠 Rent Trends

1-Year -14.9% ▼
3-Year CAGR N/A
5-Year CAGR N/A
Negative Leverage — IRR / Tax Play Cap Rate: 4.0%  |  30yr Rate: 6.8%
Leverage reduces cash returns at current rates.

The current 30-yr mortgage rate (6.8%) exceeds the estimated cap rate (4.0%). Financing reduces your cash-on-cash return below the cap rate. Markets like this may still make sense as IRR plays — factoring in appreciation, depreciation, and a future refinance when rates drop.

Run an IRR Analysis →

⚠️ Risk Signals

Composite view of factors that can impact a ZIP's stability and your downside risk.

Vacancy
8.4%
Moderate risk
Landlord Climate
5.0/5
Friendly
Value Trend (5yr)
+6.2%
Growing
Eviction process: Fast Rent control: Favorable

Demographics in 64870

Population: 16,360

💰 Median Household Income
$61,606
This area
$61,606
State
$62,768
USA
$74,580
🏠 Renter Occupied
37.2%
This area
37.2%
State
23.7%
USA
34.0%
💼 Unemployment Rate
3.0%
This area
3.0%
State
-8.1%
USA
3.7%
🎓 College Educated
29.6%
This area
29.6%
State
8.6%
USA
33.7%
👤 Median Age
34.8 years
This area
34.8 years
State
20.4 years
USA
38.9 years
🏚️ Vacancy Rate
8.4%
This area
8.4%
State
18.8%
USA
10.5%
👥 Population by Ethnicity
White 89.3%
Other/Mixed 6.9%
Black/African American 2.0%
Asian 1.9%
Hispanic/Latino 1.7%
👶 Under 18
27.1%
This area
27.1%
USA
22.0%
👴 65 and Over
13.7%
This area
13.7%
USA
17.3%
📊 Poverty Rate
9.5%
This area
9.5%
USA
11.5%

Crime & Safety

🚧

Crime & Safety Data Coming Soon

We're integrating comprehensive crime statistics including violent crime rates, property crime, and safety scores to help you make informed investment decisions.

Expected: Q1 2025

🎓 Schools in 64870

C+ Avg School Grade
10 Schools
15.1:1 Avg Class Size
$10,763 Avg Per Pupil

Schools in This ZIP Code

B Good

WEBB CITY JR. HIGH

📚 07 – 08 Middle
👥
687 Students
👨‍🏫
14.5:1 Class Size
💰
$10,763 Per Student
B Good

WEBSTER PRIMARY CTR.

📚 01 – 02 Elementary
👥
363 Students
👨‍🏫
14.5:1 Class Size
💰
$10,763 Per Student
B Good

MARK TWAIN ELEM.

📚 Grade 03 Elementary
👥
213 Students
👨‍🏫
14.9:1 Class Size
💰
$10,763 Per Student
B Good

WEBB CITY MIDDLE

📚 05 – 06 School
👥
700 Students
👨‍🏫
15.7:1 Class Size
💰
$10,763 Per Student
C+ Average

BESS TRUMAN PRIMARY CTR.

📚 K – 01 Elementary
👥
182 Students
👨‍🏫
13.0:1 Class Size
💰
$10,763 Per Student
C+ Average

MADGE T. JAMES KIND. CTR.

📚 Grade KG Elementary
👥
188 Students
👨‍🏫
13.4:1 Class Size
💰
$10,763 Per Student
C+ Average

HARRY S. TRUMAN ELEM.

📚 02 – 04 Elementary
👥
284 Students
👨‍🏫
15.4:1 Class Size
💰
$10,763 Per Student
C+ Average

EUGENE FIELD ELEM.

📚 Grade 04 Elementary
👥
195 Students
👨‍🏫
15.1:1 Class Size
💰
$10,763 Per Student
C+ Average

WEBB CITY HIGH

📚 09 – 12 High School
👥
1,357 Students
👨‍🏫
15.4:1 Class Size
💰
$10,763 Per Student
C+ Average

HERITAGE PRESCHOOL

📚 Grade PK Elementary
👥
206 Students
👨‍🏫
18.7:1 Class Size
💰
$10,763 Per Student
About Repit School Scores

Traditional school ratings rely heavily on standardized test scores, which often reflect family income more than school quality. Repit takes a different approach.

We evaluate schools based on factors that research shows actually impact educational outcomes:

  • Class Size — Smaller classes mean more individual attention
  • School Funding — Resources available for programs, staff, and facilities
  • Community Factors — Neighborhood characteristics that influence student success
  • School Environment — Size, type, and structure

Scores are updated annually using federal education data.

🎓 Nearby Colleges & Universities

6 Nearby 823 Off-Campus Students
C+
City Pointe Beauty Academy
102 students · 3.1 mi
C
Ozark Christian College
701 students · 5.9 mi
C
Missouri Southern State University
4,090 students · 6.3 mi
D
New Dimensions School of Hair Design
34 students · 7.0 mi
C
Franklin Technology Center Adult Education
57 students · 7.3 mi
C+
Carthage R9 School District-Carthage Technical Center
17 students · 10.0 mi

Investor Insight: With 823 students living off-campus nearby, this area has strong rental demand from the college population.

Frequently Asked Questions

Is Webb City, MO a smart market for rental property?

Yes - Webb City, MO a 3.0/5 investability score. With $225K home prices against $1,138/mo monthly rent, the market delivers a reasonable entry point for new investors.

Is vacancy a concern in Webb City, MO?

Webb City, MO vacancy trends elevated. Investors running standard buy-and-hold plays see reasonable downtime between tenants.

What do rentals go for in Webb City, MO?

Webb City, MO rentals go for roughly $1,138/mo a month. That puts gross yield in solid territory relative to $225K acquisition costs.

Is Webb City, MO a good market for FHA house hackers?

The house hack math a challenging in Webb City, MO. Owner-occupant buyers benefit from the $1,138/mo rents and $225K home values.

How expensive is real estate in Webb City, MO?

In Webb City, MO the median home value sits at $225K. Against the broader MO market, that reads as reasonable for most investors.

You know 64870 now. You don’t know where it ranks.

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How 64870 ranks in Joplin, MO

Every ZIP in this metro, ranked. Free.

Cash Flow → Appreciation → Affordable →
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